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Community & Southern Bank

Money Market Promotion at Community & Southern Bank in Georgia


Community & Southern Bank has been advertising a promotion for its Investment Money Market Account that’s a good deal. It’s guaranteeing 1.00% APY for the first 180 days the account is opened. Minimum opening and daily balance of $2,500 is required to avoid a monthly service charge of $15. Also, a checking account with monthly direct deposit is required. This special is listed in the bank’s great rates page as of 6/17/2013. Hat tip to the reader who emailed me news of this promotion.

A branch visit appears to be required to open an account. Community & Southern Bank branches are located in the Atlanta metro area and throughout Northern Georgia.

The bank has an overall health score at DepositAccounts.com of 5 stars (out of 5) with a Texas ratio of 18.90% (average) based on March 2013 data. Please refer to our financial overview of Community & Southern Bank for more details. The bank has been a FDIC member since 2010 (FDIC Certificate # 59010).

How This Money Market Promotion Compares

The best money market promotion that’s nationally available is at EverBank which guarantees a 1.10% rate for the first six months for new money market accounts. The downside with this is that the balance cap is $50,000. EverBank also has this same promotion for its checking account which guarantees 1.10% for the first six months, but the balance cap is $100,000. This rate is accurate as of 6/17/2013.

Searching for the Best Money Market and Savings Account Rates

Our money market account table can be used to find the best money market rates in the nation or in your state. If you don’t need checks, you should also consider savings accounts. You can find the best savings account rates in the nation or in your state by using our savings account rate table.

Related Pages: Community & Southern Bank, Atlanta, Chattanooga, money market accounts

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KM (anonymous)   |     |   Comment #1
Does anyone know what there non-promotional MM rate is? 
Dana   |     |   Comment #2
The only posted rates I see are those found on the Great Rates page; so look like these three products are the only ones with posted rates. But I am sure you can get the incof by calling bank or visiting themAlso note that the rate on the over $2,500 tier is only good for first 180 days after account opening; no mention of what happens after that.