UMB Bank is advertising a 4.00% APY on its Premium Savings Account for balances over $10,000. The yield is guaranteed until 1/1/2009. The maximum deposit limit is $500,000. The yield for balances under $10,000 is 0.25%. This special doesn't seem to be listed at the bank's website. It was advertised in the 7/30/08 issue of The Oklahoman newspaper. The ad is available online here.
Branches are located throughout Oklahoma City. There are also branches in Colorado, Kansas, Missouri, Arizona, Illinois and Nebraska. However, this special may only be available in Oklahoma.
POSTED ON THURSDAY, FEBRUARY 22, 2007 BY KEN TUMIN
UMB Bank has a money market account promotion with a rate of up to 5.50% APY with balances over $10K. The rate is guaranteed until July 1, 2007. It must be opened by February 24th or by March 1st if you print out their rain check and bring it with you.
UMB doesn't do a good job at disclosing an important issue. The rate is only 5.25% APY for balances over $10K if certain conditions are not met. There's no mention of these conditions in the promotional webpage. So I called...
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