Home Loan Savings Bank (OH) Has A New Kasasa Cash Checking Account


The Home Loan Savings Bank (Ohio) has added a new Kasasa Cash Checking Account to their product line. If the monthly transaction qualifications are met, balances up to $25K earn 2.02% APY, with balances over $25K earning 0.25% APY. If the qualifications are not met, all balances earn 0.05% APY.

This Kasasa Cash Checking Account requires a minimum $50 to open and there is no monthly service fee.

Monthly Qualifications

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in eStatements
  • Access online banking at least one time a month

A companion Kasasa Saver account (Kasasa Cash Checking required) is also available. If the above mentioned Kasasa Cash Checking monthly qualifications are met, Kasasa Saver balances, up to $50K, earn 0.50% APY; Kasasa Saver balances over $50K earn 0.25% APY on the portion of the balance over $50K. If the qualifications are not met on the Kasasa Cash Checking, all balances in the Kasasa Saver earn 0.05% APY.

A heartfelt thank you to DA Member, PearlBrown, for all her great finds.


The Home Loan Savings Bank (Home Loan) is located in central Ohio and offers its services and product line to all residents of Ohio.

Opening a Kasasa Cash Checking Account can be done online, with a 2-part application process: account sign-up and account funding, or by an in-person visit to any of four Ohio branches, located in Coshocton (2), Mount Vernon, and West Lafayette.

The Kasasa Saver account can also be opened online, or by visiting a branch location.

Bank Overview

The Home Loan Savings Bank has an overall health rating of "A+" at DepositAccounts.com, with a Texas Ratio of 6.20% (excellent), as of June 30, 2014. In the past year, Home Loan has increased its total deposits by $7.12 Million, an excellent annual growth rate of 5.57%. Please refer to our financial overview of The Home Loan Savings Bank for more details.

The Home Loan Savings Bank (FDIC Certificate # 29695) has been the commercial financial center of Coshocton County, Ohio, for over 120 years. Home Loan is a locally owned and locally managed, full-service banking institution with assets in excess of $177 Million.

How the Kasasa Cash Checking Account Compares

While several other banks and credit unions offer a higher APY on Reward Checking Accounts, The Home Loan Savings Bank’s combination of APY and a $25K balance cap makes this offering very competitive to residents of Ohio.

When compared to Reward Checking Accounts that offer a $25K balance cap and are available to Ohio residents, The Home Loan Savings Bank’s Kasasa Cash Checking is clearly competitive.

The above rates are accurate as of 12/5/2014.

To find the best rates on liquid accounts in your state or that are nationally available, please refer to our high yield checking account rate table and personal checking account rate table.

Related Pages: The Home Loan Savings Bank, Columbus

  |     |   Comment #1
Ken - time is money.  Please push the residency requirements into the first rather than the last line of the writeup.  It is THE MOST salient fact.  Thanks.
  |     |   Comment #2
You can also save yourself a bit of reading by just jumping to Ken's paragraph on "Availability" first and if it isn't available in your area, just skip the article.  I jump to the parts which are most important to me so it doesn't matter how Ken sets up his articles.

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