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NFCU - Where Is POD Information?
Friends,
Is it possible to see your beneficiaries for each CD when you log into your Navy account? I can’t see this and I need to make sure this is in order to ensure maximum NCUA ... read more
EWP Early In The Year
Understand that EWP comes right off the CD interest earned each year.
But what if the CD is closed out early in the year, and the interest earned that year is less than the EWP? I... read more
I-Bond Not Paying Right
On 3/29/2022 I bought an I-bond ($10,000)
My account now shows a balance of $10,236.
I thought these were paying 9%??
Shouldn't it be $450 in interest (6 mo.)?
What am I missing... read more
Reporting I Bond Interest On Tax Return
I'm trying to complete 2022 1040 on Turbo Tax. I understand that you only get 1099 when you cash in I Bond. I want to report interest annually. Who is the payer (Treasury Direct)? ... read more
Mobility Credit Union Any Downside?
We are considering opening a Mobility 5.12% 5 year CD. We currently have a 5 year jumbo CD maturing in October 2023, now earning 3.5%. While I’d like to wait until then, I’m afraid... read more
Checking Account Autopay Bills
I believe this is called Bill Presentment. I get this on my checking account and find it quite convenient. I get an email telling me the bill has arrived and when they will pay it,... read more
FDIC COVERAGE
I have a sizable amount of money at one large online bank and I have a question about maximizing FDIC coverage.
I obviously have one account covered to the max 250k and it is in m... read more
Do You Forfeit accrued Interest Prematurely when Withdrawing Cash??
With some savings banks you lose your interest if you completely close an account before the interest is posted. But what about the following scenario; Let's say that the bank post... read more
Chase Bank Promotion Terms Discrepancy
I originally posted this on the Chase Bank page, but the Ask The Community page is probably the better location...
Chase is currently running a $300 bonus general promotion for op... read more
Suncoast Credit Union EWP
My question is to JeffinEasternFL. Did Suncoast Credit Union close your CD with no EWP? Did Suncoast try to take the principal for the EWP? Did you have to use Ken's write up of Ap... read more
Signs Savings Interest Rates Will Begin Dropping
What are the tell-tale signs that saving interest will be on the decline BEFORE they decline? I realize the Fed rate and CPI will begin to lower, but are there signs such as 3-5 ye... read more
4.26 Apy Barksdale Federal Credit Union 4And 5 Year Rates
I looked on a website and I think it says for barksdale federal credit union, 4.25 apy for 4 and 5 year cds, with 180 day early withdrawal penalty. (I think, but check for yourself... read more
Rate Conversion Chart?
Is there a rate conversion chart that can show me the difference between investing in treasuries (w/no state/local income taxes) versus the apr of a certificate? Trying to decide t... read more
Bread Savings
bread savings has a 4.5 apy 5 year cd. They are online institution. I called them and asked if I could title the cd in the name of my revocable living trust. They said NO. They sai... read more
Ally Savings Account - Any Limit On External Pulls
I can't seem to find if there is any limit if I initiate an ACH transfer from an external bank out of my OSA at Ally. I know they have a daily limit of $150k per day if I am sendin... read more
Question About Synchrony Online Bank
Has anyone seen anything negative about Synchrony in any of the major financial news outlets? Any kind of internal problems. This site shows them still in high rating. The reason i... read more
Treasuries And Government Default
While probably unlikely, if Congress doesn't get a debt ceiling resolution and we were to actually come to this X-Date as it is called, what are the scenarios for the holders of T-... read more
When Does T-Bill Rates "Adjust" To Upcoming FOMC Rate Adjustment?
We can see (short term) past weekly auction rate results for T-Bills of various duration, but wondering if it makes sense to wait until an upcoming expected increase is made offici... read more
Is CD Income Distributed As Interest Income Or Dividends?
***Edit*** Nevermind, I figured out the answers. delete thread please.... read more
I Think I Was Overcharged On EWP From My Credit Union
I pulled $10K out of a 5 year CD and was charged $308 which I agreed to at the time. I have since pulled the CD paperwork which clearly states the penalty on CD's of greater than 1... read more