High CD Rates at Randolph-Brooks Credit Union in Texas - Local Only

POSTED ON BY

APYMINMAXINSTITUTIONPRODUCTDETAILS
2.07*%$1k-Randolph-Brooks Federal Credit Union84 Month CD
1.97*%$1k-Randolph-Brooks Federal Credit Union72 - 83 Month CD
1.81*%$1k-Randolph-Brooks Federal Credit Union60 - 71 Month CD
1.51*%$1k-Randolph-Brooks Federal Credit Union48 - 59 Month CD
1.46*%$1k-Randolph-Brooks Federal Credit Union36 - 47 Month CD
Accounts mentioned in this post. Rates as of August 29, 2016.

CD and IRA CD rates have held up well at Randolph-Brooks Credit Union. Most of the long-term CD rates have remained the same since my last post in December. The best rates require a minimum deposit of $75K. The rates are 0.05% less for a $20K minimum, and 0.10% less for a $5K minimum. Below are some of the best deals as listed in the credit union's rates page as of 6/03/2011:

  • 3.45% APY 7-year CD, $75K min, 420-day EWP
  • 3.14% APY 6-year CD, $75K min, 360-day EWP
  • 2.84% APY 5-year CD, $75K min, 300-day EWP
  • 2.32% APY 4-year CD, $75K min, 240-day EWP
  • 2.12% APY 3-year CD, $75K min, 180-day EWP

Note, EWP stands for early withdrawal penalty, and these penalties are stated below the rate table. I included them with the rates since they vary by term, and they're above average for the longer terms. If you're shopping for CD rates in Texas, you may want to see if your credit union will match these rates. If your credit union has a smaller EWP, the rate match would be very nice.

Randolph-Brooks membership is open to those who live, work or worship in certain parts of Austin, San Antonio, San Marcos, Seguin and other parts of Central Texas. Please refer to the credit union's membership page for the full details.

Randolph-Brooks Federal Credit Union branches are located throughout Central Texas. It's the third largest credit union based in Texas. It has over $4 billion in assets.

The credit union's overall health score at DepositAccounts.com is 5 stars (out of 5) with a Texas Ratio of 0.71% (excellent) based on March 2011 data. Please refer to our financial overview of Randolph-Brooks Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 8111).

Searching for the Best CD Rates

To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of DepositAccounts.com.

Comments
Shorebreak
Shorebreak   |     |   Comment #1
I have been very satisfied with the customer service and rates at RBFCU for a number of years. My certificate accounts are laddered so the EWP is not a top-priority with my funding there. The only irritant I find is that once one opts to either receive the interest out of the certificate or reinvest the interest into the certificate at the time of opening the account, this cannot be changed thereafter. It's either one or another. This contrasts with Penfed, where one can switch back and forth at any time. Otherwise, a very good credit union.
Anonymous
Anonymous   |     |   Comment #2
What if you need the money after the CD is open, you will lose your shirt with "3.45% APY 7-year CD, $75K min, 420-day EWP". Your principal is at risk too.

Year and a half of penalty is the deal killer.
Anonymous
Anonymous   |     |   Comment #3
Guess I'm not smart enough to find you r interest rates for lineCD on
Top Long-Term CD Rates Continue at Randolph-Brooks Credit Union in Texas - Local Only

Randolph-Brooks Credit Union continues to offer several competitive long-term CD and IRA CD rates. Rates have gone down a bit since my October post, but the long-term CD rates are still higher than what PenFed is offering for large deposits. The best rates require a minimum deposit of $75K. The rates are 0.05% less for a $20K minimum, and 0.10% less for a $5K minimum. Below are some of the best deals as listed in the credit union's rates page as of 12/12/2010:

  • 3.45% APY 7-year CD, $75K min, 420-day EWP
  • 3.14%...
Continue Reading
Top Long-Term CD and IRA CD Rates at Randolph-Brooks Credit Union in Texas - Local Only

Randolph-Brooks Credit Union continues to offer several competitive CD and IRA CD rates especially for its long-term CDs. The best rates require a minimum deposit of $75K and are higher than what PenFed and USAA Bank are offering. The rates are 0.05% less for a $20K minimum, and 0.10% less for a $5K minimum. Below are some of the best deals as listed in the credit union's rates page as of 10/10/2010:

  • 3.56% APY 7-year CD, $75K min, 420-day EWP
  • 3.20% APY 6-year CD, $75K min, 360-day EWP
  • 2.94% APY 5-year CD, $75K...
Continue Reading
Competitive Long-Term CD and IRA CD Rates at Randolph-Brooks Credit Union in Texas - Local Only

Randolph-Brooks Credit Union is offering several competitive CD and IRA CD rates especially for its long-term CDs. The best rates require a minimum deposit of $75K. The rates are 0.05% less for a $20K minimum, and 0.10% less for a $5K minimum. Below are some of the best deals as listed in the credit union's rates page as of 7/12/2010:

  • 3.60% APY 7-year CD, $75K min, 420-day EWP
  • 3.30% APY 6-year CD, $75K min, 360-day EWP
  • 3.00% APY 5-year CD, $75K min, 300-day EWP
  • 2.55% APY 4-year CD, $75K min, 240-day EWP
  • 2.40% APY 3-year...
Continue Reading
5.12% 2-Year CD at a Texas CU
The Randolph Brooks Federal Credit Union (RBFCU) has some high rates on its 24-month share certificate. The rate for a $1K minimum deposit is 5.01% APY. 5.17% APY is available for deposits of at least $75K. The list below summarizes the CD rates for the different minimums. These are also available as an IRA. The penalty for early withdraw is 120 days of interest which is lower than the typical 180 days for terms over 1 year.

2 Year Certificate of Deposit
APY Minimum
----- -------
5.17%...




Continue Reading