Overview / Commentary
326 Honeysuckle Rd
Dothan, AL 36305

Wiregrass Federal Credit Union is headquartered in Dothan and is the 41st largest credit union in the state of Alabama. It is also the 2,319th largest credit union in the nation. It was established in 1959 and as of December of 2018, it had grown to 19 employees and 7,063 members at 3 locations. Wiregrass Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Coffee, Covington, Dale or Houston County in Alabama or Jackson County in Florida.
See current membership details

Reviews (1)

It is okay, but not great.

Posted by: bethewing | Jul 18, 2017

This has been my main bank for a long time now so I think I can give a good review of it. When you come you are greeted by friendly staff and everything about the people who work here is very pleasant, I will give them that. They are very easy to talk and work with and will remember you each time you come in to talk to them. The area they fall short in are some of the services and products they offer. You can't really complain considering it is a small local bank, but I mean you can go to some other places and get a few more things. Overall I would say they are worth using if you need a new bank in the area!

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wiregrass Federal Credit Union has a low asset base.

Health Grade Components

NCUA #13228
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD6.28%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$49.8MM$46.7MM
LoansQ4 2018vs Q4 2017$38.4MM$39.3MM
DepositsQ4 2018vs Q4 2017$44.8MM$42.1MM
Equity CapitalQ4 2018vs Q4 2017$4.7MM$4.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$298.00K$248.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$435.00K$739.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0

Rates for Wiregrass Federal Credit Union are currently being reviewed.


Wiregrass Federal Credit Union Locations
Branch Office326 Honeysuckle RdDothan, AL 36305
Branch Office1602 DR M L K Jr ExpyAndalusia, AL 36420-3414
Branch Office4695 Highway 90Marianna, FL 32446

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