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216-689-5580
127 Public Square
Cleveland, OH 44114

KeyBank is one of the largest retail banks in the country and offers an array of products on both its deposit and loan sides. It maintains up-to-date web-based and mobile platforms for easy account management, including online banking via an award winning website. Headquartered in Cleveland, Ohio, it services its customers through a very large network of branches and ATMs.

One of KeyBank’s popular depository products is a reward checking account that often offers a cash bonus for new account openings. It also features hundreds of ‘Tiered’ and ‘Jumbo’ CDs and IRA CDs with various terms and requirements. KeyBank’s checking and savings account offerings usually offer lower than average interest rates. The bank also partners with Quicken to offer financial management solutions to both individuals and businesses.

KeyBank customers can earn Relationship Rewards points by opening a new account or performing everyday banking activities such as Bill Pay, automated debits and credits, and debit card purchases. These points can be redeemed through the KeyBank rewards catalog, which features a variety of products and merchandise. KeyBank online banking provides customers with an easy-to-use system for managing their accounts.

KeyBank was originally organized in 1865 as the National Commercial Bank of Albany. It merged with First Trust and Deposit a century later to become First Commercial Bank before finally changing its name to KeyBank in 1979.

KeyBank’s extensive focus on meeting the credit needs of underserved communities has earned it numerous “outstanding” recognitions by the federal government for its performance in this area. It does this by offering nontraditional banking products and services like low fee check cashing, free financial education, checkless checking, and short-term lines of credit.

Related Posts

Key Bank Is Offering A Promotional 39 Month CD With APY Of 2.05% - 8/22/2017

Key Bank is offering a 39 Months CD. Minimum Deposit of $10,000.00 is required. The stated APY is 2.05%. Offer may be withdrawn at any time.

$300 Checking Account Bonus Is Back At Keybank - 4/28/2017

The $300 checking account bonus is back. New expiration is 6/30/17. Fewer areas are now eligible. https://www.key.com/personal/promotions/300.jsp (promo code: EDGT0417) https://www.key.com/personal/promotions/my-300-fa.jsp (promo code: EDGF0417) Both require: Make one direct deposit of $500 or more within 60 days after account opening. Limitation for both: Only residents of Ann Arbor MI, Alaska, Cincinnati OH, Columbus OH, Dayton OH, Idaho , Indiana (Central and Northern), Maine, Toledo OH, Utah and Vermont are eligible for this offer are eligible for this offer.

Keybank $300 Bonus (Two Bonuses, Two Promo Codes) - 3/13/2017

I was browsing around on various finance blogs and found two KeyBank bonuses that I know where expired for a while. They have now came back up. Links with promo code https://www.key.com/personal/promotions/my-300-fa.jsp (PROMO CODE: EDGF0317) https://www.key.com/personal/promotions/300.jsp (PROMO CODE: EDGT0317) Both have the same requirements and expire 04/21/2017: Make one direct deposit of $500 or more within 60 days after account opening.

