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Annuities Vs Cds
Thanks to this website, I’ve locked most of my money in 5 year CDs maturing in late 2023 and the first half of 2024. Like my fellow savers here, we’re all hoping that CD rates rise... read more
2021 1099'S For Merrick Bank?
It is February 8 and I still haven't received my 1099 from Merrick Bank. I know of one other investor who hasn't received theirs from Merrick Bank, either. I messaged the bank, and... read more
I Cannot Find The "World Map" I Used To Look At During The Night
I used to go to cnbc or nasdaq or someplace on the internet during the nighttime and find a map of the world. Each country would be colored either, I think, green or red, with a pe... read more
Ibond Limits For A Personal Account And A Trust Account, Both With The Same Ssn
I need to know if I can buy $20000 worth of ibonds in a calendar year if:
I have an individual account,
I also have just opened a trust account (I am the trustee as well as the ma... read more
Poppy Bank
I had started an application for a Cd at Poppy Bank. Did not allow for completing it because the funds were not available from another cd which was maturing in a few days. I called... read more
% Of Liquid $ To Short Term CD Specials When Rates Are Rising?
What are your thoughts on parsing out liquid (savings) account balances into shorter term CD specials in this (prospective) rising interest rate environment?
Langley’s new 1.25%... read more
T Mobile Money
Why isn’t the 1% APY yielding T Mobile Money account listed in the checking account section listing the checking accounts and yields in declining yield order?... read more
Purchase Of An I-Bond For A Minor Grandchild
Hello, quick question/clarification. Is it possible for me as a grandparent to purchase I-Bond's for my minor grandchildren as a gift directly from my Treasury Direct Account or do... read more
Historic Rates
How do you see the historic interest rates?... read more
Pimco Income PONAX
Hello Friends,
In our search for yield, I came across PIMCO Income Fund. You can buy it at the major brokerage firms with no load. Symbol is PONAX. It yields a consistent monthly r... read more
I Bonds For Husband And Wife
Decided to purchase i bonds however some questions i am hoping someone will fill me in on... I open an acc. do I need to also open another acc. if I purchase bonds for her... 10,00... read more
Democracy Federal IRA 2.02%
Thoughts on why the non IRA 60 month is a paltry .25% and the 60 month IRA is 2.02%? Plus, they only have a C+ capitalization rate. I qualify for membership, but that looks odd to ... read more
Ally Echeck Deposit
Anyone else having issues with check image deposit uploads failing today on Ally web portal?
In addition to poor Customer Service?... read more
Experience With M1 Finance?
Does anyone have experience with M1 Finance? I'm interested in their M1 Plus 1% APY checking account, and possibly their M1 Invest account bonus. I haven’t had much luck answering ... read more
Any Problems With Pen Air FCU?
We had a CD due 9-8 and finally received our funds today, 10-20.
The first check was "lost in the mail". The 2nd one was sent by Fed Ex
but did not appear to be a cashier's check s... read more
What Is The Best Rate
What’s the best rate available today?... read more
Anyone Else Seen Or Dealt With This Error Notice At Ally?
I currently have 18 external accounts linked at Ally, the default system limit is 20. I tried to add another external account and after filling in all the information I got the fol... read more
Does Anyone Know Of A Business Bank Account That Accepts Zelle?
Its very hard to find a bank that will accept Zelle for Business. Does anyone have a good recommendation? So far, the best deal I can find is Wells Fargo bank. They allow you to be... read more
Beneficiaries Vs A Trust
My husband passed in Feb. We have a revocable trust. I don't have all my accounts in the trust & some banks don't have the option. Can I open a new account in our trust?
Also, if I... read more
$5 Monthly Fee On Shield Checking Reduces Effective Interest Rate To 2.17%?
For anyone with Orion, is there a method that allows you to avoid the $5 monthly account fee for their Shield Checking? If not, is my math correct that $15K @ 3% is $37.50/mo in ea... read more