Ask The Community
Latest Questions
ACH Transfer Limit.
Do ACH withdraw/transfer limits set by individual bank applies to initiating from that bank i.e 'Push' or does it apply to a 'Pull' from another bank or a Government agency?... read more
Irrevocable Trust Accounts
Does anyone know of banks or credit unions that accept irrevocable trust accounts?... read more
What Is Your CD Strategy For Rising Rates
Just curious how long to wait before starting to purchase CDs? Have a substantial amount to invest. What are your thoughts?... read more
Fed Funds Rate Vs. 5 Year CD / MYGA Yields
Anyone have an opinion on the effect of Fed Fund Rate (FFR) increases on 5-year CD / MYGA yields?
I've heard that FFR increases and reductions most directly affect the short-end o... read more
CD Vs Treasuries
Curious why one would consider brokered CDs over treasuries when they have very similar rates if one is looking at 12-24 month duration and intend to hold to maturity? (It is under... read more
Brokered Cds Showing 4 Percent
Fidelity showing 4 percent on long term cds 10 years... read more
Bread CD Interest Missing
I logged into my Bread Financial online banking this morning. I see an interest credit for my Bread Savings account, but no interest got posted for my 2YR and 3YR CD's.
Their terms... read more
PLAID - Anyone Use It? (Privacy And Security Concerns)
It seems a lot of banks/CUs are now using "Plaid" to be able to quickly verify and send money when opening a new account (both the places I've tried to open accounts in the last 2 ... read more
What Would You Do?
I’m afraid to open a new HYSA and move $300k into it while waiting for a 5yr+ 4%+ CD offer, because I fear daily/monthly withdraw transfer limits may prevent fully funding a new CD... read more
Sun East Cd Terms
Am I reading the fine print correctly that Sun East’s cds mature automatically in to a 12 month cd with no grace period?
“Renewals. Unless otherwise stated in the Account Schedule,... read more
What Happened To CFG Bank Listings On The Rates Pages?
They have some of the highest rates for 5 year CD's, and the highest rate for money market, but the don't show up in the rates list for these pages.... read more
Question About No-Penalty CD At CIT Bank
Anyone know if you can close a No-Penalty CD from CIT Bank online or if you have call them? Thank you.... read more
Anybody PULLED Over $20K Cash Out Of NASB ?? (Ie; No.Amer.Savings Bank)
I just opened an account at NASB with $100K at 2.53%. I'd like to deposit more cash, but their 20K withdrawal ACH limit on a $100K will already take 5 separate transfers to PUSH ou... read more
Vanguard Brokered Cds And The Settlement Fund
Since I haven't done this before, I'm just trying to understand the logistics before making any moves. If I have an IRA with Vanguard, and a zero balance in the Settlement Fund, I'... read more
Test To See If I Can Start A Topic
That is all (body too short)... read more
Chase Bank Trust Account Information Verification Branch Visit Required And Nosy
Hi. I got a letter from chase bank telling me to go to a branch to veryfy some sensitive information about my trust account, like, am i living, is my trust account revocable, trust... read more
Test To See If Private Mode In Firefox Works
test to see if private mode in firefox will let me post in ask the community I am saying "notify me when answers are posted", by the way... read more
Changing Title Of Established Account
Has or Can somebody be allowed to change
title of a Joint account,
to title of Joint With Right Of Survivor-ship?
reason : failing health of one... read more
Strange And Interesting Credit Union Facts... (Add Your Own...)
With so many credit unions around, a few have some interesting facts. Feel free to post any here you think are interesting.
(1) Northwest Federal Credit Union (NWFCU): started out... read more
EFCU Cd Question For Those Who Opened One
For those who opened a EFCU cd does your "available balance" show the amount of the cd or $0?
Online my CD there shows the correct amount in "current balance" but under "available... read more