Prince George's Community FCU (MD) Adds 13-Month CD, 3.04% APY

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Deal Summary: 13-month CD Special, 3.04% APY, $1k minimum deposit, new money, offer ends May 31, 2019.

Availability: Residents of Prince George’s County, Maryland.

Now through May 31, 2019, Prince George’s Community Federal Credit Union (PGCFCU) is offering a 13-month CD Special, which earns 3.04% APY. The CD Special requires a minimum $1k opening deposit of new money, with no stated balance cap. There is no limit on the number of 13-month CD Specials a member can open.

APYMINMAXINSTITUTIONPRODUCTDETAILS
3.04%$1k-Prince George's Community Federal Credit Union13 Month CD Special - (New Money)
Rates as of May 21, 2019.

According to CSR, the Early Withdrawal Penalty for the 13-month CD Specials is 180 days of interest.

Availability

Headquartered in Bowie, Maryland, Prince George’s Community Federal Credit Union’s field of membership (FOM) is residency based, with individuals who live or work in Prince George’s County eligible to join.

Immediate family members of current PGCFCU members are welcome to apply.

Joining PGCFCU can be done online, or at any of four Maryland branches, located in Beltsville, Bowie, Largo, and Upper Marlboro.

Membership requires a $50 deposit in a share savings account.

While the online application lists the other CDs in the product line, the 13-month CD Special is nowhere to be found. Instead, this appears at the bottom of the “Product Information” page, under “Other Product Interests,”

To assist us in providing you with information on products in the future, please select the following product(s) and service(s) that may be of interest to you.

13-month CD Special

According to CSR, the CD Special can be opened in-branch or by calling 301.627.2666.

Credit Union Overview

Prince George’s Community Federal Credit Union has a health grade of "A+" at DepositAccounts.com, with a Texas Ratio of 1.36% (excellent), based on December 31, 2018 data. In the past year, PGCFCU increased its total non-brokered deposits by $6.58 million, an excellent annual growth rate of 4.51%. Please refer to our financial overview of Prince George’s Community Federal Credit Union (NCUA Charter # 18271) for more details.

Established in 1967, Prince George’s Community Federal Credit Union’s original FOM included Prince George’s County employees, exclusively. Not surprisingly, the credit union’s founding name was the Prince George’s Employees Federal Credit Union. For nearly 40 years, the FOM (and the name) remained unchanged until 2006, when the membership was opened to all residents of Prince George’s County. As the 28th largest credit union in Maryland, PGCFCU has more than 16,000 members and assets in excess of $174 million.

How the CD Special Compares

When compared to the similar length-of-term CDs tracked by DepositAccounts.com that require a minimum deposit of $10k or less and are available within the FOM, Prince George’s Community Federal Credit Union’s 13-month CD Special APY currently ranks first.

Interest RateCD Length of TermCredit Union/Bank
3.04% APY13-Month CD Special ($1k min)Prince George’s Community Federal Credit Union
3.00% APY12-Month CD ($10k min)CD Bank
2.89% APY1-Year Senior Citizen CD ($2.5k min)State Bank of India (IL)

The above rates are accurate as of 5/4/2019.

To look for the best CD rates, both nationwide and state specific, please refer to our CD Rates Table page.

Related Pages: Washington CD rates, 1-year CD rates

Comments
3.29% 9-Month CD & 4.84% 60-Month CD at Prince George's Community FCU in Maryland
Update 4/04/09: The standard CD rates have fallen. Please check the credit union's website for the latest rates.

Update 3/21/09: The 9-month CD special appears to have ended. The standard rates have remained the same.

Prince George's Community FCU has a special 3.29% APY 9-month certificate. Minimum deposit is $500. This special is listed on the credit union's front page, and in this credit union's What's New Page as of 3/09/09. In addition to this special CD, the credit union has competitive rates for its regular and IRA share certificates. These include...



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5.50% 60-Month / 5.25% 24-Month CD at a Maryland CU (Prince George's Community)
Prince George's Community FCU is still listing competitive certificate rates. The yields for the 60-month, 24-month and 12-month terms are 5.50% APY, 5.25% APY and 5.13% APY. The two longer terms CDs have a $1,000 minimum deposit and the 12-month term has a $500 minimum. These are also available as IRA certificates.

My last report on this credit union was in August when they were offering a 5.92% 60-month CD.

Membership is open to those who live, work, worship or volunteer in Prince George's County, Maryland. There's also a few select employee...



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5.92% 60-Month / 5.61% 24-Month CD at a Maryland CU (Prince George's Community)
Prince George's Community FCU has competitive rates on its long term certificates. The 60-month term has a yield of 5.92% APY and the 24-month term has a yield of 5.61% APY. The minimum deposit is $1,000. It's available as both a regular and IRA certificate.

My last report on this credit union was in February when they were offering a 5.75% 9-month CD.

Field of membership includes those who live, work, worship or volunteer in Prince George's County, Maryland. There's also a few select employee groups. See site for details. A minimum...



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Prince George's Community FCU is offering what it calls an Extreme Certificate. It's a 9-month CD with a 5.75% APY. The minimum deposit is $1,000, and it requires new money. The offer is good until either the end of March or until $3 million in deposits is received.

Field of membership includes those who live, work, worship or volunteer in Prince George's County, Maryland. There's also a few select employee groups. See site for details. A minimum $50 deposit into the share savings account is required for membership.

The credit union...



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5.65% 14-Month CD at a Maryland CU
Prince George's Community FCU is offering a 5.65% APY 14-month certificate. The minimum is $1K and the money must be new to the credit union.

The field of membership includes all those who live, work, worship or volunteer in Prince George's County, Maryland.

The credit union is NCUA insured with $88 million in assets and 12K members.



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