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Deposits held and insured by Cross River Bank

TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Overview / Commentary
www.upgrade.com
844-319-3909
275 Battery Street, 23rd Floor
San Francisco, CA 94111
Deposits held and insured by Cross River Bank

Related Posts

Upgrade Slashes Rate To 4.69% - 9/23/2024

After cutting the rate from 5.21% to 5.02% last month without notifying us, they cut it again, but much more drastically, today to 4.69% APY. https://www.upgrade.com/premier-savings/

5.21% APY Savings And Up To A $200 Bonus - Offer Extended Until 6/30 - 5/31/2024

I posted this offer about a month ago, and at the time, it expired on 5/31. The expiration date has been changed to 6/30. Open a Premier Savings account, deposit at least $15k into it within 30 days, and leave the money there for 60 days. Deposit: $15k receive $50 $30k receive $100 $50k receive $200 As far as I know, this is the only nationally-available savings account with an APY of greater than 5% which is offering a bonus.The account pays 5.21%. Upgrade is a fintech. Your funds are held at Cross River Bank. https://www.upgrade.com/landing/promo/c8d7aab0-e5e4-4192-b50f-8a07927db9a9?promotionProgram=RAF_PSAV_01

Upgrade Rewards Checking - Easy $200 SUB - 3/22/2024

This was possibly the easiest and quickest bonus I ever have done. Simply open a new account with referral link before 3/31 and direct deposit $1000 within 45 days. I did a single push from Fidelity. Bonus ($200) arrived the NEXT DAY after deposit cleared. No fees. link: https://upgrade.com/r/sCBa1pwQHi

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Reviews (26)

Amazing Cash Back For A Debit Card

Posted by: |

such good cash back. I get a lot of money every month from my rewards. Its pretty unheard of to get this with a debit card so its the only card I use now.

4

Excellent Savings Account

Posted by: |

I’m earning a lot of interest with my performance savings account. The rate is an industry best and they tell you how much you’ve earned each month.

6

Good Savings Rate

Posted by: |

I'm earning a 5.21% interest rate on my savings. Pretty damn great rate if you ask me.

6

$5000 Transfer Max

Posted by: |

I just set up the Premier Savings account. Transferred some money from another account (very few are able to be linked), and found out that I could only transfer out a max of $5000 at a time, 3 times within a week. I would have not opened the account if that information was available. I talked to their customer service and they confirmed it. Said it was a new product and they are gradually changing things.

32
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Health
B+

Data as of Q3 2024

Data displayed below is for insuring bank: Cross River Bank
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #58410
Year Established2008
Employees869
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD3.38%
Annual Interest Income$579.6MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$8.44B$8.3B
LoansQ3 2024vs Q3 2023$5.77B$6.32B
DepositsQ3 2024vs Q3 2023$6.74B$6.38B
Equity CapitalQ3 2024vs Q3 2023$1B$1.01B
Loan Loss AllowanceQ3 2024vs Q3 2023$126.3MM$125MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$159.1MM$129.1MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Rates
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Upgrade Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.14%$1k-Premier Savings
4.14%$0-Performance Savings w/DD in Rewards Checking Plus
1.50%$0-Performance Savings
Locations

Upgrade is an Internet only bank and does not have branch locations. Its headquarters is located at 275 Battery Street, 23rd Floor - San Francisco, CA 94111

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.