York County FCU Increases APY On Kasasa Cash


Availability: Residents of York County, Maine.

Earlier this week, York County Federal Credit Union (York County FCU) raised the rate on its Kasasa Cash account, which now earns 3.00% APY on qualifying balances up to $10k. Qualifying balances over $10k earn 0.50% APY, with non-qualifying balances earning 0.05% APY.

The Kasasa Cash account was added to the product line in October 2013, initially earning 2.50% APY. This week’s rate increase is the first rate change in the Kasasa Cash’s nearly 3-year history.

Kasasa Cash Qualification Requirements

  • At least 12 debit card purchases.
  • At least one ACH or one bill pay transaction.
  • Be enrolled in and receive eStatements.

The Kasasa Cash has no minimum balance requirement, monthly service fees, or minimum opening deposit. There is a limit of one account per Social Security Number. Unlimited nationwide ATM fees will be reimbursed, with individual ATM fees of $5 or greater requiring a receipt for reimbursement.

Kasasa Saver

Like the Kasasa Cash account, the Kasasa Saver has no minimum balance requirement, monthly service fee, or minimum opening deposit. Qualifying balances up to $50k earn 1.01% APY, with qualifying balances over $50k earning 0.50% APY; non-qualifying balances earn 0.05% APY. Dividends earned in the Kasasa Cash account are automatically transferred to the Kasasa Saver account each statement cycle.


Headquartered in Sanford (the 7th largest municipality in Maine), York County Federal Credit Union’s field of membership (FOM) is primarily residency based, with anyone who lives, works, worships, or attends school in York County eligible to join.

In addition, family members of current and non-current eligible Credit Union members also qualify.

Joining York County FCU and/or opening a Kasasa Cash account can be done online, or at any of the five Maine branches located in Biddeford, Saco, Sanford (2), and York.

York County FCU participates in the Co-Op shared branch network, giving members access to nearly 30,000 ATMs and 5,000 compatible credit unions across the country.

Credit Union Overview

York County Federal Credit Union (NCUA Charter # 9508) has an overall health grade of "A" at DepositAccounts.com, with a Texas Ratio of 2.96% (excellent) based on March 31, 2016 data. In the past year, York County FCU has increased its total deposits by $20.54 million, an excellent annual growth rate of 11.42%. Please refer to our financial overview of York County Federal Credit Union for more details.

Currently Maine’s 8th largest credit union with over 20,700 members, York County FCU was originally established in 1954, with a FOM comprised of the County’s educators. As the Credit Union grew, the FOM expanded to include area organizations and business, and a community charter was adopted to extend membership to everyone in York County. The Credit Union actively supports local non-profits including the Maine Credit Union League Campaign For Ending Hunger.

Starting in 2006, employees created the first annual "Walk to End Hunger." Sponsored by community members, friends, and family, we've raised over $58,000 throughout the years. Proceeds are distributed to hunger organizations and food pantries in York County.

How the Kasasa Cash Compares

When compared to the 59 High Yield Reward Checking Accounts tracked by DepositAccounts.com, which are available to residents in the market area and have maximum qualifying balances of at least $10k, York County Federal Credit Union’s Kasasa Cash APY currently ranks fourth.

The above rates are accurate as of 8/12/2016.

To look for the best nationwide Reward Checking Account rates and the best Reward Checking Account rates in your state, please refer to our High Yield Reward Checking Account rates table or our Rates Map page.


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