4.00% Reward Checking Account at Kansas City Banks (Valley View Financial Group)
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Update 8/08/09: The top rate has fallen to 4.00% APY. Refer to the bottom of the post for the rate history.
Valley View Financial Group is a partnership of community banks in the Kansas City metro area. Each of these banks are offering a reward checking account that pays 4.00% APY on balances up to $25,000 (1.00% for above) and refunds ATM fees of up to $25 per cycle if the following monthly requirements are met:
It appears that these banks require a branch visit to open the checking account. Refer to the websites of the individual banks for the branch locations. Below are links to the banks' websites along with the FDIC certificate numbers and links to the banks' FDIC webpages:
Other Reward Checking Accounts
To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.
Edit 12/30/08: The APY if requirements are not met has fallen from 0.40% to 0.25%.
Rate History:
07/26/09: 4.00% APY up to $25K
07/27/08: 5.00% APY up to $25K; 1.00% over; 0.25% base
Valley View Financial Group is a partnership of community banks in the Kansas City metro area. Each of these banks are offering a reward checking account that pays 4.00% APY on balances up to $25,000 (1.00% for above) and refunds ATM fees of up to $25 per cycle if the following monthly requirements are met:
- 15 debit card purchases
- one direct deposit or ACH transaction
- receive electronic statements
It appears that these banks require a branch visit to open the checking account. Refer to the websites of the individual banks for the branch locations. Below are links to the banks' websites along with the FDIC certificate numbers and links to the banks' FDIC webpages:
- Security Bank of Kansas City (FDIC Certificate # 4705)
- First Bank of Missouri (FDIC Certificate # 18815)
- Valley View Bank (FDIC Certificate # 19631)
- The Mission Bank (FDIC Certificate # 23173)
- Bank of Lee's Summit (FDIC Certificate # 8886)
- Industrial State Bank (FDIC Certificate # 18072)
- Citizens State Bank of Paola (FDIC Certificate # 1364)
Other Reward Checking Accounts
To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.
Edit 12/30/08: The APY if requirements are not met has fallen from 0.40% to 0.25%.
Rate History:
07/26/09: 4.00% APY up to $25K
07/27/08: 5.00% APY up to $25K; 1.00% over; 0.25% base