Vio Bank

Deposits held and insured by MidFirst Bank

Overview / Commentary
501 NW Grand Boulevard
Oklahoma City, OK 73118
Deposits held and insured by MidFirst Bank

Related Posts

Vio Up To 2.10% APY - 8/11/2022

Vio Money Market Savings Account increased to 2.10% APY.

Vio Bank Ups Money Market Rate While Savings Account Rate Remains Low - 5/31/2022

Vio Bank (online division of MidFirst Bank) has raised a rate on its nationally available Cornerstone Money Market Account to a rate-leading level.

Vio Bank Ups Cornerstone Money Market Account Rate - 3/17/2022

Vio Bank (online division of MidFirst Bank) has raised a rate on its nationally available Cornerstone Money Market Account to a very competitive level.

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VIO New Customer

Posted by: |

I am a new customer to VIO Bank in October 2019. I was a little concerned about some of the negative reviews before I decided to set up an account. My experience has been very good so far. The online process to apply for the online savings worked very well and smoothly. Further, I made a minor mistake in attempting to enroll in the online banking capability and they were very helpful in assisting me to correct the error and complete my enrollment. So far, they have displayed solid attention to security steps and provided phone assistance to answer questions and get me set up. I would advise potential customers to unfreeze their credit reporting at the big three bureaus. My impression is that if you don't, you will not succeed in trying to open an account.

Please Read This Positive Review

Posted by: |

After reading several negative reviews, l would like to clarify how "linked" transactions work. Regarding daily ($5,000) and monthly ($20,000) deposit/withdrawal limitations: These limits ONLY apply for transactions "initiated" from your Vio external transactions panel. If you don't want to be limited by Vio's policies, simply establish your linked account(s) from an external source (other bank), and initiate transactions through THEM. This way, the linked institution's policies (if better) will supercede Vio's limitations. For instance, one of my linked banks has FAR greater transaction limits and no 5 day holds, etc. Simply put, wherever the transaction is "initiated" from determines whose policies will be enforced. Vio's FAQ page substantiates what I've noted, although in far less detail. My experience with Vio has been good to this point, including their customer service. Hope this helps.

Everyone Deserves A Second Chance.

Posted by: |

On June 12, i discovered the 2.52% APY rate that VIO Bank began offering on June 7 so I phoned with questions about limits on external transfers. Dominique was very cordial and answered all my questions. THEN, I read reviews on this site which contradicted what I was told by phone. Phones again and Casey gave me different information which mirrors the negative reviews on this website.

Thus, I kept my $ at other banks.

August 19, 2019, phoned VIO again because my other banks keep lowering their rates. Spoke to Alicia who confirmed the $5K daily and $20K monthly ACH limits if initiated at VIO website. I also confirmed that to close an account with a large amount there is no closing fee but wire transfer costs $18.

BOTTOM LINE: I will now go through the application process and report any new findings thereafter.

Long Time Customer

Posted by: |

I've had an account with Vio for years. I've never had an issue. My only complaint is when I had to call customer service to reset my password and they were cold, and not friendly. They helped me and resolved the issue. But had no personality. That's not always the case, that was just one time. Otherwise, I couldn't be happier.



Data as of Q1 2022

Data displayed below is for insuring bank: MidFirst Bank
Learn why bank health matters

Health Grade Components

FDIC Certificate #4063
Year Established1911
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.42%
Return on Equity - YTD25.57%
Annual Interest Income$295.8MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$32.23B$31.48B
LoansQ1 2022vs Q1 2021$26.50B$25.57B
DepositsQ1 2022vs Q1 2021$19.04B$19.58B
Equity CapitalQ1 2022vs Q1 2021$3.24B$2.50B
Loan Loss AllowanceQ1 2022vs Q1 2021$174.9MM$211.8MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$34.5MM$101.4MM
Real Estate OwnedQ1 2022vs Q1 2021$11.2MM$10.3MM

Rates for Vio Bank are currently being reviewed.


Vio Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 501 NW Grand Boulevard - Oklahoma City, OK 73118

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.