Verity Credit Union Unveils 19-Month CD Special, 3.00% APY


Deal Summary: 19-month CD Special, 3.00% APY, $1k min/$25k max deposit, new money.

Availability: Residents of Washington State

Verity Credit Union (Verity) has introduced a new 19-month CD Special, which earns 3.00% APY. While the majority of Verity CDs have tiered APYs based on three deposit levels ($1k+, $25k+, $75k+), the 19-month CD Special’s promotional rate only applies to balances between $1k and $25k, with a maximum deposit of $25k per member. New money is required and is defined as “funds not on deposit at Verity within the previous six months.”

As stated in the Truth-In-Savings disclosure, the Early Withdrawal Penalty reads as follows:

The amount of the early withdrawal penalty is based on the term of your account.

Terms of more than 365 days - 180 days interest.

The Truth-In-Savings also states,

After your account is opened, you may make additional
deposits to your account only during the first ten (10) days.


Headquartered in Seattle, Verity Credit Union is Washington’s 23rd largest credit union, with more than 33,800 members and assets in excess of $587 million. The field of membership (FOM) is primarily residency-based, with individuals who live, work, worship, or attend school anywhere in Washington eligible to join.

Employees/members of more than 20 SEGs also qualify for membership, as do immediate family members of current Verity CU members.

Joining Verity and/or opening a CD Special can be done online, or at any of the eight western Washington branches located in Auburn, Lynnwood, and Seattle (6). The membership application is also available as a download.

A minimum $5 deposit in a Prime Share Savings Account is required to establish your new membership. There is also a $10 quarterly service fee that can be waived “by maintaining an average balance of $200 OR opening an additional deposit or loan account at Verity Credit Union.”

Verity participates in the CO-OP Shared Branch Network,

which allows our members to use participating credit unions to do their transactions.
There are credit unions in this network located throughout the U.S. and Canada.

Credit Union Overview

Verity Credit Union has an overall health grade of "A" at, with a Texas Ratio of 4.40% (excellent) based on December 31, 2018 data. In the past year, Verity has increased its total non-brokered deposits by $23.86 million, an excellent annual growth rate of 5.19%. Please refer to our financial overview of Verity Credit Union (NCUA Charter # 68517) for more details.

In 1933, the state of Washington formed Postal Workers Credit Union #8, the original precursor of Verity Credit Union. Following FOM expansion to include other federal employees, the Credit Union became the Federal Employees Credit Union. The Credit Union changed from a state charter to a federal charter 1969 and rebranded in 1978 as NW Federal Credit Union. In 2003, the FOM expanded to include all residents of Washington and a new name was needed. “Verity” is defined as “a fundamental and inevitably true value,” which seemed an appropriate name for one of the oldest credit unions in Washington.

How the CD Special Compares

When compared to the similar length-of-term CDs tracked by, which require a similar minimum deposit and are available with the FOM, Verity Credit Union's 19-month CD Special APY currently ranks second.

The above rates are accurate as of 4/23/2019.

Looking for the best CD rates, either nationwide and in your state? Please refer to our CD Rates Table page.

Related Pages: Seattle CD rates, 1-year CD rates

Verity Credit Union (WA) Debuts 25-Month CD Special
Deal Summary: 25-month Share Certificate Special, 2.75% APY, $1k minimum deposit

Availability: Residents of Washington State

This week, Verity Credit Union (Verity CU) introduced a new 25-month Share Certificate Special (2.75% APY). While the vast majority of Verity CU’s Share Certificates have tiered APYs based on deposit levels ($1k+, $25k+, $75k+), the 2.75% APY applies to all deposits of $1k+. The minimum deposit is $1k, with no stated balance cap.

As stated in the Truth-In-Savings disclosure, the Early Withdrawal Penalty reads as follows:

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2.55% Reward Checking Account at a Washington State CU (Verity)
Update 1/10/10: The top rate has fallen to 2.55% APY. See bottom of post for the rate history.

Verity Credit Union has a reward checking account called Cartwheel Checking that pays 2.55% APY on balances up to $10,000 (0.75% for over) and refunds ATM fees (up to $25 per cycle) if the following monthly requirements are met: 1) 12 debit card point-of-sale transactions, 2) receive electronic statements, and 3) access online banking. If these are not met, the rate falls to 0.10%. There are no monthly balance requirements or monthly service...

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2.00% 6-Month CD at Verity Credit Union in Washington State - Local Only
Verity Credit Union is offering a 6-month certificate special with a 2.00% APY. Minimum deposit is $1,000. It's scheduled to end on November 13, 2009. This special is listed in this credit union page as of 11/10/2009.

Membership is open to anyone who lives, works or worships in Washington State. Please refer to their membership page for more details. Membership requires a $5 fee and a minimum deposit of $5 in the share savings account. However, the savings account requires a minimum balance of $200 to avoid a quarterly service fee.


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10% 10-Month CD at a Washington State CU - $1K Max* (Verity)
Verity Credit Union is offering what it calls a 10 for 10 certificate special. New members can purchase one 10% APY 10-month certificate with a minimum/maximum deposit of $1K. A checking account is required. Current members are eligible for one 10 for 10 certificate for each new member they refer who also opens a 10 for 10 certificate. The offer is available from October 10 to 23, 2006.

This is similar to the 8% CD special that Chartway Credit Union had offered several months ago except it has only a $1K...

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5% 6-Month CD at a Washington State CU
Verity Credit Union is offering 5.0% APY on its 6-month, 9-month and 12-month CDs. The minimum deposit is $1K and the maximum is $100K. The offer ends on April 8, 2006. These special certificates of deposit don't seem to be listed at the credit union's website, but were advertised in Sunday's Seattle newspaper and is available online here.

The credit union's field of membership includes all those who live, work, worship or go to school in any county within Washington State.

Verity is NCUA insured with $329 million in assets and over...

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