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Early Withdrawal Penalties
Just wondering if there is a overall general list somewhere that has which banks have the best EWP for cd's or if anyone wants to chime in which banks they use for a cd and know th... read more
POD Account At Ally And Other Banks, Credit Unions
Noticed while researching Ally Bank POD account that a 'Letter of Instruction', then when clicking on hyperlink this meant a 'non-legally binding letter' from the owner is required... read more
In Law Wants To Give Away Money So I Have Questions
My mother in law is almost 80 and she's been widowed almost a year now. She's in decent health and good shape financially with pensions, paid off home and car. She has a big chunk ... read more
Barclays For Cd's? Any Good?
Looking into CD options for my mother in law. Unfortunately my father in law passed away last year so it's just her. Just wondering if anyone here has any experience with Barclay's... read more
Banks Or Cus That Do Trust Accounts
Does anyone know of any banks or credit unions in the Houston area that will do irrevocable trust accounts and that have decent rates for CDs? Thanks!... read more
Test For Test
Test test for testtest for testtest for testtest for test... read more
Tracking Sheet For Cds?
How does everyone keep track of all of their CDs? Spreadsheets? Institution name, login, acct number, amount, yield, maturity, etc?
I have set reminders on my phone to scout for ra... read more
100 Yr CD - 4.75%
Thoughts?
https://www.waldenmutual.com/posts/coming-soon-our-100-year-grow-local-cd-sustainable-banking... read more
Variable Rate Cds
For someone who just wants to keep even with inflation, are variable rate CDs a good idea? I've seen a few offers for CDs paying a variable rate during the CD term - rate is tied t... read more
Anyone Finding Any Add-On Cds?
Greetings Friends,
Aside from the usual add-on players (Navy, MACU, Rising Bank (yuck), Bank5Connect (double yuck)), does anyone know of any other add-on CDs currently in the marke... read more
Sharonview
Just got a VM from them about the 64 month CD that is maturing this month. Said they wanted to go over options. Has anyone else gotten a call and said what they are offering?... read more
Scheduled Bonds Redemption
Short-lived I-Bond game comes to logical and anticipated end... for those not willing to keep funds with Treasury for 3.38%APY and less.
As I argued from the beginning, ACTUAL I-Bo... read more
IRA: For States With State Taxes, With Respect To Treasuries
I live in a high state tax place.
When I compare cd rates to treasury rates within a regular taxable account that is NOT an ira, I always take into consideration the fact that inte... read more
Restricted Stock Units: Sell To Cover- Where Do The Funds Go?
This is prob a stupid question but i'm absolutely new to the world of RSU's and figured this was the place to get a good explanation. I think i understand what sell to cover means,... read more
Has Anyone Heard Of BMO Alto?
I've seen BMO not BMO Alto. They have good apy rates for savings and CD's. Are they owned by China? Does anyone know the ACH withdraw limits?
Thank you... read more
4 Out Of 5 And 6 Out Of 10 Is It BETTER Or BAD?!
4 out of 5 and 6 out of 10 Highest Yield HYSA on DA list are from FinTech.
As a disclosure I have none of those...
The Reason being is that by my assessment these are not "Account... read more
Who Offers "24-35mo" CDs instead of just "24" or "36"?
I'm trying to compile a list of places where one can choose the exact term of the CD in days or months, instead of being forced to have lengths only in years or half-years.
Allian... read more
The 5% Club
Here on DA, Ken has 12 HYS, 9 MM and 2 Checking and a bunch of shorter term CD FI's at or above 5.0. Very curious as to where it's going after the 7/26 Fed meeting. I think it is g... read more
Primis Bank - No Longer Able To Add External Account Via Trial Deposits Method
In the past, if user does not wish to provide login credential in order to Add an external account, user can simply enter any invalid bank name and that will return no search resul... read more
Chase Private Client: "Enjoy Up To A $3,000", Is There A BONUS?
Is there anyone who actually enjoyed the Reward of becoming Private Client of Chase?
I consider having a run at this, but cant figure out the formula of actually seeing a Bonus a... read more