Old National Bank

Overview / Commentary
1 Main Street
Evansville, IN 47708

Old National Bank is headquartered in EVANSVILLE and is the largest bank in the state of Indiana. It is also the 47th largest bank in the nation. It was established in 1907 and as of September of 2023, it had grown to 3,583 employees at 269 locations. Old National Bank has a B+ health rating.

Great Bank

Posted by: |

Old National Bank is a great bank. The workers are very nice and helpful. They are always willing to help if you have a problem. Their fees on checking accounts are very low and manageable. I have not had one problem with Old National bank and I have been using them for 8 years.


Posted by: |

The things people complain about can usually be easily avoided in my opinion. If you use a good old fashioned check register, know the bank's policies (when your deposit will be available, whether or not you agree with it, the policy is in place regardless), then you should be able to keep track of your balancing, thus not spending money you don't have, thus not getting overdraft fees. You can't solely rely on at ATM receipts or online banking to keep track of your balance...unfortunately these methods don't know which checks your have written that are outstanding or even some payments that you initiated that haven't posted to the account yet. Until checking accounts can obtain psychic powers, the only fool-proof method of not overdrawing is to know the policies, keep a register and don't spend money that isn't in your account. As for overdraft fees, from my understanding they post high to low, which can be to the benefit of the customer if they are negative because the most expensive thing (ex:mortgage) is deemed the most important, therefore, it is least likely to get returned. This is just my opinion, take it or leave it.

Old National Bank

I opened a bank account with Old National two months ago. It is a basic everyday checking account. I have no issues with card fees or account fees, as they are fairly reasonable. My issues have mainly been with receiving my statements and setting up direct deposit. My employer requires a specific kind of letter from the bank verifying my account numbers, and even though I have visited the bank's location five times and called them on the phone several times, I have been unable to obtain the proper paperwork to set this up. As a result, I am not using this bank account as much as I had hoped, and the main reason I set it up isn't able to be fulfilled due to the bank's not having the ability to print a letter for me. I also have yet to receive any statements. When a statement is emailed to me, it simply reads that there is no statement found. The bank is unable to print me a statement at the branch, either. The customer service is very poor and I feel as though they are "shuffling" me out when I visit the bank.

Old National Bank Worst Bank I Have Ever Dealt With

Posted by: |

Do not open a account with this bank. It is the worst bank I have ever dealt with. I have a six month stop payment in place and they continue to send the payment to this company. I have filled the form out twice and hand delivered it and they still pay it. They made me delete my on line account and create a new one, which completely wiped out the bill pay I had set up, lost access to all of the transactions then sent a payment to another company that was set up in the deleted account. This payment was not set up in the new on line account they made me create. So they are making payments to two companies that are not authorized by me. When I call them they tell me they have no idea how the payments are being made and I should contact the company and ask them to refund the money. I cannot get away from this bank fast enough. Incompetence Zero stars And don't bother with calling customer service they are obviously not trained well because not not one of the many I have called and dealt with have been of any help in fact several have made it worse. Again Zero stars



Health Grade Components

FDIC Certificate #3832
Year Established1907
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD12.45%
Annual Interest Income$1.62B
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$48.76B$45.95B
LoansQ3 2023vs Q3 2022$32.4B$30.25B
DepositsQ3 2023vs Q3 2022$37.51B$36.54B
Equity CapitalQ3 2023vs Q3 2022$5.2B$4.77B
Loan Loss AllowanceQ3 2023vs Q3 2022$304MM$302.3MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$250.8MM$229.7MM
Real Estate OwnedQ3 2023vs Q3 2022$2.4MM$4.6MM

Sorry, we do not have rate data for Old National Bank.



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