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8/4/13 - Get $200 For A New Keybank Checking Account
7/10/13 - $200 Checking Account Bonus at KeyBank in Some States
5/16/13 - $150 Checking Account Bonus (with Caveats) at KeyBank in Certain States Only
9/20/12 - Another $150 Checking Account Bonus at KeyBank in Certain States Only
7/18/12 - $150 Checking Account Bonus At 2 Key Branches In Portland Oregon
5/8/12 - KeyBank Checking Account Bonus: $100 Gift Card
11/16/11 - KeyBank's $150 Checking Account Bonus
8/22/11 - How Should Banks Notify Paperless Statement Customers Of Changes?
7/11/11 - iPod touch KeyBank Checking Account Promotion - Certain States Only
6/8/11 - $150 Checking Account Bonus at KeyBank in Certain States Only
5/12/11 - Free iPod touch with KeyBank Checking Account Promotion - Certain States Only
3/30/11 - Keycorp Repays TARP
9/14/10 - $225 Business Checking Account Bonus At Key Bank
6/28/10 - Free Ipod Touch Checking Bonus At Key Bank: Extended To July 30
5/2/10 - KeyBank's iPod touch Checking Account Promotion
3/2/10 - $150 to $200 Checking Account Bonuses at KeyBank - Only Certain States
10/18/09 - $125 to $225 Checking Account Bonuses at KeyBank - Only Certain States
10/11/09 - $200 Checking Account Bonus at New KeyBank Branches in Colorado - Local Only
8/18/09 - KeyBank's Garmin GPS Checking Account Promotion
7/8/09 - KeyBank Checking Account Promotion
10/25/08 - $100 Checking Account Promotion at KeyBank - Update
8/23/08 - High CD Rates at KeyDirect and KeyBank - 4.55% 12-Month, 5.50% 48-Month
8/22/08 - iPod nano Checking Account Promotion at KeyBank - Update 2
7/26/08 - 4.50% 23-Month CD at KeyDirect
6/30/08 - 5.25% 48-Month / 4.55% 23-Month CD at KeyBank
6/29/08 - iPod nano Checking Account Promotion at KeyBank - Update
3/30/08 - $100 Checking Account Promotion at KeyBank
1/22/08 - 5.55% to 5.90% on 5 to 10 Year CDs at KeyDirect
1/12/08 - 5.50% 25-Month / 5.30% 7-Month CD at Key Bank in Some States
7/22/07 - iPod nano Checking Account Promotion at KeyBank
2/20/07 - Digital Camera Checking Account Bonus at KeyBank
7/23/06 - iPod nano Checking Account Bonus at KeyBank

All Banks Are The Same, But Customer Service Is The Differentiating Point.

Before Key Bank, I had accounts with Alaska USA credit union (whom I still have for savings), Wells Fargo and Chase. Key Bank lacks on certain areas with technology and exceeds within others. The employees in any branch I walk into make me feel welcome and even when I have an issue I don't expect to have solved within the branch, they each go out of their ways to advocate on my behalf to get it solved or send me in the right direction. They have all the convenience and technology of a large bank and have the neighborhood feel of a small bank. Unlike some of the other commentors, I read my disclosures and asked the important question a financially responsible person would ask before opening my account and the bankers always answer honestly and even make suggestions on how to avoid financial issues. I would recommend Key Bank to anyone living within their footprint and think those with negative experiences stop blaming the bank and perhaps look at what THEY did wrong that could've kept them out of the current situation. On a final note, I have banked with many banks and credit unions and I must say Key Bank's fees are low for the market and in some cases are not charged at all compared to larger banks. If you are smart with your money and finances, this bank will do the rest for you!

It's a bank...

I would say that for the only reason why I am with Key Bank is due to me not being able to stay with other banks due to my old credit past. I chose this bank more so because it was one of the few banks that accepted me. There is a lot wrong with this bank such as, hidden fees when you withdraw money from the machine. I get charged at least $1.75 for just a simple withdraw from a WaWa, which is what everyone uses in the Northeast. At Wawa, this is usually the ATM to go to for free fees. I do not like that I have to physically have to go to my personal bank to take cash out if I want. Also, there customer service is so-so. I just have recieved vague answers and not sure if most of their support is the most sufficient in answering questions. I think their bankers are very very nice but that is about it. I also do not like their mobile app. It includes a pin that you can use to get into the app and there was a full week I could not get into it because the connection was too slow to catch up with what I input. I lost my ID and I had to request a new card three times. I was not happy. Overall, it an ok bank. I wouldn't use this bank if I had other options.

Service varies.

