Ohio HealthCare FCU has a new promotion in which they add 33 basis points to the interest rates of their share certificates in celebration of the credit union's 33rd birthday. I had reported on this credit union's 60-month CD in August. It had an interest rate of 6.00% and an APY of 6.18%. This rate is still valid, so with the bonus rate added on, the rate becomes 6.33% with an APY of 6.53%. The minimum deposit for this is $5,000. This is considered the Jumbo certificate which is way below the typical jumbo level at other places. Non-jumbo CDs have a minimum of $500 with yields about 0.15% less. IRA Share certificates have the same yields as the Jumbo certificates with only a $250 minimum.
For those lucky enough to already be a member of this credit union, you can get an additional bonus of up to 0.15% based on the number of years of membership.
Unfortunately, the field of membership is narrow. It's primarily employee based with eligible groups related to Ohio health care. It also includes volunteers of those health care groups.
The credit union's main office is located in Dublin, Ohio.
The credit union is NCUA insured. It's a small credit union with $29 million in assets and almost 7,000 members.
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