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Tax Question
I was doing my taxes just now and noticed $672 in supplemental info not reported to the irs for accrued interest paid on purchases (I presume for an aftermarket cd or treasury)
Wha... read more
Any High Yield Savings Accounts For Traditional Yras? I Can Only Find 3.75% APR
Any High yield savings/MM accounts for Traditional IRAs? I can only find 3.75% APR. Not interested in CDs....yet.... read more
GTE CD Purchases via Credit Card
I just found out that GTE (6-month) Certificates are now not only capped at $5,000 per purchase, but also strictly limited to one per week; purchases using the same card can only b... read more
I Series Bond Rate Question
I purchased an I Bond in January 2022 and earned a total rate of 7.12% for 6 months - through June 2022. Beginning in July 2022 the rate increased to 9.62%.
My question - Beginnin... read more
What's Up With MBOI
Just filled out the online application and was denied. Must be the same old problem with ChexSystems. Like many on here, I am very high Fico and no debt and flawless credit bureau ... read more
Does Anyone Know If Northwest FCU Charges A Handling Fee For A Traditional IRA
I need to rollover a small Traditional IRA and will need to make the required withdrawals before the end of the 5 year CD matures. Would like to move to Northwest but don't know if... read more
Suncoast Credit Union 60 Month CD Maturing In 2024 Can Bump Rate To 4.05% APY
Do you have a Suncoast CU 60 month CD maturing in 2024? According to fred_b, the rate can be bumped to 4.05% APY. Please see the post dated April 10, 2023.... read more
Are There Any 5%+ 5-Year Cds Out There Now?
April Fool's certainly was unpleasant this year, seeing the banks and credit unions taking their rates the opposite way of the latest Fed hike. Down went the 5.05% 5-year All In CU... read more
Corp Bonds Anyone Know How They Work?
So i see in the area of brokered cds. You have corp bonds. Example Charles Schwab 1 year bond yeilding 6.5 %. So how does that work verses a straight brokered cd of theirs.
808513... read more
CFG Bank ACH Out Limit
For those with CFG High yield savings account, have you encountered any restrictions in total amount when 'Pulling' funds out of CFG? Want to take advantage of their 5% interest ra... read more
When & How To PM Vs. When To Just Post On DA?
I'm a new member of DA & new to posting (Although I've been using DA to periodically check for rates for a long time, I only recently in the last few months began reading artic... read more
IRA At Failed Bank. Who Does FDIC Make Check Payable To? (Could Be Forced Distribution)
If a customer has an IRA CD at a bank that fails and the FDIC makes the check out to the IRA account holder, that is a distribution. The customer could rollover in 60 days. However... read more
GTE 4.70% 48M Jumbo CD Or 4.90% NASA 49M CD?
I am having a hard time making a choice between the two options to fill 4 year ladder. I am already a member at both credit unions.
GTE 48 month jumbo CD at 4.70% (EWP 180d), or
N... read more
Banks And Trust Accounts
Opening Revocable Trust accounts at banks and CUs can be quite frustrating and sometimes impossible. Does anyone know how problematic it REALLY is if I just open a joint account wi... read more
CD Quoted Price Not $100
Looking at list of CDs from online brokerage. All of them have $100 in the "price" category except for one, which had a slightly higher interest rate. The quoted price was $102.78.... read more
When Is CD Interest Rate Locked?
Hi. Is a CD rate locked upon application or approval? For instance, if I applied for a CD on Monday, the rate changes on Tuesday, and my application is approved later in the week. ... read more
Lafayette/GTE For 5 Year Jumbo Cds
I am looking to park some money for next 5 years with Jumbo CD. I notice Lafayette and GTE are currently showing top rates at 4.85% and 4.80%. Does anybody have any experience with... read more
Where Is The Safest Place To Park Money Amid The Brewing Crisis.
Okay, so the SVB failure happened in part when the value of underlying 10-year treasuries fell leaving a gigantic hole on the balance sheet. So how can we identify banks that do no... read more
Chexsytem Is A Hard Pull????
I routinely ask questions by email before applying for accounts. When asking Brilliant Bank if they pull a credit report and if so is it a soft pull or a hard pull? I just got this... read more
How Does Brokered Cds Work In Valuation?
Bought a non-callable CD late last year, but not understanding how the interest is credited/added to the investment. Seems to behave more like a T-Bill than a CD, despite it being ... read more