WSFS Bank Adds 22- And 37-Month Promo Rate CDs


Availability: Market area includes Delaware, Maryland, New Jersey, Pennsylvania, and Virginia.

Wilmington Savings Fund Society, aka WSFS Bank, has added two Promotional Fixed Rate CDs: 22-month (1.50% APY) and 37-month (1.80% APY). The minimum opening deposit is $2.5k, with no stated balance cap.

Both are also offered as IRAs (Traditional) earning the same APYs, with the same funding requirements.

As stated on the Fixed Rate CD page, the Early Withdrawal Penalty reads as follows:

For a term of 13 or more months, the penalty is 12 months' interest.


Headquartered in Wilmington, Delaware, WSFS Bank’s in-branch market area includes Delaware and southeast Pennsylvania, but also offers its product line and services through the internet to residents of Maryland, New Jersey, and Virginia.

Opening a CD can be done online, or in-person at any of 35 Delaware branches or 25 southeast Pennsylvania branches.

WSFS Bank’s website has a “Schedule A Visit” form, to expedite an in-branch visit.

Tell us a bit about yourself and a WSFS Associate will contact you to set up an appointment.

Bank Overview

WSFS Bank (FDIC Certificate # 17838) has an overall health rating of "A+" at, with a Texas Ratio of 3.30% (excellent) as of June 30, 2016 data. In the past year, WSFS Bank increased its total deposits by $1.18 billion, an excellent annual growth rate of 32.18%. Please refer to our financial overview of WSFS Bank for more details.

Chartered as a Delaware thrift in 1832 by a group of Wilmington community leaders and businessmen, Wilmington Savings Fund Society is one of the ten oldest banks in the United States continuously operating under the same name. In the past 20 years, the Bank has acquired 3 banks in Pennsylvania and 2 banks in Delaware, to become Delaware’s 7th largest bank, with $6.6+ billion in assets.

How the CDs Compare

When compared to the similar length-of-term CDs tracked by, requiring a similar minimum deposit and available with the Bank’s market area, WSFS Bank’s 37-Month Promotional CD currently ranks second.

The above rates are accurate as of 11/30/2016.

To look for the best CD rates, nationwide and state specific, please refer to our CD rates table or our Rates Map page.

  |     |   Comment #1
Ken you do an outstanding job!! Please don't stop! WSFS bought a small local bank FNBW in Wyoming,DE that I had invested in since 1986. WSFS common stock has skyrocketed!!!!! since the 2014 purchase. Banking at the institution however is a horror, I believe that WSFS will start charging a FEE for AIR breathed near or in their branches
  |     |   Comment #2
if i open a 37 month cd at 1.80% what would my interest be on a monthly scale? can i take the interest monthly?
  |     |   Comment #3
Lobelia Smith
  |     |   Comment #4
I opened a 19 month CD at WSFS in June 2018 with a $50,000 deposit and a 2.3% interest rate. As of October 2018, I still have not seen any interest posted. Does anyone know when I should expect
to see interest posted to the CD account?
Long Wait
  |     |   Comment #5
This is what I saw on their web site ... You can find it by putting " 19 month CD " in the search bar

Term Minimum Deposit Interest Rate APY
19 months $2,500 2.27% 2.30%

The interest rate and annual percentage yield will not change for the term of the account. The interest rate will be in effect until you close the account.


Interest will compound daily and will be credited to your account annually. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.

If your CD term is less than 12 months, all interest will be paid at maturity. If your CD term is 12 months or greater, interest will be paid annually at year-end and at maturity.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.