Orange County's Credit Union is offering some competitive long-term CD rates. The most competitive is the 5-year Jumbo CD with a 3.05% APY. There's also a 2.25% APY 3-year Jumbo CD and a 2.70% APY 4-year Jumbo CD. Minimum deposit is $100K. The rates for a $1,000 minimum are 0.15% less than the Jumbo rates. There's also a $25K minimum with rates 0.10% less than the Jumbo rates. These rates are listed in the credit union's rates page as of 7/23/1010.
Credit union membership is open to anyone who lives or works in Orange or Riverside Counties and the neighboring communities of Long Beach, Signal Hill, Lakewood, and Cerritos. Please refer to the Q&A page for more membership details. A minimum balance of $25 in the share savings account is required for membership.
Branches are located in the Southern California cities of Anaheim, Fullerton, Irvine, Lake Forest, Long Beach, Mission Viejo, Norco, Santa Ana and Yorba Linda. The credit union is part of a shared branch network, CU Service Centers, which allows you to conduct many banking transactions at branches of other credit unions around the nation.
The credit union's ratings for safety and soundness are above average: 4 stars (excellent) at BauerFinancial, 3 stars (performing) at Bankrate.com and an overall health score of 3 out of 5 at DepositAccounts.com (see our financial overview of Orange County's Credit Union). These ratings are based on March 2010 data. The credit union is federally insured by the NCUA (Charter # 68416).
Searching for the Best CD Rates
To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of DepositAccounts.com.