Liberty Federal Credit Union


Overview / Commentary
812-477-9271
4401 Theater Dr
Evansville, IN 47715

Liberty Federal Credit Union is headquartered in Evansville and is the 2nd largest credit union in the state of Indiana. It is also the 123rd largest credit union in the nation. It was established in 1936 and as of September of 2022, it had grown to 747 employees and 274,787 members at 28 locations. Liberty Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Evansville Teachers Federal Credit Union is open to anyone through making a $5 donation to Mater Dei Friends & Alumni Association. Membership is also open to employees of Evansville Teachers Association, Evansville Museum, Gibson County, and over 200 area Select Employer Groups.
See current membership details

Related Posts

Liberty FCU Tops Again With 6 Year CD @ 4.25% And 6 Year IRA CD @ 4.30% - 10/28/2022

Liberty FCU leads market by raising its 6 Year CD to 4.25% and 6 Year IRA CD to 4.30%. A rise of 0.25% in both since about a month ago. Also, added a 14-month special @ 3.70% and @ 3.75% for IRA.

Liberty Federal Credit Union Ups 6 Year CD To 4.00% APY And 6 Year IRA CD To 4.05% - 9/28/2022

Liberty FCU ups 6 year CD to 4.00% APY and 6 year IRA CD to 4.05%.

Liberty Federal Credit Union Ups 6 Year CD To 3.75% APY And 6 Year IRA CD To 3.80% APY - 9/26/2022

Effective 09/22/22 Liberty FCU ups 6 year CD to 3.75%. EWP is 180 days or $100.00 which ever is greater. Effective 09/22/22 Liberty FCU ups 6 year IRA CD to 3.80%. EWP is 180 days or $100.00 which ever is greater. If over 59 1/2, EWP is waived for a regular distribution or RMD's.

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Great Experience

Posted by: |

I just opened a new membership with Liberty FCU right at the period of their name change from Evansville Teachers FCU. The account opening process was simple and the only changes that have happened to the account since I opened it, was that the rate went up even more! For those that are complaining about a soft pull on their credit, it is completely understood as a security issue for the credit union. I will not open an account anywhere if they require a hard pull on my credit, as that is the only one that counts against you.

Rebranding In September

Posted by: |

Not exactly a review. Evansville Teachers Federal Credit Union plans to change its name to Liberty Federal Credit Union in September.

Name Change

Posted by: |

To: Liberty Financial FCU

The only issue I have is the Equifax credit (soft) pull for application. Totally unnecessary.

Requires Soft Pull On Credit

Yet another credit union that requires you to unfreeze your credit so they can do a soft pull on it. Not sure why they are requiring time for deposit accounts. I was really interested in moving my HSA and checking to them, but I don't allow pulls on my credit. I asked them on Facebook why they do this and their answer to me was to just delete my comment. Yup, there is some real customer service..

Also, POD accounts are only allowed when the POD is also a member. Strange rules. No Totten Trust either.

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Health

Health Grade Components

Overall
NCUA #1682
Year Chartered1936
Employees747
Primary Regulator
Profit Margin
Return on Assets - YTD1.34%
Return on Equity - YTD14.64%
Annual Interest Income$73.4MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$3.37B$2.75B
LoansQ3 2022vs Q3 2021$2.82B$2.12B
DepositsQ3 2022vs Q3 2021$2.78B$2.25B
Equity CapitalQ3 2022vs Q3 2021$300.4MM$269.0MM
Loan Loss AllowanceQ3 2022vs Q3 2021$4.1MM$4.6MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$1.8MM$1.2MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Liberty Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Liberty Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$500-Health Savings Checking
0.25%$500-IRA Share Account
0.01%$200-Regular Shares
0.01%$200-Special Shares
0.01%$200-Christmas Club
0.01%$200-Vacation Club

Liberty Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-Money Market Share Accounts
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $25k

Liberty Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.45%-$20kVertical Checking (Qualifying)
0.25%*$25k*-Investor Checking
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $25k
0.01%$1k-Business Dividend Checking
0.01%$500-Classic Checking
0.01%$500-Platinum Rewards Checking
0.01%$500-Classic Debit Checking

Liberty Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$1k-1 Year HSA CD
3.80%$1k-2 Year HSA CD
3.75%$1k-1 Year CD
3.75%$1k-2 Year CD
3.75%$1k-18 Month CD
3.75%$1k-14 Month CD
3.75%$1k-17 Month CD
3.75%$1k-1 Year CD Special
3.75%--Save to Win 1-Year Certificate Special
3.65%$1k-6 Month CD
3.65%$1k-8 Month CD
3.55%$1k-3 Year HSA CD
3.55%$1k-4 Year HSA CD
3.55%$1k-5 Year HSA CD
3.50%$1k-3 Year CD
3.50%$1k-4 Year CD
3.50%$1k-5 Year CD
3.50%$1k-30 Month CD
3.50%$1k-6 Year CD Special
3.25%$1k-4 Month Fixed CD Special
2.00%$1k-3 Month CD

Liberty Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$1k-2 Year Fixed IRA
3.80%$1k-18 Month Fixed IRA
3.80%$1k-14 Month Fixed IRA
3.80%$1k-17 Month Fixed IRA
3.80%$1k-1 Year Fixed IRA Special
3.70%$1k-8 Month Fixed IRA
3.55%$1k-3 Year Fixed IRA
3.55%$1k-4 Year Fixed IRA
3.55%$1k-5 Year Fixed IRA
3.55%$1k-30 Month Fixed IRA
3.55%$1k-6 Year Fixed IRA Special
3.30%$1k-4 Month IRA Special
Locations

Availability



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