Ask The Community
Latest Questions
Emailing A Bank Statement To Barclays
Any advice appreciated. I recently set up a link to a new bank account from my account at Barclays. The trial deposit verification went fine and Barclays allowed me to set a transf... read more
Is Buying A CD Well Above The FDIC 250K Deposit Limit At A Smaller Financial Institution Risky?
I'm probably as risk averse as they come. I've worked really hard to build my retirement savings and am trying to figure out the best move here. I've been waiting patiently on the ... read more
Brokered Cds?
Curious as to why I'm just discovering brokered CDs through my investment accounts. The rates seem significantly higher - an example:
- a 14m Ally Select CD quoted today on this si... read more
I Bond Question-Interest Reporting?
It’s our understanding that interest can be reported annually, or in a lump sum when cashing I bonds in. We prefer to report interest annually. I am trying to get a handle on the I... read more
Should I Close My Alliant Account?
I have been a customer since 2008 when they were actually competitive. I have never actually had any need for their customer service and I have never had any problems with them eit... read more
5 Years Cd Verses Ibonds
I'm debating with my self to invest in a 5 year cd which I found maximum pays 3.55% or Ibonds. Ibonds currently pays 9.62% and in my opinion the inflation is going to come down gra... read more
Future Rates On Ibonds
I know treasury declares ibonds rates every May and November but can someone based on past 2 months guess what ibonds rates could be in next November?
Thank you... read more
10 YR T-Bond Approaching 2.5%
The 10 YR treasury bond yield has been falling at a rapid pace over the past few weeks.
What does that portend with respect to CD rates <= 5 years? Should I be grabbing CD's at cu... read more
Marcus Rate Bump CD- For All Of Us Waiting On The Sidelines, Is This A Good Idea?
It's a little unclear on the website but does the new Marcus rate bump CD have it's own set of rates/terms or do you buy a regular Marcus high yield CD and get to bump the rate onc... read more
Langley 33 Month IRA. CD
Does anyone know if Langley will lock in the 3.25% rate once you have initiated the IRA transfer? PenFed drug their feet so long that I missed out on the 3.5% and I don't want to s... read more
Why Are Treasury Yields Sinhking
The markets starting to price in a recession and I guess that's why but it's very bothersome when I had been expecting yeilds for 5 year cds to start shooting up. Now is raises a q... read more
Switch From Savings To No-Penalty CD?
1. CIT Bank recently raised their Savings Connect rate to 1.35%, and their no-penalty CD to 1.4%. With rates expected to continue rising, is there any benefit, other than the addit... read more
Bond Question:
Anyone have experience on the likelihood of secondary cd bonds being called?... read more
IRA Cds: Any Place That Allows BOTH Yearly Add-Ons AND Allows Penalty-Free Partial Withdrawals?
If you have an IRA CD, most places will waive the EWP if taking a MANDATORY RMD on a TRADITIONAL IRA CD. However, most will NOT waive the EWP on a Roth IRA (since a Roth doesn't re... read more
CD Rate Connexus Decreased
I have a CD At Connexus 3. 5% for five years Comes due in 2024 . Question do I need to be concerned because they are lowering their rates when everybody else is raising them
Chas... read more
LOWEST CURRENCY CONVERSION CHARGED DURING SWIFT WIRE TRANSFER
IN THE PAST I HAVE DONE CURRENCY CONVERSION FROM GBP TO USD. BANK OF AMERICA CHARGES A REDICULIOUSLY HIGH RATE OF 3%. THE SAME GOES FOR BANK DRAFT CONVERSION CHARGES.
I AM LOOKING... read more
Forgot Username
Forgot username The only option is to change password. How do you change your username to keep the same account. I had to open a new account with a different email. Would like to c... read more
QCD And EIN
The IRS has a lookup tool to help verify that the EIN or TAX PAYER ID is valid for a charitible contribution.
When or how does the EIN get communicated to the Custodian of the IRA... read more
HOW SWIFT WIRE TRANSFER WORKS?
JUST THE WAY KEN EXPLAINED THE DIFFERENCE BETWEEN WIRE TRANSFER AND ACH, I WOULD LIKE TO KNOW IN DETAIL MORE ABOUT SWIFT WIRE TRANSFER, ITS SAFETY AND TIME TO SEND OR RECEIVE MONEY... read more
Online Banks Or Credit Unions Offering Cdars
What online banks or credit unions are offering CDARs and which ones have the best interest rates?... read more