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More Savings Account Rate Cuts - Provident, Zions, WaMu and Others

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Online banks continue to cut the rates on their savings accounts. The number of accounts with rates above 4% is falling. Provident Direct cut its rate from 4.50% to 3.75% APY. ShoreBank also cut its rate to below 4%. Below is a summary of the cuts this week. I'll have a more complete update in my weekly summary tomorrow.
  • Provident Direct's Savings: 3.75% APY (was 4.50%)
  • EverBank's MMA: 4.01% APY 3-month intro (was 4.51%, ongoing remains at 3.51%)
  • ShoreBank's Savings: 3.30% APY (was 4.15%)
  • UmbrellaBank's MMA: 3.75% APY (was 3.90%)
  • Zions Bank's Deseret MMA: 3.41% APY for $1K to $50K / 3.57% APY for $100K+ (was 3.87%/4.03%)
  • WaMu's Online Savings: 3.30% APY (was 3.55%)
Related Pages: EverBank, Zions Bank, savings account

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