Overview / Commentary
501 NW Grand Boulevard
Oklahoma City, OK 73118

Related Posts

Vio Bank Boosts High Yield Online Savings Rate - 11/20/2018

Vio Bank (internet division of MidFirst Bank) has increased the rate on its High Yield Online Savings to 2.35% APY on all balances. $100 minimum opening deposit.

Vio Bank Ups High Yield Online Savings APY - 10/31/2018

Vio Bank (internet division of MidFirst Bank) has raised the rate on its High Yield Online Savings account to 2.25% APY on all balances. Minimum opening deposit is $100.

Vio Bank Opens Its Virtual Doors With Savings Account - 8/22/2018

Vio Bank, a new internet division of MidFirst Bank, is offering a High Yield Online Savings account, which earns 2.10% APY on all balances. Minimum $100 opening deposit.

Good Experience So Far

Opened account online. I knew the answers to my credit check quiz so no problems there.

You have to separately enroll in Mobile Banking, after which I called, got through instantly to a CSR, who finished the enrollment and I had online access that day. Was able to make test deposits from my other online bank account the next day.

I pushed $1500 to the newly opened Vio account. There appears to be no hold when you PUSH money to the account.

So far, very smooth expeirence. The one contact with the CSR was fast, courteous, and she was empowered to help me.

I Quickly Moved On To Mysavingsdirect, Wayyyy Better

Posted by: trailspeed | Sep 1, 2018

$2,000 daily transfer out from vio bank, but no limit initiated from external bank

after 12 month of no activity there's $5 monthly fee (great shame!)

calling CS was cool, no issue with wait times

holding period, first time 7 business days, then 5 business days, you earn interest during holding period

after I verified the test deposits (make sure you write down full account number or you have to call CS like I did), I registered for the login account, put in your vio bank account #, your balance is 0 as you initial has not been transferred yet, and it said it will take 1-3 days to get approved (WTF), but since I had to call for my account #, CS approved my login access instantly after they asked me a bunch of questions

does not work well with lastpass but I'll live

Home page with banking advertisement looks good, but after you login it looks dated and there are quite a few links that don't work that are for a checking account, they are owed by a brick and mortar bank.
Only last 4 of account number on website and there's no routing number on the website and have to call in to ask for it even though I sent secure message for it, they responded by saying I need to call in,

The android app will ONLY make transferts to other vio/midfirst bank accounts, not too sure about this bank, but hey it has a great interest rate.

Application Rejected

Posted by: jednick | Nov 15, 2018

I was rejected, too. My credit score is almost perfect. The decision was instantaneous, so it was triggered by some computer parameter. When I called, I was only told that it was related to my "banking history". I have a hunch it's because I had an account with another on-line bank, but pulled it out after ten months because their interest rate wasn't competitive. I think Vio wants to make sure the money is with them a long time. The CSR was cordial, but was obviously bound by the bank policies.

$5K/Day Withdrawal Limit

Posted by: kfmfe04 | Dec 22, 2018

Stay away from this bank - you can only withdraw $5k/day from a Savings account to your own bank accounts. Savings accounts should be liquid and readily accessible. Limits like this on a savings account give me no confidence about the financial stability of a bank (especially an online bank).



Health Grade Components

FDIC Certificate #4063
Year Established1911
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.97%
Return on Equity - YTD18.9%
Annual Interest Income$486.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$16.47B$14.85B
LoansQ3 2018vs Q3 2017$11.93B$10.60B
DepositsQ3 2018vs Q3 2017$8.66B$7.95B
Equity CapitalQ3 2018vs Q3 2017$1.70B$1.51B
Loan Loss AllowanceQ3 2018vs Q3 2017$112.5MM$100.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$69.6MM$68.3MM
Real Estate OwnedQ3 2018vs Q3 2017$22.2MM$33.6MM
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Vio Bank Savings Account Rates

2.37%$100-High Yield Online Savings Account

Vio Bank CD Rates

3.15%$500-60 Month High Yield Online CD
3.15%$500-84 Month High Yield Online CD
3.15%$500-120 Month High Yield Online CD
3.10%$500-48 Month High Yield Online CD
2.95%$500-36 Month High Yield Online CD
2.70%$500-24 Month High Yield Online CD
2.65%$500-12 Month High Yield Online CD
2.65%$500-15 Month High Yield Online CD
2.65%$500-18 Month High Yield Online CD
2.40%$500-9 Month High Yield Online CD
2.00%$500-6 Month High Yield Online CD

Vio Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 501 NW Grand Boulevard - Oklahoma City, OK 73118

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.