Prestige Community CU (TX) Adds 14-Month CD Special


Availability: Individuals within a 10-mile radius of the Credit Union’s headquarters in Dallas; several SEGs.

Earlier this week, Prestige Community Credit Union (Prestige CCU) introduced a new 14-month CD Special (1.30% APY) to its product line. The minimum deposit for the 14-month CD Special is $1K of new money, with no balance cap.

The 14-month CD Special is also available as an IRA (Traditional and Roth) earning the same APY, with the same funding requirements.

As stated on Prestige CCU’s CD Rate Sheet page, the Early Withdrawal Penalty reads as follows:

Early Withdrawal of Principal would result in a loss of 90 days of dividends earned or not.


Headquartered in Dallas, Prestige Community Credit Union offers membership to individuals who live, work, or attend school within a 10-mile radius of its headquarters on Knoll Trail. While this might sound like somewhat of a small area, it actually includes 34 Dallas Zip Codes, in addition to Zip Codes in Addison, Carrollton, Coppell, Garland, Irving, Plano, and Richardson.

Family members of current Prestige CCU members also qualify for membership, as do employees of several SEGs. At this time, there is not a list of SEGs on Prestige CCU’s website, but very helpful CSR stated that there were "many SEGs located in the Dallas metropolitan area."

Joining Prestige Community Credit Union can be done online or at the Credit Union’s sole branch located in Dallas. The membership application is also available as a download.

While some accounts can be opened online, the CD Special is not listed on the online application. CSR stated that opening any type of CDs requires an in-person branch visit.

Credit Union Overview

Prestige Community Credit Union (NCUA Charter # 67507) has an overall health grade of "B+" at, with a Texas ratio of 5.25% (excellent) based on September 30, 2015 data. In the past year, Prestige Community Credit Union increased its total deposits by $1.88 Million, an above average annual growth rate of 2.67%. Please refer to our financial overview of Prestige Community Credit Union for more details.

Prestige Community Credit Union sums up its 80-year history this way:

Deeply Rooted In Texas Since 1936

Founded by John G. Pew in 1936 as the Sun Employees Credit Union Number One for the benefit for the employees of Sun Oil Company, it was the 90th state-chartered credit union in Texas. Four name changes (including Sun Credit Union, Oryx Credit Union, Galleria Credit Union, and finally Prestige Community Credit Union) occurred between 1988 and 2008, reflecting the expansion and diversification of the Credit Union’s field of membership. Today, Prestige CCU has over 7,300 members and assets in excess of $80 Million.

How the CD Compares

When compared to the 243 similar length-of-term CDs tracked by that require a similar minimum deposit and are available to Dallas residents, Prestige CCU’s 14-Month CD Special currently ranks in top three.

The above rates are accurate as of 2/25/2016.

To search for nationwide CD rates and CD rates in your state, please refer to the CD rates section of or our new Rates Map page.

Related Pages: Prestige Community Credit Union, Dallas


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