I have banked with Key for about 5 years. Originally I was drawn to them under the recommendation of a friend. He had strictly used the bank in person but recommended them based on speed of transactions and efficiency. Originally, I was not a fan. I got caught up in the Target fraud situation and they waited several months to tell me, then closed my bank card and sent me a new one. Only problem was they sent it to the wrong address. I had updated my address via the web profile but it didn't sync. I consistently get locked out of my online account. Not because I entered the wrong password but because I didn't log in through the app. Now, they've recently updated the app and I'm able to do much more. I'm still bothered by the system not working with all the air pay options. They're customer service is usually friendly if not always as sure or direct as they could be. Still, I've banked with worse.

I Am Warning You Dont Open And Account Here

This is the worst bank ever , they have really went down in their customer care and listening skills. My hubby and I opened a checking account and they ended up opening to many of them and then they put a account with wrong address, Also they will have bank fee over charges that our their fault but they wont take accountability for them.. We where told there are banks all over Oregon as we travel for work and that is not true. Just remember I warned you awful bank and customer care service I would give it a 0 if I could.. Worst Bank Ever,,,,,,,,,

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Health

Health Grade Components

Overall
FDIC Certificate #17534
Year Established1849
Employees18836
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD10.3%
Annual Interest Income$3.25B
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$134.8B$101.3B
LoansQ3 2017vs Q3 2016$88.34B$64.43B
DepositsQ3 2017vs Q3 2016$105.7B$80.02B
Equity CapitalQ3 2017vs Q3 2016$15.27B$10.32B
Loan Loss AllowanceQ3 2017vs Q3 2016$898.2MM$868.3MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$713.2MM$629.2MM
Real Estate OwnedQ3 2017vs Q3 2016$52.5MM$20.3MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not KeyBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

KeyBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-KeyBank Health Savings Account
OTHER TIERS: 0.10% Up to $2,500 | 0.15% $2,500 - $25k
0.02%*$2,500*-Key Saver
OTHER TIERS: 0.01% Up to $2,500
0.02%*$2,500*-Key Business Saver
OTHER TIERS: 0.01% Up to $2,500

KeyBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*$25k*$2mKey Business Gold Money Market Savings
OTHER TIERS: 0.05% Up to $25k | 0.10% $2mm+
0.42%$25k-Key Gold Money Market Savings Variable Promo Rates
0.20%$5k-Key Silver Money Market Savings Variable Promo Rates
0.06%*$25k*$2mKey Gold Money Market Savings
OTHER TIERS: 0.04% Up to $5k | 0.05% $5k+
0.05%*$5k*-Key Silver Money Market Savings
OTHER TIERS: 0.04% Up to $5k
0.05%*$2,500*-Key Business Silver Money Market Savings
OTHER TIERS: 0.04% Up to $2,500

KeyBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Key Privilege Select Checking
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $100k
0.15%*$10k*-KeyBank Business Interest Checking
OTHER TIERS: 0.05% Up to $10k
0.10%*$100k*-Key Privilege Checking (Daily Sweep)
OTHER TIERS: 0.05% Up to $100k
0.02%*$2,500*-Key Advantage Checking
OTHER TIERS: 0.01% Up to $2,500

KeyBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$25k*$100k10 Year Tiered CD - Relationship
OTHER TIERS: 1.10% $2,500 - $10k | 1.15% $10k - $25k
1.25%$100k$500k10 Year Key Jumbo CD - Relationship
1.00%$100k$500k6 Year Key Jumbo CD - Relationship
1.00%*$25k*$100k6 Year Tiered CD - Relationship
OTHER TIERS: 0.85% $2,500 - $10k | 0.90% $10k - $25k
1.00%$100k$500k7 Year Key Jumbo CD - Relationship
1.00%*$25k*$100k7 Year Tiered CD - Relationship
OTHER TIERS: 0.85% $2,500 - $10k | 0.90% $10k - $25k
1.00%*$25k*$100k8 Year Tiered CD - Relationship
OTHER TIERS: 0.85% $2,500 - $10k | 0.90% $10k - $25k
1.00%*$25k*$100k9 Year Tiered CD - Relationship
OTHER TIERS: 0.85% $2,500 - $10k | 0.90% $10k - $25k
1.00%$100k$500k8 Year Key Jumbo CD - Relationship
1.00%$100k$500k9 Year Key Jumbo CD - Relationship
0.85%$100k$500k60 Month Key Jumbo CD - Relationship
0.85%*$25k*$100k60 Month Tiered CD - Relationship
OTHER TIERS: 0.70% $2,500 - $10k | 0.75% $10k - $25k
0.75%$100k$500k48 Month Key Jumbo CD - Relationship
0.75%*$25k*$100k48 Month Tiered CD - Relationship
OTHER TIERS: 0.60% $2,500 - $10k | 0.65% $10k - $25k
0.75%*$25k*$100k10 Year Tiered CD
OTHER TIERS: 0.60% $2,500 - $10k | 0.65% $10k - $25k
0.75%$100k$500k10 Year Key Jumbo CD
0.65%$100k$500k36 Month Key Jumbo CD - Relationship
0.65%*$25k*$100k36 Month Tiered CD - Relationship
OTHER TIERS: 0.50% $2,500 - $10k | 0.55% $10k - $25k
0.50%*$25k*$100k6 Year Tiered CD
OTHER TIERS: 0.35% $2,500 - $10k | 0.40% $10k - $25k
0.50%*$25k*$100k7 Year Tiered CD
OTHER TIERS: 0.35% $2,500 - $10k | 0.40% $10k - $25k
0.50%$100k$500k6 Year Key Jumbo CD
0.50%$100k$500k7 Year Key Jumbo CD
0.50%*$25k*$100k8 Year Tiered CD
OTHER TIERS: 0.35% $2,500 - $10k | 0.40% $10k - $25k
0.50%*$25k*$100k9 Year Tiered CD
OTHER TIERS: 0.35% $2,500 - $10k | 0.40% $10k - $25k
0.50%$100k$500k8 Year Key Jumbo CD
0.50%$100k$500k9 Year Key Jumbo CD
0.45%$100k$500k24 Month Key Jumbo CD - Relationship
0.45%*$25k*$100k24 Month Tiered CD - Relationship
OTHER TIERS: 0.30% $2,500 - $10k | 0.35% $10k - $25k
0.35%*$25k*$100k60 Month Tiered CD
OTHER TIERS: 0.20% $2,500 - $10k | 0.25% $10k - $25k
0.35%$100k$500k60 Month Key Jumbo CD
0.30%*$25k*$100k36 Month Tiered CD
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $25k
0.30%*$25k*$100k48 Month Tiered CD
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $25k
0.30%$100k-36 Month Key Jumbo CD
0.30%$100k$500k48 Month Key Jumbo CD
0.25%$100k$500k12 Month Key Jumbo CD - Relationship
0.25%$2,500$100k12 Month Tiered CD - Relationship
0.25%*$25k*$100k24 Month Tiered CD
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $25k
0.25%$100k$500k24 Month Key Jumbo CD
0.20%$100k$500k120 - 149 Day Key Jumbo CD - Relationship
0.20%$100k$500k6 Month Key Jumbo CD - Relationship
0.20%$2,500$100k120 - 149 Day Key Short Term CD - Relationship
0.20%$2,500$100k6 Month Tiered CD - Relationship
0.20%$2,500$100k150-179 Day Key Short Term CD - Relationship
0.20%$100k$500k150-179 Day Key Jumbo CD - Relationship
0.15%$2,500$100k12 Month Tiered CD
0.15%$100k$500k12 Month Key Jumbo CD
0.10%$2,500$100k60 - 89 Day Key Short Term CD
0.10%$2,500$100k90 - 119 Day Key Short Term CD
0.10%$2,500$100k120 - 149 Day Key Short Term CD
0.10%$2,500$100k6 Month Tiered CD
0.10%$100k$500k30 - 59 Day Key Jumbo CD
0.10%$100k$500k60 - 89 Day Key Jumbo CD
0.10%$100k$500k90 - 119 Day Key Jumbo CD
0.10%$100k$500k120 - 149 Day Key Jumbo CD
0.10%$100k$500k6 Month Key Jumbo CD
0.10%$100k$500k30 - 59 Day Key Jumbo CD - Relationship
0.10%$100k$500k60 - 89 Day Key Jumbo CD - Relationship
0.10%$100k$500k90 - 119 Day Key Jumbo CD - Relationship
0.10%$2,500$100k60 - 89 Day Key Short Term CD - Relationship
0.10%$2,500$100k90 - 119 Day Key Short Term CD - Relationship
0.10%$2,500$100k7-31 Day Key Short Term CD
0.10%$2,500$100k32-59 Day Key Short Term CD
0.10%$2,500$100k150-179 Day Key Short Term CD
0.10%$2,500$100k7-31 Day Key Short Term CD - Relationship
0.10%$2,500$100k32-59 Day Key Short Term CD - Relationship
0.10%$100k$500k7-13 Day Key Jumbo CD
0.10%$100k$500k14-29 Day Key Jumbo CD
0.10%$100k$500k150-179 Day Key Jumbo CD
0.10%$100k$500k7-13 Day Key Jumbo CD - Relationship
0.10%$100k$500k14-29 Day Key Jumbo CD - Relationship

