Union Bank & Trust Adds 27-Month CD

POSTED ON BY

Deal Summary: 27-month CD Special, 3.14% APY ($25k+), and 3.04% APY ($1k+).

Availability: Online market includes Colorado, Iowa, Kansas, Missouri, Nebraska, and South Dakota. In-branch market area limited to Nebraska and Kansas.

In May, Union Bank & Trust (UBT) was offering a competitive 3.14% APY on its 60-month CD Special. UBT is still offering a 3.14% APY, but this time it's available on a new 27-month CD Special ($25k+). Deposits between $1k and $24,999.99 earn 3.04% APY. If you're curious about the 60-month CD Special, it's still available and currently earns 3.29% APY on deposits of $25k+ and 3.19% APY on deposits of $1k+.

The 27-month CD Special is also offered as an IRA (Traditional), earning the same APYs with the same funding requirements.

In a Live Chat, CSR stated the Early Withdrawal Penalty for the 27-month CD Special is “6 months worth of interest.”

Availability

Headquartered in Lincoln, Nebraska, Union Bank & Trust has expanded its online banking platform and now offers a large portion of its product line to the residents of Colorado, Iowa, Kansas, Missouri, Nebraska, and South Dakota.

Opening a 27-month CD Special can be done online, or at any of 34 full-service branches, located in Nebraska (32 locations, mainly in the southeast corner of the state) and two in the greater Kansas City metropolitan area.

Bank Overview

Union Bank & Trust has an overall health grade of "A" at DepositAccounts.com, with a Texas Ratio of 6.37% (excellent) based on June 30, 2018 data. In the past year, UBT has increased its total non-brokered deposits by $250.92 million, an excellent annual growth rate of 10.73%. Please refer to our financial overview of Union Bank & Trust (FDIC Certificate # 13421) for more details.

Union Bank & Trust is in its second century of service, having been founded in 1917. The Bank was originally known as the Farmer’s State Bank, one of many “Farmer’s State Banks” located throughout the Mid-West. The name was changed to Union Bank in 1935, and in 1959, following the addition of trust powers, became Union Bank & Trust Company. The Bank was purchased in 1965 by the Dunlap family (a familiar name in Nebraska banking), which still owns and manages the Bank. Union Bank & Trust is currently the fourth largest bank headquartered in Nebraska, with deposits in excess of $4 billion and nearly 185,000 customer accounts.

How the CD Special Compares

When compared to the similar length-of-term CDs tracked by DepositAccounts.com that are available within the Bank’s online market area, Union Bank & Trust’s 27-month CD APYs currently rank first and second, regardless of minimum deposit.

The above rates are accurate as of 10/1/2018.

To look for the best CD rates, both nationwide and state specific, please refer to our CD Rates Table page.

Related Pages: Kansas City CD rates, Omaha CD rates, Lincoln CD rates, Sioux Falls CD rates, 5-year CD rates



Union Bank and Trust (NE) Offers Multi-State 60-Month CD
Deal Summary: 60-month CD Special, 3.14% APY ($25k+), and 3.03% APY ($1k+). 32-month Rising Rate CD, 2.78% blended APY ($1k+).

Availability: Online market includes Colorado, Iowa, Kansas, Missouri, Nebraska, and South Dakota. In-branch market area limited to Nebraska and Kansas.

Union Bank & Trust (UBT) ended last week by raising the rate on its 60-month CD Special to 3.14% APY for deposits of $25k+ and 3.03% APY for $1k+ deposits. The 60-month CD Special can be opened online or in-branch.

Continue Reading
Union Bank and Trust (NE/KS) Ups Long-Term CD Special Rates
Deal Summary: CD Specials: 48-month, 2.57% APY ($25k+), 2.47% APY ($1k+); 60-month, 2.73% APY ($25k+), 2.63% APY ($1k+).

Availability: Residents of Nebraska and Kansas.

At the end of last week, Union Bank & Trust (UBT) raised the rate on two of its long-term CD Specials: 48-month, 2.57% APY ($25k+) and 60-month, 2.73% APY ($25k+). These tiered-rate CDs also offer APYs 10bps lower for opening deposits of $1k+.

Both CDs have been available for more than six years, with rates that could be described as...

Continue Reading
5.20% 60-Month CD at Union Bank & Trust in NE/KS
Union Bank & Trust is offering a 5.20% APY 60-month CD. The minimum deposit is $25,000. A yield of 5.09% APY is available for a $1,000 minimum. This CD is also available in an IRA. Please refer to the bank's rate table for more details. The bank also has a special rising rate CD with a combined yield of 4% APY for 18-months. The first year the yield is 3% and the last 6 months the yield is 6%.

Branches are located throughout Nebraska and in Kansas.

The bank has some...



Continue Reading


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.