Liberty Federal Credit Union

Overview / Commentary
4401 Theater Dr
Evansville, IN 47715

Liberty Federal Credit Union is headquartered in Evansville and is the 2nd largest credit union in the state of Indiana. It is also the 115th largest credit union in the nation. It was established in 1936 and as of December of 2023, it had grown to 765 employees and 262,608 members at 32 locations. Liberty Federal Credit Union's CD rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Liberty Federal Credit Union is open to anyone through a $5 donation to the Mater Dei Friends & Alumni Association. Membership is also open to over 2000 area Select Employee Groups and organizations. Immediate family and household members of a current member or anyone eligible to join also qualify for membership.
See current membership details

Great Experience

Posted by: |

I just opened a new membership with Liberty FCU right at the period of their name change from Evansville Teachers FCU. The account opening process was simple and the only changes that have happened to the account since I opened it, was that the rate went up even more! For those that are complaining about a soft pull on their credit, it is completely understood as a security issue for the credit union. I will not open an account anywhere if they require a hard pull on my credit, as that is the only one that counts against you.

Name Change

Posted by: |

To: Liberty Financial FCU

The only issue I have is the Equifax credit (soft) pull for application. Totally unnecessary.

Requires Soft Pull On Credit

Yet another credit union that requires you to unfreeze your credit so they can do a soft pull on it. Not sure why they are requiring time for deposit accounts. I was really interested in moving my HSA and checking to them, but I don't allow pulls on my credit. I asked them on Facebook why they do this and their answer to me was to just delete my comment. Yup, there is some real customer service..

Also, POD accounts are only allowed when the POD is also a member. Strange rules. No Totten Trust either.


Posted by: |

Started the loan process and needed documents for self employment. Than she stopped answering emails. Because most of the nitwits like Alyssa Pinkston who cant do the math wne it comes to dealing with self business owners.

SO i guess her best way to admit she cant do basic math with 1099 is to ignore your email.
Good way to do business to people who need a place to stay. total ignorance,. If you have self employment, DO NOT USE THEM. NOBODY IN INDIANA can do the math. Back to school Alyssa!



Health Grade Components

NCUA #1682
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6.4%
Annual Interest Income$146MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$3.82B$3.45B
LoansQ4 2023vs Q4 2022$3.15B$2.92B
DepositsQ4 2023vs Q4 2022$2.96B$2.85B
Equity CapitalQ4 2023vs Q4 2022$325.6MM$306.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$6.1MM$4.1MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$3.9MM$3MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Liberty Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Liberty Federal Credit Union Savings Account Rates

2.01%$500-Health Savings Checking
0.25%$500-IRA Share Account
0.01%$200-Regular Shares
0.01%$200-Special Shares
0.01%$200-Christmas Club
0.01%$200-Vacation Club

Liberty Federal Credit Union Money Market Rates

0.30%*$25k*-Money Market Share Accounts
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $25k

Liberty Federal Credit Union Checking Account Rates

3.45%-$20kVertical Checking (Qualifying)
0.25%*$25k*-Investor Checking
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $25k
0.01%$1k-Business Dividend Checking
0.01%$500-Classic Checking
0.01%$500-Platinum Rewards Checking
0.01%$500-Classic Debit Checking

Liberty Federal Credit Union CD Rates

5.15%$1k-1 Year HSA CD
5.10%$1k-1 Year CD Special
5.10%--Save to Win 1-Year Certificate Special
4.80%$1k-6 Month CD Special
3.05%$1k-2 Year HSA CD
3.05%$1k-3 Year HSA CD
3.05%$1k-4 Year HSA CD
3.05%$1k-5 Year HSA CD
3.00%$1k-2 Year CD
3.00%$1k-3 Year CD
3.00%$1k-4 Year CD
3.00%$1k-5 Year CD
3.00%$1k-6 Year CD
3.00%$1k-30 Month CD
1.65%$1k-18 Month CD
1.65%$1k-17 Month CD
1.55%$1k-14 Month CD
1.55%$1k-10 Month CD
1.45%$1k-8 Month CD
1.45%$1k-9 Month CD
1.35%$1k-4 Month CD
1.25%$1k-3 Month CD

Liberty Federal Credit Union IRA Rates

5.15%$1k-1 Year Fixed IRA Special
3.05%$1k-2 Year Fixed IRA
3.05%$1k-3 Year Fixed IRA
3.05%$1k-4 Year Fixed IRA
3.05%$1k-5 Year Fixed IRA
3.05%$1k-6 Year Fixed IRA
3.05%$1k-30 Month Fixed IRA
1.70%$1k-18 Month Fixed IRA
1.70%$1k-17 Month Fixed IRA
1.60%$1k-14 Month Fixed IRA
1.60%$1k-10 Month Fixed IRA
1.50%$1k-8 Month Fixed IRA
1.50%$1k-9 Month Fixed IRA
1.40%$1k-4 Month Fixed IRA


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