Investors eAccess


Overview / Commentary
855-422-6548
101 JKF Parkway
Short Hills, NJ 07078

Related Posts

Investors eAccess Adds 6-Month No Penalty CD, 2.50% APY - 5/6/2019

Investors eAccess (internet bank) has added a 10-month No Penalty CD (2.50% APY). $500 minimum deposit. No partial withdrawals, only early closure.

eAccess 10-Month CD Rate Of 2.70% - 5/2/2019

Open with as low as $500.00 6-Month No-Penalty Certificate Of Deposit Earn a rate of 2.467% & Yield (APY) of 2.50%. 10-Month Certificate Of Deposit Earn a rate of 2.663% & Yield (APY) of 2.70%. Fixed rate products, current rates shown as of 5/2/2019 & may change at any time without notice... eAccess is powered by Investors Bank, one of the strongest & fastest growing banks in the New York/New Jersey market for over 90 years...

Investors eAccess Promotes eAccess Money Market, 2.50% APY - 4/1/2019

Investors eAccess (internet division of Investors Bank) is promoting its eAccess Money Market account, which earns 2.50% APY on all balances up to $2 million.

Reviews (4)

Another Gotcha

Posted by: NYCDoug | May 11, 2019

From our friends at Investors I just learned, in an online chat session, that they DO NOT use ACH. Their slower, so-called "External Transfer" service is apparently something else . . .

Which in practice means that, from within your Investors eAccess Money Market account, you can set up links to other FIs (as "external accounts") . . . a process that uses the traditional two trial deposits for verification, just like ACH.

BUT, if you attempt to link to your Investors account from the outside -- from Chase, for example -- the two trial deposits Chase sends to your Investors account will be rejected. For better or worse, your Investors Money Market is impenetrable from the outside, by other FIs.

Investors Bank is not exactly a roach motel of money, but you ARE at the mercy of their longer delays and holds. I wonder why they bother giving you an ABA routing number along with your account number, since it's really of no practical use!

In comparison, United Bank credits my account with an interest-earning deposit the day of the requested transaction -- even before it's been debited from the funding account. I was planning to pair the two (both currently offering 2.5% APY). But I will not be able to initiate transactions on the United side. All control has been wrested by Investors' "sluggish" (read "float") impaired system.

Is investors not really ready for prime time on the internet super-highway? Or are they simply taking advantage of their customers? (Or both!) Given lack of external access, is "eAccess" actually a misleading misnomer? You decide!

Absolute Absurdity

Posted by: skyortiz | May 28, 2019

The identity verification questions with this bank is absolutely absurd! I have tried to open a savings account with this bank (2) times and they keep saying that I did not pass their identity verification questions. This bank is asking me to provide the exact number(s) to addresses I lived at when I was in college over 30 years ago ~ seriously!

When I was answering their address questions, I even referred to my Experian, Equfax, and Trans Union credit reports, which have my addresses on the credit reports. The verification still said there's a problem verifying my identity. I called the bank and spoke with a rep. The rep advised that the questions come from my credit reports. Well, apparently not, because I was taking my precious time answering the questions, and looking at my credit reports to verify the addresses. And, the verification came back that my answers were incorrect ~ baloney!!

I may not know the exact apartment numbers or house numbers I lived at over 'many, many years ago', but one thing for sure - I know the streets I lived on, including the cities and states.

The first time I tried opening up an account with this bank, I was told by a rep that I would get something in the mail in (10) business days. Did that happen? NO. I never received anything! I opened a savings account with Discover Bank and CIT Bank and they had zero problems verifying my identity!! Investors Bank say that they are trying to protect my information and security - Well, I say this - DO NOT PROTECT ME FROM MYSELF!! If you want to see a copy of my social security card, driver's license, etc - then allow me to provide that information to you. I have never been so frustrated with a bank before, like I have with this bank - absolute absurdity!!

BTW: Other reviewers have had the same or similar experience as I have - just read some of the other reviews.

Unsuccessful Account Opening

Spent 15 minutes opening a joint account, then received message that process was not successful. Never had a problem opening online account before, and I've done this over a dozen times at other banks.
IF THEY HAVE TROUBLE OPENING ACCOUNT AND TAKING YOUR MONEY, HOW GOOD WILL THEY BE SERVICING AN ACCOUNT AND RETURNING YOUR MONEY??? It's not worth the extra few basis points of interest-- look elsewhere!

Bank Lacks Experience With Internet Banking.

Posted by: Nimrod | Apr 28, 2019

Application process for savings account is more intrusive than more matured institutions. Approval process is opaque. Customer Service is lacking in information.
Marginally higher interest rate will not compensate for the aggravation.



Health

Health Grade Components

Overall
FDIC Certificate #28892
Year Established1926
Employees1922
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD7.09%
Annual Interest Income$256.3MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$26.57B$25.22B
LoansQ1 2019vs Q1 2018$21.51B$20.36B
DepositsQ1 2019vs Q1 2018$17.95B$16.80B
Equity CapitalQ1 2019vs Q1 2018$2.67B$2.80B
Loan Loss AllowanceQ1 2019vs Q1 2018$234.7MM$231.1MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$117.7MM$136.5MM
Real Estate OwnedQ1 2019vs Q1 2018$7.0MM$4.9MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

eAccess 10-Month CD Rate Of 2.70%

IvoryMale   |  
Open with as low as $500.00
6-Month No-Penalty Certificate Of Deposit
Earn a rate of 2.467% & Yield (APY) of 2.50%.
10-Month Certificate Of Deposit
Earn a rate of 2.663% & Yield (APY) of 2.70%.
Fixed rate products, current rates shown as of 5/2/2019 & may change at any time without notice...
eAccess is powered by Investors Bank, one of the strongest & fastest growing banks in the New York/New Jersey market for over 90 years...

Rates
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Always verify rates and promotions with the bank or credit union. We are not Investors eAccess; we are a rate comparison website and cannot provide official rates or promotions.

Investors eAccess Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%-$2meAccess Money Market

Investors eAccess CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.70%$500-10 Month CD
2.50%$500-6 Month No Penalty CD
Locations

Investors eAccess is an Internet only bank and does not have branch locations. Its headquarters is located at 101 JKF Parkway - Short Hills, NJ 07078

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.