The low cap hurts this deal, but at least it doesn't require a checking account or direct deposit.
Field of membership includes those who live, work, worship, volunteer or attend school in Atlantic or Cape May County, New Jersey. Membership requires a minimum deposit of $25 into the share savings account.
Branches are located in Northfield, Rio Grande and Atlantic City, NJ. The credit union is federally insured by the NCUA. It has $81.4 million in assets and 10,182 members.