Ask The Community
Latest Questions
Breaking IRA CD
Kemba CU told me it would trigger my 1 in 12 month rollover if I break my IRA CD with them and "TRANSFER" it to another CU or even if I keep it with them. This does not seem like c... read more
To Open Or Not To Open.....
I see CommunityWide FCU is offering 3.30% for a 5-year CD and I started making arrangements to open one on July 11 when I have a maturity. But after reading those bad reviews (plus... read more
Consumers Credit Union Rewards Update Does Not Appear To Be Working
If you have a CCU Rewards Checking account, login and check the "rewards update" section to make sure you are earning the correct interest rate.
I have more than 12 transactions ... read more
HSA Rates Still In The Toilet, Why?
Interest rates have finally started to climb. Everywhere you look you see local 3% CD deals now (even a 4% deal nationwide available a few months back). Money Market rates are soar... read more
Upcoming Limits To ACH Transfer Amounts
Anyone else receive email about upcoming changes in ACH transfer limits?... read more
Deferred Interest On 3 Year Cd
I got a jumbo cd at greater Hudson bank 3 percent for 3 years. They told me that jumbos are treated differently than non jumbos and the interest is credited at the end of the 3 yea... read more
How Soon Can I Close My Popular Direct Account Without It Costing Me?
Because I am sure many of us are thinking that, I went back & found the details from Kens original post.
Won't be too painful to leave $500 in there for 4 more months. (I recently... read more
Hold On Savings Account Funds
Has anyone been able to get the hold lifted yet? And/or managed to get their money back?... read more
Anyone Else Have A Transfer Rejected By Popular Direct? You Might.
I did, a measly amount. The note said "ACH RET ACCOUNT FROZEN/RTN PER OFAC"
That got me concerned.
Turns out this was 100% by Popular and nothing to do with OFAC.
Apparently, th... read more
How High Are CD Rates Likely To Climb This Year?
I just signed up with what I thought was a good local deal at Washington Trust, 3% for 48 months. Then, Pawtucket Credit Union began offering 3% for 25 months. Now even Bank Newpor... read more
Direct Rollover Distribution From Ex Employer Pension Plan To Bank IRA Savibgs Account
The use of the word "rollover" seems to have many different meanings when it comes to iRA's so I want to make sure I do this properly to avoid any tax consequences. I am in process... read more
The Best Bank To Use As A Hub For FAST Ach
I am looking for a bank or CU that offers same or next day free ACH transfer (both push and pull) to act as a hub. I am currently using the Discover Bank, but their ACH transfer sp... read more
Searching For CD's
How do you search for CD's offered that are 11-months on the CD section?
I'm not having any luck finding them.... read more
Reviews Of Institutions Are Not Publishing On The Website
About an hour ago I wrote a review about Andrews Federal CU and it is nowhere to be found. Are reviews held for monitoring before they are posted?... read more
FDIC Insurance Question
Can anyone please advise how much FDIC insurance I would have under the following scenario? I tried the FDIC calculator website but its not very clear to me . All the funds would b... read more
Why Isn't Popular Direct Listed Under Money Markets When Searching High Rates?
I had to come across it by accident and wondered if there's a reason as I was thinking of trying it.
Thanks... read more
Used Cds Anyone?
I dabbled with some small ones today.
7 month 1.95%
10 month 2.07%
13 month 2.37%
14 month 2.34%
16 month 2.43%
16 month 2.44%
20 month 2.44%
23 month 2.6%
All of these were from ... read more
DIME Community Bank 4 Year CD Rate
Just learned DIME Community Bank out of Brooklyn, NY has a 2.75% 4 year CD rate. I wonder how long this will last. I know very little of the bank but there facilities in Sunnyside,... read more
Anyone Have A Clue When We Will See 3% CD's At The Big Bank?
How much longer before we start seeing big banks offering 3% on CD's? The big banks are making big bucks and only paying depositors chump change. It really sucks.... read more
Is It Just Me, Or Have Saving Rate Increases Slowed Down?
I am kind disappointed with the current rates. Seems like we should have more online rates closer to 2.00% by now. Instead we currently only have six online savings accounts offeri... read more