Old National Bank is headquartered in Evansville and is the largest bank in the state of Indiana. It is also the 94th largest bank in the nation. It was established in 1907 and as of September of 2016, it had grown to 2,685 employees at 215 locations. Old National Bank has an A health rating.
I love Old National Bank. It has a very homey feel. When you arrive there are chairs to sit in while you do your banking business with your teller. No standing at a window. They have coffee and doughnuts to welcome you. You are treated as a person and not a number. I use the online banking several times a week. As well as the bill pay option. I find it very easy to use and have never had any problems whatsoever.
Old National Bank is a great bank. The workers are very nice and helpful. They are always willing to help if you have a problem. Their fees on checking accounts are very low and manageable. I have not had one problem with Old National bank and I have been using them for 8 years.
I was supposed to get alerts when my account went low, and not have anything come out of it. Instead of getting this, the bank charges me $40 every time there's an issue, in spite of them being repeatedly asked to put stops on it.
I'm tired of paying them to steal my money.
The things people complain about can usually be easily avoided in my opinion. If you use a good old fashioned check register, know the bank's policies (when your deposit will be available, whether or not you agree with it, the policy is in place regardless), then you should be able to keep track of your balancing, thus not spending money you don't have, thus not getting overdraft fees. You can't solely rely on at ATM receipts or online banking to keep track of your balance...unfortunately these methods don't know which checks your have written that are outstanding or even some payments that you initiated that haven't posted to the account yet. Until checking accounts can obtain psychic powers, the only fool-proof method of not overdrawing is to know the policies, keep a register and don't spend money that isn't in your account. As for overdraft fees, from my understanding they post high to low, which can be to the benefit of the customer if they are negative because the most expensive thing (ex:mortgage) is deemed the most important, therefore, it is least likely to get returned. This is just my opinion, take it or leave it.
|FDIC Certificate #||3832|
|Return on Assets - YTD||0.92%|
|Return on Equity - YTD||7.04%|
|Annual Interest Income||$325.2MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$14.61B$11.77B|
|Loans||Q3 2016vs Q3 2015||$8.91B$6.82B|
|Deposits||Q3 2016vs Q3 2015||$10.74B$8.67B|
|Equity Capital||Q3 2016vs Q3 2015||$1.89B$1.53B|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$51.5MM$51.2MM|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$127.9MM$121.4MM|
|Real Estate Owned||Q3 2016vs Q3 2015||$22.7MM$5.8MM|
Sorry, we do not have rate data for Old National Bank.