|1.76%||$1k||-||RiverFall Credit Union||60 Month CD|
|1.05%||$1k||-||RiverFall Credit Union||24 Month CD|
Tuscaloosa Teachers Credit Union has several competitive long-term CD and IRA CD rates. The best ones are a 3.04% APY 5-year CD and a 2.02% APY 2-year CD. Minimum deposit is $1,000. As a comparison, one of the best internet banks, Sallie Mae Bank, is currently paying 2.75% APY for its 5-year CD. These credit union CD rates are listed at the credit union's rates page as of 10/13/2010.
According to the credit union's certificates page, the early withdrawal penalty for terms of 18 months and above is 90 days of interest. At most other institutions, long-term CDs have penalties of at least 6 months of interest.
Membership is open to residents of the following Alabama counties: Tuscaloosa, Bibb, Fayette, Greene, Hale, and Pickens. Please refer to the credit union's Our Story page for more details.
The credit union's overall health score is 4 out of 5 at DepositAccounts.com with a Texas Ratio of 11.60% (excellent) based on June 2010 data. Please refer to our financial overview of Tuscaloosa Teachers Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 60942).
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