Jeanne D'Arc Credit Union has a new CD promotion with a competitive rate. The special is a 30-month CD with a 1.65% APY. It's also available for IRAs and SEPs. Minimum deposit is $250. This rate is listed on the credit union's rates page as of 1/16/2014.
The Primary Savings account has a rate of 7% APY on balances up to $500. Balances over $500 earn 0.15%. With a balance of $500, you'll earn about $30 per year more in this than a 1% account. Since you need to maintain a savings account for membership, it's nice it can earn a little bit of interest.
|7.00%||-||$500||Jeanne D'Arc Credit Union||Primary Savings|
|0.90%||$250||-||Jeanne D'Arc Credit Union||30 Month CD|
|0.90%||$250||-||Jeanne D'Arc Credit Union||30 Month IRA (Traditional, Roth, CESA, SEP)|
Membership is open to anyone who lives, works, or attends school in the Massachusetts counties of Essex or Middlesex, the cities or towns of Fitchburg, Harvard, Leominster, Lunenburg or Lancaster, or the New Hampshire counties of Hillsborough or Rockingham. Please refer to the credit union's Membership page for the full details.
There's an online application that's provided by andera.com. It allows electronic ACH funding from your existing checking account. A membership savings account with a minimum balance of $5 is required to maintain membership.
Jeanne D'Arc Credit Union branches are located in the Massachusetts cities of Chelmsford, Dracut, Lowell, Methuen, Tyngsboro and Westford.
The credit union has an overall health grade at DepositAccounts.com of an A with a Texas Ratio of 4.54% (excellent) based on September 2013 data. Please refer to our financial overview of Jeanne D'Arc Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 67352).
How This CD Rate Compares
There aren’t many 30-month CDs, but if you compare this CD special with 36-month CDs, you can see how good of a deal this is. The best rate for a nationally available 36-month CD at a bank is 1.45% APY at Intervest National Bank. The best deal at an all-access credit union is still at PenFed. Its 36-month CD has a 2.02% APY. These rates are accurate as of 1/16/2014.
Searching for the Best CD Rates
To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of DepositAccounts.com.