Featured Savings Rates
Featured Accounts

Wiregrass Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month CD
0.10%SavingsPayable on Death Account
1.19%3-year CD36 Month CD

Overview / Commentary
334-793-3667
326 Honeysuckle Rd
Dothan, AL 36305

Wiregrass Federal Credit Union is headquartered in Dothan and is the 44th largest credit union in the state of Alabama. It is also the 2,437th largest credit union in the nation. It was established in 1959 and as of September of 2016, it had grown to 20 employees and 6,772 members at 3 locations. Wiregrass Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Coffee, Covington, Dale or Houston County in Alabama or Jackson County in Florida.
See current membership details

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wiregrass Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #13228
Year Chartered1959
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.61%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$44.9MM$43.6MM
LoansQ3 2016vs Q3 2015$36.8MM$35.1MM
DepositsQ3 2016vs Q3 2015$40.8MM$39.6MM
Equity CapitalQ3 2016vs Q3 2015$3.9MM$3.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$218.00K$228.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$244.00K$172.00K
Real Estate OwnedQ3 2016vs Q3 2015$52.00K$109.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wiregrass Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%--IRA Accumulative Account
0.45%--Roth IRA Accumulative Account
0.45%--CESA Accumulative Account
0.15%--Christmas Club Account
0.10%--Regular Savings Account
0.10%--MISC Savings Account
0.10%--MP Savings Account
0.10%--Minor's Share Account
0.10%--Payable on Death Account

Wiregrass Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market Account
OTHER TIERS: 0.20% $2,500 - $10k | 0.25% $10k - $50k

Wiregrass Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2,500-Share Draft Account

Wiregrass Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.19%$500-36 Month CD
0.90%$500-24 Month CD
0.70%$500-18 Month CD
0.50%$500-12 Month CD
0.25%$500-182 Day CD
0.20%$500-91 Day CD

Wiregrass Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$500-36 Month IRA
0.71%$500-18 Month IRA
0.60%$500-12 Month IRA
Locations


Wiregrass Federal Credit Union Locations
Branch Office334 Snowden DrAndalusia, AL 36420-2535
Branch Office326 Honeysuckle RdDothan, AL 36305
Branch Office4695 Highway 90Marianna, FL 32446