Vio Bank


Overview / Commentary
888-999-9170
501 NW Grand Boulevard
Oklahoma City, OK 73118

Related Posts

Vio Bank Ups High Yield Online Savings To 2.46% APY - 3/27/2019

Vio Bank (internet bank) has raised the rate on its High Yield Online Savings account to 2.46% APY, making it the rate leader for low minimum balance savings account.

Vio Bank Nudges Up Savings Account Rate Again - 2/8/2019

Just like it did in January, Vio Bank continues to nudge up the rate of its Online Savings Account. It’s slowly but surely inching closer to the rate leaders. Online Savings Account: 2.41% APY (was 2.39%) There were also two rate changes on CDs: 9-month CD: 2.50% APY (was 2.40%) 24-month CD: 2.65% APY (was 2.70%) - rate drop :(

Vio Bank Nudges Online Savings To 2.39% APY - 1/25/2019

Vio Bank (internet division of MidFirst Bank) slightly raised the rate on its High Yield Online Savings account to 2.39% APY on all balances. $100 min opening deposit.

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Good Experience So Far

Opened account online. I knew the answers to my credit check quiz so no problems there.

You have to separately enroll in Mobile Banking, after which I called, got through instantly to a CSR, who finished the enrollment and I had online access that day. Was able to make test deposits from my other online bank account the next day.

I pushed $1500 to the newly opened Vio account. There appears to be no hold when you PUSH money to the account.

So far, very smooth expeirence. The one contact with the CSR was fast, courteous, and she was empowered to help me.

Transferring Funds

Posted by: HZ | Apr 1, 2019

I was dismayed to find out could only transfer 5000 a day or 20,000 a month. There is also small limit to how much an external bank can pull out. But you can have VIO wire the money which they did. Took a day extra but was able to get my funds out more quickly

Any Way To Avoid $5 Inactivity Fee

Posted by: henryr | May 12, 2019

I hesitate to open this account because of "
$5 Per month after 12 months of inactivity"
https://www.viobank.com/Documents/Vio/Vio_OnlineSavings_FeeSchedule.pdf

$5K/Day Withdrawal Limit

Posted by: kfmfe04 | Dec 22, 2018

Stay away from this bank - you can only withdraw $5k/day from a Savings account to your own bank accounts. Savings accounts should be liquid and readily accessible. Limits like this on a savings account give me no confidence about the financial stability of a bank (especially an online bank).

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Health

Health Grade Components

Overall
FDIC Certificate #4063
Year Established1911
Employees2686
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.84%
Return on Equity - YTD17.9%
Annual Interest Income$662.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$17.23B$14.73B
LoansQ4 2018vs Q4 2017$12.48B$10.78B
DepositsQ4 2018vs Q4 2017$8.84B$8.01B
Equity CapitalQ4 2018vs Q4 2017$1.69B$1.49B
Loan Loss AllowanceQ4 2018vs Q4 2017$112.5MM$101.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$90.7MM$68.1MM
Real Estate OwnedQ4 2018vs Q4 2017$20.9MM$35.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Vio Bank; we are a rate comparison website and cannot provide official rates or promotions.

Vio Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.46%$100-High Yield Online Savings Account

Vio Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.80%$500-120 Month High Yield Online CD
2.70%$500-84 Month High Yield Online CD
2.65%$500-60 Month High Yield Online CD
2.55%$500-48 Month High Yield Online CD
2.45%$500-9 Month High Yield Online CD
2.45%$500-36 Month High Yield Online CD
2.40%$500-12 Month High Yield Online CD
2.40%$500-15 Month High Yield Online CD
2.35%$500-24 Month High Yield Online CD
2.35%$500-18 Month High Yield Online CD
2.00%$500-6 Month High Yield Online CD
Locations

Vio Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 501 NW Grand Boulevard - Oklahoma City, OK 73118

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.