3.51% Reward Checking Account at Timberland Bank in Washington State

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Update 11/28/09: The top rate has fallen to 3.51% APY. Refer to the bottom of the post for the rate history.

Timberland Bank is offering a reward checking account called Free Smart Money Checking. It pays 3.51% APY on balances up to $25,000 (1.01% for above) and refunds ATM fees nationwide if the following monthly requirements are met:
  • 10 debit card purchases
  • access online banking
  • receive statements by email
If these are not met, the rate falls to 0.25%. There are no minimum balance requirements and no monthly service charges.

It appears that a branch visit is required to open an account. Branches are located in several Washington State cities including Auburn, Olympia, Tacoma, Toledo, Silverdale, Ocean Shores and Elma.

The bank has been FDIC insured since 1935 (FDIC Certificate # 28453).

Thanks to the reader who mentioned this bank and its reward checking in the comments.

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
11/24/09: 3.51% APY up to $25K
01/28/09: 4.01% APY up to $25K; 1.01% over; 0.25% base
Related Pages: Timberland Bank, Seattle, checking account, reward checking account



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