Miscellaneous
Latest Discussions
Tracking Your Certificate Of Deposits
Does anyone use an on-line spreadsheet that could track your CD's, the name of the institution, the phone number, the APY, date purchased, amount you purchased it for, date due. Th... read more
Fed Appeals Ruling On Debit Card Fee Cap
From Boston.com/AP:
Fed appeals ruling on its debit-card fee cap - Business news - Boston.com
FYI.... read more
FYI: Penfed Allows Max Of 430 External Accounts
Since the (telephone) CSR did not seem to know, thought I'd give
the Penfed e-mail contact a try:
Q: How many external transfer accounts does Penfed allow me to have?
A: Thank y... read more
Everbank CD With Interesting Early Withdrawal Penalty
I just found out about the Everbank 5-year CD earning 2.06% APY. An interesting twist is that the early withdrawal penalty (EWP) is 1/4 of the interest you would have earned. For w... read more
New Jobs Disproportionately Low-Pay Or Part-Time
The 162,000 jobs the economy added in July were a disappointment. The quality of the jobs was even worse.
A disproportionate number of the added jobs were part-time or low-paying... read more
Suggestion: Interval Option/Parameter On CD EWP Calculator?
Instead of always listing monthly values with the CD early withdrawal
penalty calculator, how about implementing an option to allow for less
frequent entries? Leaving the def... read more
Closing CDs Early
Just wanted to let folks know that a few or our clients successfully closed some CDs early this week. One of them even went back into the same bank. We asked our contac... read more
I Don't See GE Capital Bank Online Savings (FDIC Insured) On Your List. Current Offer Is .90% Min $1
Not the same as GE Capital Retail Bank. FDIC insured and $1 minimum balance for rate.
Online Savings Account | GE Capital Bank
Follow up> I just saw your re... read more
Ambiguous FINRA Financial Literacy Quiz Trips Up The Public
The Finance Buff's Harry Sit doesn't seem to think too much of FINRA's
recent Financial Literacy Quiz; I'd have to agree with him.
Read more:... read more
US Bank Changing Checking Requirements
Just noticed on the US Bank website that they are changing the requirements for avoiding fees.
Easy Checking will now require a combined $1000 monthly direct deposit (was $... read more
Login Does Not Work With Firefox 21
The login stopped working with Firefox 21. When clicking on the "Login" the page darken but the login window does not appear. It work OK with IE and that makes me sad. I hope you c... read more
Healthy Savings, No Debt, But Still Worried About Retirement
“My horizon is no longer 25 years. If we have another stock market crash and the Dow goes back down to 6,000, I don’t have the time to recover. I would have to work unt... read more
Ally Financial To Pay $2.1 Billion To Settle Rescap Claims
Ally Financial agreed Thursday to pay $2.1 billion to settle legal claims tied to its bankrupt Residential Capital unit—nearly triple the amount it had initially offered.
Al... read more
Bonds Are Becoming Attractive
Dear Readers,
The Bonds across the board (except Junk) have moved down in last couple of weeks.
I am hoping to buy some next week. My watchlist has TIPS, MBS from last week, an... read more
Bought Australian Dollars
Dear Readers,
We've heard the crowing about the "destruction of US dollar" quite often around here. But the US dollar has risen lately against the other currencies.
Bough... read more
Pearlbrown (PB) Achieving 1K Post Counts
We the DA members read, learn, and synergize among ourselves with variuous topics of financial discussions.
PB has been instrumental in facilitating such profitable interchange, ... read more
Stay-At-Home Spouses And Partners To Soon Enjoy Easier Access To Credit
From Credit Card Watcher:
Stay-at-home spouses and partners should soon find it easier to get a credit card. Following through on changes originally proposed last fall, the Consume... read more
Chase Sapphire First Fridays Promotion: Earn 3X Points On Dining
From Credit Card Watcher:
Beginning May 3, 2013 and continuing through the rest of the year, the Chase Sapphire® Card and Chase Sapphire Preferred® Card will each earn 3x p... read more
5 Things Americans Don’t Know About Their Own Credit Scores
Almost half of Americans don’t know their own credit score, which in the eyes of consumer advocates is roughly akin to not knowing your own Social Security number or cellphon... read more
Well Done 51hh
51hh, congratulations on crossing the 1000 post threshhold, and please continue to post helpful and interesting topics as usual!... read more