Vio Bank

Deposits held and insured by MidFirst Bank

Overview / Commentary
888-999-9170
501 NW Grand Boulevard
Oklahoma City, OK 73118
Deposits held and insured by MidFirst Bank

Related Posts

Vio Cornerstone MMA Raises Rate To 3.52% APY (3.46 APR) - 11/4/2022

Logged into my Vio Cornerstone Money Market account and saw they raised their APY from 3.02% to 3.52%.

Vio Cornerstone MMA Boosts Rate To 2.22% - 9/10/2022

Logged into my Vio Cornerstone MMA this morning to notice that the rate has been boosted from 2.15 to 2.22%. Every little bit helps!

Vio Up To 2.10% APY - 8/11/2022

Vio Money Market Savings Account increased to 2.10% APY.

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Excellent Online "Savings" Bank

I've too have had an account with Vio for years. I've too have never had an issue. And the few customer service calls I've made were handled very well. One thing to note... this bank offers a much higher and very competitive interest rate on their Money Market accounts vs. Savings account. They have become my primary bank for "savings". I couldn't be happier.

Please Read This Positive Review

Posted by: |

After reading several negative reviews, l would like to clarify how "linked" transactions work. Regarding daily ($5,000) and monthly ($20,000) deposit/withdrawal limitations: These limits ONLY apply for transactions "initiated" from your Vio external transactions panel. If you don't want to be limited by Vio's policies, simply establish your linked account(s) from an external source (other bank), and initiate transactions through THEM. This way, the linked institution's policies (if better) will supercede Vio's limitations. For instance, one of my linked banks has FAR greater transaction limits and no 5 day holds, etc. Simply put, wherever the transaction is "initiated" from determines whose policies will be enforced. Vio's FAQ page substantiates what I've noted, although in far less detail. My experience with Vio has been good to this point, including their customer service. Hope this helps.

Everyone Deserves A Second Chance.

Posted by: |

On June 12, i discovered the 2.52% APY rate that VIO Bank began offering on June 7 so I phoned with questions about limits on external transfers. Dominique was very cordial and answered all my questions. THEN, I read reviews on this site which contradicted what I was told by phone. Phones again and Casey gave me different information which mirrors the negative reviews on this website.

Thus, I kept my $ at other banks.

August 19, 2019, phoned VIO again because my other banks keep lowering their rates. Spoke to Alicia who confirmed the $5K daily and $20K monthly ACH limits if initiated at VIO website. I also confirmed that to close an account with a large amount there is no closing fee but wire transfer costs $18.

BOTTOM LINE: I will now go through the application process and report any new findings thereafter.

Vio Doesn't Care About Its Customers...

Posted by: |

I've had a Vio savings account for year. Now that interest rates are going up, all of my banks have raised their rates, with one exception: Vio. Rather than pass along higher rates to their existing customers, they established a new account that offers a far more competitive rate. In other words, Vio is screwing its existing customer in favor of luring in new customers. Not once did Vio contact me with information about this new Money Market account. I'm closing my account and opening a new account elsewhere.

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Health
A+

Data as of Q2 2022

Data displayed below is for insuring bank: MidFirst Bank
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #4063
Year Established1911
Employees2994
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.23%
Return on Equity - YTD23.08%
Annual Interest Income$586.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$33.08B$31.05B
LoansQ2 2022vs Q2 2021$26.47B$25.23B
DepositsQ2 2022vs Q2 2021$20.75B$20.57B
Equity CapitalQ2 2022vs Q2 2021$3.34B$2.60B
Loan Loss AllowanceQ2 2022vs Q2 2021$170.6MM$199.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$33.1MM$61.2MM
Real Estate OwnedQ2 2022vs Q2 2021$7.0MM$15.0MM
Rates
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Vio Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100-High Yield Online Savings Account

Vio Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.62%--Cornerstone Money Market

Vio Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%$500-18 Month High Yield Online CD
3.50%$500-12 Month High Yield Online CD
3.50%$500-24 Month High Yield Online CD
3.50%$500-36 Month High Yield Online CD
3.00%$500-9 Month High Yield Online CD
2.75%$500-48 Month High Yield Online CD
2.75%$500-60 Month High Yield Online CD
2.75%$500-84 Month High Yield Online CD
2.75%$500-120 Month High Yield Online CD
2.00%$500-6 Month High Yield Online CD
Locations

Vio Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 501 NW Grand Boulevard - Oklahoma City, OK 73118

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.