KeyBank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$25k*$100k10 Year Tiered IRA - Relationship
OTHER TIERS: 1.10% $2,500 - $10k | 1.15% $10k - $25k
1.25%$100k$500k10 Year Key Jumbo IRA - Relationship
1.00%$100k$500k6 Year Key Jumbo IRA - Relationship
1.00%*$25k*$100k6 Year Tiered IRA - Relationship
OTHER TIERS: 0.85% $2,500 - $10k | 0.90% $10k - $25k
1.00%$100k$500k7 Year Key Jumbo IRA - Relationship
1.00%*$25k*$100k7 Year Tiered IRA - Relationship
OTHER TIERS: 0.85% $2,500 - $10k | 0.90% $10k - $25k
1.00%*$25k*$100k8 Year Tiered IRA - Relationship
OTHER TIERS: 0.85% $2,500 - $10k | 0.90% $10k - $25k
1.00%*$25k*$100k9 Year Tiered IRA - Relationship
OTHER TIERS: 0.85% $2,500 - $10k | 0.90% $10k - $25k
1.00%$100k$500k8 Year Key Jumbo IRA - Relationship
1.00%$100k$500k9 Year Key Jumbo IRA - Relationship
0.85%$100k$500k60 Month Key Jumbo IRA - Relationship
0.85%*$25k*$100k60 Month Tiered IRA - Relationship
OTHER TIERS: 0.70% $2,500 - $10k | 0.75% $10k - $25k
0.75%$100k$500k48 Month Key Jumbo IRA - Relationship
0.75%*$25k*$100k48 Month Tiered IRA - Relationship
OTHER TIERS: 0.60% $2,500 - $10k | 0.65% $10k - $25k
0.75%*$25k*$100k10 Year Tiered IRA
OTHER TIERS: 0.60% $2,500 - $10k | 0.65% $10k - $25k
0.75%$100k$500k10 Year Key Jumbo IRA
0.65%$100k$500k36 Month Key Jumbo IRA - Relationship
0.65%*$25k*$100k36 Month Tiered IRA - Relationship
OTHER TIERS: 0.50% $2,500 - $10k | 0.55% $10k - $25k
0.50%$100k$500k6 Year Key Jumbo IRA
0.50%*$25k*$100k6 Year Tiered IRA
OTHER TIERS: 0.35% $2,500 - $10k | 0.40% $10k - $25k
0.50%$100k$500k7 Year Key Jumbo IRA
0.50%*$25k*$100k7 Year Tiered IRA
OTHER TIERS: 0.35% $2,500 - $10k | 0.40% $10k - $25k
0.50%*$25k*$100k8 Year Tiered IRA
OTHER TIERS: 0.35% $2,500 - $10k | 0.40% $10k - $25k
0.50%*$25k*$100k9 Year Tiered IRA
OTHER TIERS: 0.35% $2,500 - $10k | 0.40% $10k - $25k
0.50%$100k$500k8 Year Key Jumbo IRA
0.50%$100k$500k9 Year Key Jumbo IRA
0.45%$100k$500k24 Month Key Jumbo IRA - Relationship
0.45%*$25k*$100k24 Month Tiered IRA - Relationship
OTHER TIERS: 0.30% $2,500 - $10k | 0.35% $10k - $25k
0.35%$100k$500k60 Month Key Jumbo IRA
0.35%*$25k*$100k60 Month Tiered IRA
