Miscellaneous
Latest Discussions
Bad Experience With Discover Bank
I have been a long time customer with Discover Bank. I was looking for long-term 5 year to 10 years IRA CD and Discover happens to be one of the few or may be the only bank offerin... read more
Forced Arbitration Without Opt-Outs
It seems EFCU is just the latest credit union to change their terms to now REQUIRE arbitration -- WITHOUT ANY Opt-Out provision. Accept arbitration or close out your account. Arbit... read more
Via Mymoneyblog: Equifax Data Breach Settlement Payouts Being Sent Out
2017 Equifax Data Breach Settlement payments are finally being sent out.
https://www.mymoneyblog.com/ongoing-benefits-equifax-data-breach-settlement.html?lctg=103035184... read more
Wells Fargo Hit With $3.7B Fine & Late With My Broker CD Interest!
I've got a brokered CD from Wells Fargo in my Schwab account that pays out on the 14th of each month unless it's a weekend or holiday. Was surprised when I didn't see my monthly in... read more
Vanguard Cash Plus Account Is Now 3.90%
I could not post this in rate updates as there is no Vanguard bank, but Vanguard the Investement company has a new product called Vanguard Cash Plus Account that is now offering 3.... read more
Hard Or Soft Pull For Account Opening?: 2021 List of Financial Institutions
One of the frequent critiques by deposit account readers is that several financial institutions do a hard credit pull (rather than the expected soft pull) for folks opening up a ne... read more
The Price Of Eggs In...
As a harmless, fun little diversion, here's something to help you out the next time someone brings up "the price of eggs in China."
This website, for some reason, charts the price... read more
That Pelican Just Wont Fly Its Probably The Infamous Mile-Or-More Bird!
Ever heard that old country saying" That dog wont hunt". well that Pelican credit union just wont fly!
Dec 6th, I reach out to them about how the IRA CD roll over saga was going..... read more
Alliant Maximum External Accounts
Just a heads up, apparently Alliant has a maximum number of external accounts one can have.
Didn't know that, but apparently one can reach the maxiumum amount of External Accounts... read more
CPI Report
In November, the Consumer Price Index for All Urban Consumers increased 0.1 percent, seasonally adjusted, and rose 7.1 percent over the last 12 months, not seasonally adjusted.... read more
50 Basis Points
Bloomberg (London) is reporting at this hour, with metaphysical certitude, that a 50 basis point hike in the federal funds rate is "locked in" for tomorrow . . . . .
regard... read more
Synchrony Bank 5-Year, New Issue, Non-Callable Brokered CD
As of today, Synchrony Bank is offering 5-year @ 3.90% new issue, non-callable brokered CDs at Fidelity, Vanguard and TD Ameritrade. The rate is lower than the 5-year direct (non-b... read more
Comparing 3-Month/10-Year Treasury Yield Curve Inversions During The Last 42 Years
Today (12/8/2022) the Treasury yield curve is deeply inverted with the 3-month yield 80 basis points above the 10-year yield, see: https://home.treasury.gov/resource-center/data-ch... read more
Did Anyone Happen To See This Marketwatch Article?
I’m paycheck to paycheck.’ I make $350K a year, but have $88K in student loans, $170K in car loans and a mortgage I pay $4,500 a month on. Do I need professional help? https:/... read more
A New Sinster Pattern Developing Here?
Ok, first let me say Im not a conspiracy type of person, I believe Oswald acted alone and Trump lost the election etc etc.
However, I have moved CD IRAs around in the past and the... read more
Raising Rates Is Inflationary.
I'm thinking, raising rates is inflationary.
The higher rates go, the more money is put in circulation via interest payments on CDs and the like.
What's the difference between that... read more
SaveBetter.com
The SaveBetter.com platform obviously provides a route to some high yielding opportunities. I have just spent about 30 minutes looking into that outfit. This post contains my opini... read more
Wow What Happened To Pelican?
Yea I was trying hard to get an IRA CD moved over to them,went through the process of joining Pelican and so did my wife, told them my intentions of what I wanted to do and was ver... read more
Two Types Of Bond Ladders: When To Replace A Bond Fund Or ETF
Via Harry Sit("The Finance Buff")
https://thefinancebuff.com/bond-ladder-replace-bond-fund-etf.html... read more
Capital One 5Yr @ 5.00% New Issue, Non-Callable Brokered CD Available As Of 11-3-2022
Here are the rates of the Capital One Bank new issue, non-callable brokered CDs offered as of 11-3-2022 at Fidelity and Vanguard: 5yr @ 5.00%, 4yr @ 4.95%, 3yr @ 4.90%, and 2yr @ 4... read more