Overview / Commentary
307 Church Lane
Tappahannock, VA 22560

Primis is headquartered in TAPPAHANNOCK and is the 7th largest bank in the state of Virginia. It is also the 307th largest bank in the nation. It was established in 2005 and as of March of 2023, it had grown to 532 employees at 38 locations. Primis has an A health rating.

New Account And Terms

Opened new savings account on February 2003 which process was fast and smooth. I secured an interest of 4.92 and APY of 5.03. I’ve had no problem at all. So far so good.

New Accounts Personal Checking And Savings

Posted by: |

I opened the Personal Checking and well as two type of savings that they offer for non business accounts. After a lot of research it is the only on line bank that will pay .50 for each transaction with the checking account, which is really awesome.
There was one time I attempted to call and as others have mentioned, my wait time was something like 20 minutues, then after waiting the wait time changed to an hour and half. That makes no sense at all.
I did email them about the issue and I got a reply one week later.
All of their account are great. But hoping there is no real issues that I need to speak to someone any time soon.
If anything changes, then I will update this review. But so far, I do like this online Bank and it is one of the Best, if not the Best one.

Zero Customer Service

Posted by: |

if you like dealing with a bank without any customer service this is the one

Primis Bank Sucks!!

Opened my account without any issues except that they don't tell you that you need to use the Primis mobile app and not the Primis app. Also, if you call their “help line”, be ready for at least an hour wait on a good day.
Got my debit card just fine, but when I logged into my account it said my account was blocked and under investigation. I didn’t make any additional deposits or debits and was just checking the account. After an hour wait, they essentially said the exact same thing that the website said. Won’t give me any information as to wjy it’s under investigation. I thought I would write this negative review while on hold for the second time. STAY AWAY!!



Health Grade Components

FDIC Certificate #57968
Year Established2005
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD6.23%
Annual Interest Income$47.1MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$4.20B$3.22B
LoansQ1 2023vs Q1 2022$3.05B$2.36B
DepositsQ1 2023vs Q1 2022$3.69B$2.71B
Equity CapitalQ1 2023vs Q1 2022$470.3MM$474.8MM
Loan Loss AllowanceQ1 2023vs Q1 2022$35.7MM$29.4MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$35.0MM$14.1MM
Real Estate OwnedQ1 2023vs Q1 2022$0$1.0MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Primis Savings Account Rates

0.10%--Business Statement Savings

Primis Money Market Rates

1.00%*$250k*-Business Money Market
OTHER TIERS: 0.30% Up to $25k | 0.50% $25k - $100k | 0.80% $100k - $250k


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