Now through May 31, 2019, Prince George’s Community Federal Credit Union (PGCFCU) is offering a 13-month CD Special, which earns 3.04% APY. The CD Special requires a minimum $1k opening deposit of new money, with no stated balance cap. There is no limit on the number of 13-month CD Specials a member can open.
|3.04%||$1k||-||Prince George's Community Federal Credit Union||13 Month CD Special - (New Money)|
According to CSR, the Early Withdrawal Penalty for the 13-month CD Specials is 180 days of interest.
Headquartered in Bowie, Maryland, Prince George’s Community Federal Credit Union’s field of membership (FOM) is residency based, with individuals who live or work in Prince George’s County eligible to join.
Immediate family members of current PGCFCU members are welcome to apply.
Membership requires a $50 deposit in a share savings account.
While the online application lists the other CDs in the product line, the 13-month CD Special is nowhere to be found. Instead, this appears at the bottom of the “Product Information” page, under “Other Product Interests,”
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13-month CD Special
According to CSR, the CD Special can be opened in-branch or by calling 301.627.2666.
Credit Union Overview
Prince George’s Community Federal Credit Union has a health grade of "A+" at DepositAccounts.com, with a Texas Ratio of 1.36% (excellent), based on December 31, 2018 data. In the past year, PGCFCU increased its total non-brokered deposits by $6.58 million, an excellent annual growth rate of 4.51%. Please refer to our financial overview of Prince George’s Community Federal Credit Union (NCUA Charter # 18271) for more details.
Established in 1967, Prince George’s Community Federal Credit Union’s original FOM included Prince George’s County employees, exclusively. Not surprisingly, the credit union’s founding name was the Prince George’s Employees Federal Credit Union. For nearly 40 years, the FOM (and the name) remained unchanged until 2006, when the membership was opened to all residents of Prince George’s County. As the 28th largest credit union in Maryland, PGCFCU has more than 16,000 members and assets in excess of $174 million.
How the CD Special Compares
When compared to the similar length-of-term CDs tracked by DepositAccounts.com that require a minimum deposit of $10k or less and are available within the FOM, Prince George’s Community Federal Credit Union’s 13-month CD Special APY currently ranks first.
|Interest Rate||CD Length of Term||Credit Union/Bank|
|3.04% APY||13-Month CD Special ($1k min)||Prince George’s Community Federal Credit Union|
|3.00% APY||12-Month CD ($10k min)||CD Bank|
|2.89% APY||1-Year Senior Citizen CD ($2.5k min)||State Bank of India (IL)|
The above rates are accurate as of 5/4/2019.
To look for the best CD rates, both nationwide and state specific, please refer to our CD Rates Table page.