OTHER TIERS: 0.20% $2,500 - $10k | 0.25% $10k - $25k
0.30%$100k$500k36 Month Key Jumbo IRA
0.30%*$25k*$100k36 Month Tiered IRA
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $25k
0.30%$100k$500k48 Month Key Jumbo IRA
0.30%*$25k*$100k48 Month Tiered IRA
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $25k
0.25%$100k$500k12 Month Key Jumbo IRA - Relationship
0.25%$2,500$100k12 Month Tiered IRA - Relationship
0.25%$100k$500k24 Month Key Jumbo IRA
0.25%*$25k*$100k24 Month Tiered IRA
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $25k
0.20%$100k$500k120 - 149 Day Key Jumbo IRA - Relationship
0.20%$2,500$100k120 - 149 Day Key Short Term IRA - Relationship
0.20%$100k$500k6 Month Key Jumbo IRA - Relationship
0.20%$2,500$100k6 Month Tiered IRA - Relationship
0.20%$2,500$100k150-179 Day Key Short Term IRA - Relationship
0.20%$100k$500k150-179 Day Key Jumbo IRA - Relationship
0.15%$100k$500k12 Month Key Jumbo IRA
0.15%$2,500$100k12 Month Tiered IRA
0.10%$100k$500k30 - 59 Day Key Jumbo IRA
0.10%$100k$500k30 - 59 Day Key Jumbo IRA - Relationship
0.10%$100k$500k60 - 89 Day Key Jumbo IRA
0.10%$100k$500k60 - 89 Day Key Jumbo IRA - Relationship
0.10%$2,500$100k60 - 89 Day Key Short Term IRA
0.10%$2,500$100k60 - 89 Day Key Short Term IRA - Relationship
0.10%$100k$500k90 - 119 Day Key Jumbo IRA
0.10%$100k$500k90 - 119 Day Key Jumbo IRA - Relationship
0.10%$2,500$100k90 - 119 Day Key Short Term IRA
0.10%$2,500$100k90 - 119 Day Key Short Term IRA - Relationship
0.10%$100k$500k120 - 149 Day Key Jumbo IRA
0.10%$2,500$100k120 - 149 Day Key Short Term IRA
0.10%$100k$500k6 Month Key Jumbo IRA
0.10%$2,500$100k6 Month Tiered IRA
0.10%$2,500$100k7-31 Day Key Short Term IRA
0.10%$2,500$100k7-31 Day Key Short Term IRA - Relationship
0.10%$2,500$100k32-59 Day Key Short Term IRA
0.10%$2,500$100k32-59 Day Key Short Term IRA - Relationship
0.10%$2,500$100k150-179 Day Key Short Term IRA
0.10%$100k$500k7-13 Day Key Jumbo IRA
0.10%$100k$500k7-13 Day Key Jumbo IRA - Relationship
0.10%$100k$500k14-29 Day Key Jumbo IRA
0.10%$100k$500k14-29 Day Key Jumbo IRA - Relationship
0.10%$100k$500k150-179 Day Key Jumbo IRA
Locations

Availability