4.00% Reward Checking Account at Kansas City Banks (Valley View Financial Group)


Update 8/08/09: The top rate has fallen to 4.00% APY. Refer to the bottom of the post for the rate history.

Valley View Financial Group is a partnership of community banks in the Kansas City metro area. Each of these banks are offering a reward checking account that pays 4.00% APY on balances up to $25,000 (1.00% for above) and refunds ATM fees of up to $25 per cycle if the following monthly requirements are met:
  • 15 debit card purchases
  • one direct deposit or ACH transaction
  • receive electronic statements
If these are not met, the rate falls to 0.25%. The minimum initial deposit is $100. There are no minimum balance requirements and no monthly service charges.

It appears that these banks require a branch visit to open the checking account. Refer to the websites of the individual banks for the branch locations. Below are links to the banks' websites along with the FDIC certificate numbers and links to the banks' FDIC webpages:

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Edit 12/30/08: The APY if requirements are not met has fallen from 0.40% to 0.25%.

Rate History:
07/26/09: 4.00% APY up to $25K
07/27/08: 5.00% APY up to $25K; 1.00% over; 0.25% base
Related Pages: checking account, reward checking account

  |     |   Comment #1
If requirements are NOT met, the correct rate is 0.25% APY.
  |     |   Comment #2
The links are not going thru. URL update??
Banking Guy
  |     |   Comment #3
It looks like they may have let the domain name expire. But I reviewed the WHOIS database, and they just updated the entry today, and the domain name has been extended for another 2 years. Let's check back in another week and see they'll update it.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.