Tinker Federal Credit Union (OK) Adds 29-Month CD Special

POSTED ON BY

Deal Summary: 29-Month Share Certificate Special, 2.53% APY, $1k minimum deposit.

Availability: Residents of Payne, Pontotoc, and Seminole Counties, Oklahoma; 800+ Business Partners; Military and civilian personnel at Tinker AFB and Vance AFB.

Earlier this month, Tinker Federal Credit Union (TFCU) added a 29-Month Share Certificate Special, which earns 2.53% APY. This limited-time offer can be opened with a $1k minimum deposit, and there is no stated balance cap.

APYMINMAXINSTITUTIONPRODUCTDETAILS
2.53%$1k-Tinker Federal Credit Union29 Month Share Certificate Special
2.53%$1k-Tinker Federal Credit Union29 Month IRA Certificate Special (Traditional, Roth, CESA)
Rates as of January 28, 2020.

The Share Certificate Special is also available as an IRA (Traditional, Roth, CESA), earning the same APY with the same funding requirements.

As stated on the Current Savings Rates page, the Early Withdrawal Penalty is a "180-day early withdrawal penalty." Upon maturity, the 29-month Share Certificate Special “will renew into a standard 24-month certificate.”

Availability

Headquartered in Oklahoma City, Tinker Federal Credit Union’s Membership page states, “There are over 700 ways to qualify for membership at Tinker Federal Credit Union!” Here are just a few ways to qualify:

Residency – Individuals who live, work, worship, or attend school in the Oklahoma counties of Payne, Pontotoc, and Seminole, or the Oklahoma City’s Empowerment Zone are eligible to join.

Business Partners – Employees and members of the nearly 900 Business Partners qualify for membership.

Government Employment – Elected officials and employees of the cities of Ada, Arcadia, Del City, Edmond, Enid, Luther, Moore, Norman, Nash, Yukon, or Garfield County or Cleveland County are welcome to apply.

Military Relationship – Military or civilian personnel of the U.S. Government assigned to or works at Tinker Air Force Base or Vance Air Force Base are eligible for membership.

Family Relationship – Immediate family (spouse, child, sibling, parent, grandchild, including step- and adoptive) of current TFCU members or membership-eligible individuals are welcome to apply.

More information is available on TFCU’s Membership page.

Joining TFCU and/or opening a Share Certificate Special can be done online or at any of 29 full-service Oklahoma branches, located in Ada, Bethany, Edmond (2), Enid, Midwest City (2), Moore, Norman (2), Oklahoma City (9), Seminole, Shawnee, Stillwater, Tinker AFB (4), Tulsa, Vance AFB, and Yukon.

Open a share (savings) account at Tinker Federal Credit Union with only a $5 required deposit and balance and you become a member and part-owner of the largest credit union in Oklahoma.

TFCU is a member of the CO-OP Share Branch network.

CO-OP Shared Branches are simply an extension of us. They are a network of more than 5,600 branch locations where you can easily complete many transactions including, deposits and withdrawals, loan payments and advances, transfers between accounts, balance inquiries, and money order purchases.

Credit Union Overview

Tinker Federal Credit Union has an overall health grade of "A" at DepositAccounts.com, with a Texas Ratio of 2.33% (excellent), based on September 30, 2019 data. In the past year, TFCU increased its total non-brokered deposits by $246.58 million, an excellent annual growth rate of 7.37%. Please refer to our financial overview of Tinker Federal Credit Union (NCUA Charter # 24524) for more details.

Tinker Federal Credit Union is Oklahoma’s largest credit union, with nearly 396,000 members and assets in excess of $4.1 billion. What began in 1946 as a small credit union for Tinker Field (U.S. Air Force Base) civilian employees, has grown into the nation’s 53rd largest credit union.

According to an October 2019 press release,

Tinker Federal Credit Union (TFCU) announces its certification by the US Treasury’s Community Development Financial Institutions (CDFI) Fund. TFCU is the fourth largest CDFI in the country.

To receive this certification, a financial institution must have a primary mission of promoting community development and providing development services in conjunction with its financing activities to low-income consumers and financially underserved populations. CDFI certification allows TFCU to better serve low and moderate-income consumers and promote financial inclusion for all its members. Additionally, this certification covers all areas that are underserved and/or unbanked within Oklahoma.

How the Share Certificate Special Compares

When compared to 251 similar length-of-term CDs tracked by DepositAccounts.com that require a similar minimum deposit and are available within the FOM, Tinker Federal Credit Union's 29-month Share Certificate Special APY currently ranks third.

Interest RateCD Length of TermCredit Union/Bank
2.57% APY24-Month CD Special Oklahoma’s Credit Union
2.54% APY (blended)21-Month Step CDKeesler Federal Credit Union
2.53% APY29-Month Share Certificate Special Tinker Federal Credit Union

The above rates are accurate as of 1/17/2020.

Searching for the best CD rates, either nationwide or state specific? Please refer to our CD Rates Table page.

Related Pages: Oklahoma City CD rates, Sherman CD rates, Tulsa CD rates, 5-year CD rates

Comments
Tinker Federal Credit Union (OK) Adds 33-Month CD
Deal Summary: 33-Month Special Term Share Certificate, 3.35% APY, $1k minimum deposit.

Availability: Residents of Payne, Pontotoc, and Seminole Counties, Oklahoma; 800+ Business Partners; Military and civilian personnel at Tinker AFB or Vance AFB.

At the end of last week, Tinker Federal Credit Union (TFCU) added a 33-Month Special Term Share Certificate, which earns 3.35% APY. This limited-time offer requires a $1k minimum deposit, with no stated balance cap.

The Special Term Share Certificate is also available as an IRA (Traditional, Roth, CESA) earning the same APY with...

Continue Reading
Tinker FCU (OK) Adds 24-Month Special CD
Deal Summary: 24-Month Special Term Share Certificate, 2.43% APY, $2.4k minimum deposit.

Availability: Residents of Payne, Pontotoc, and Seminole Counties, OK; 800+ Business Partners; Military and civilian personnel at Tinker AFB or Vance AFB.

Over the weekend, Tinker Federal Credit Union (TFCU) added a 24-Month Special Term Share Certificate (2.43% APY). This limited-time offer requires a $2.4k minimum deposit, with no stated balance cap.

The Special Term Share Certificate is also available as an IRA (Traditional, Roth, CESA) earning the same APY with the same funding requirements.

Continue Reading
Top CD & Reward Checking Rates at Tinker FCU in Oklahoma - Local Only

Tinker Federal Credit Union has several good deposit deals on both CDs and a reward checking account. For CDs and IRA CDs, the best rates include a 2.32% APY 3-year CD and a 2.53% APY 4-year CD. Minimum deposit is $99K. Rates that are 15 basis points lower are available with a $10K minimum deposit. These rates are listed in the credit union's rates page as of 1/7/2011.

The credit union's reward checking account is called Click Checking and it has a rate of 3.25% APY on balances up to $30K,...

Continue Reading


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.