Competitive Long-Term CD Rates at Orange County's Credit Union in SoCal - Local Only

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APYMINMAXINSTITUTIONPRODUCTDETAILS
2.00*%$100k-Orange County's Credit Union60 Month Term Share Certificate
1.45*%$100k-Orange County's Credit Union48 Month Term Share Certificate
1.20*%$100k-Orange County's Credit Union36 Month Term Share Certificate
Accounts mentioned in this post. Rates as of September 28, 2016.

Orange County's Credit Union is offering some competitive long-term CD rates. The most competitive is the 5-year Jumbo CD with a 3.05% APY. There's also a 2.25% APY 3-year Jumbo CD and a 2.70% APY 4-year Jumbo CD. Minimum deposit is $100K. The rates for a $1,000 minimum are 0.15% less than the Jumbo rates. There's also a $25K minimum with rates 0.10% less than the Jumbo rates. These rates are listed in the credit union's rates page as of 7/23/1010.

Credit union membership is open to anyone who lives or works in Orange or Riverside Counties and the neighboring communities of Long Beach, Signal Hill, Lakewood, and Cerritos. Please refer to the Q&A page for more membership details. A minimum balance of $25 in the share savings account is required for membership.

Branches are located in the Southern California cities of Anaheim, Fullerton, Irvine, Lake Forest, Long Beach, Mission Viejo, Norco, Santa Ana and Yorba Linda. The credit union is part of a shared branch network, CU Service Centers, which allows you to conduct many banking transactions at branches of other credit unions around the nation.

The credit union's ratings for safety and soundness are above average: 4 stars (excellent) at BauerFinancial, 3 stars (performing) at Bankrate.com and an overall health score of 3 out of 5 at DepositAccounts.com (see our financial overview of Orange County's Credit Union). These ratings are based on March 2010 data. The credit union is federally insured by the NCUA (Charter # 68416).

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5.35% 7-Month / 5.20% 27-Month CD at a California CU (Orange County)
Orange County's Credit Union has some competitive rates on its certificate specials with a yield of 5.35% APY for a 7-month term and a yield of 5.20% APY for a 15 and 27 month term. The minimum deposit is $100K. Certificates with a minimum deposit of $25K and $1K have yields that are 5 and 10 basis points lower. These certificates are also available in an IRA.

Membership is open to all residents of Orange County, California as well as individuals who live or work in the County and the communities...

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5.80% 5-Month CD at a California CU (Orange County)
Orange County's Credit Union is offering a 5.80% APY 5-month share certificate. There's a $1K minimum deposit. It requires you to have Online Bill Payment or Direct Deposit. Money must be new to the credit union. A 5.50% APY 13-month CD is also available with a $1K minimum. This doesn't have the bill pay or direct deposit requirement. Both of these are available as a regular and IRA CD.

The field of membership includes all residents of Orange County, California. In addition, it includes individuals who live or work in the...

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