Average User Rating:| 2020 Valleydale Rd Hoover, AL 35244 1-800-734-4667 www.regions.com  |
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Regions Bank is headquartered in Birmingham and is the largest bank in the state of Alabama. It is also the 15st largest bank in the nation. It was established in 1928 and as of March of 2012, it had grown to 21,788 employees at 1,778 locations. Regions Bank has a 4-star health rating.
Related Posts
Treasury: Regions Financial Repays TARP Funds (Forum) - 4/4/2012
From Reuters Regions Financial Corp has repaid $3.5 billion to the U.S. Treasury Department that it received under the bank bailout program and is now fully out of the financial crisis-era program, the Treasury said on Wednesday. Read more
Regions CD Owners Take Note (Forum) - 8/29/2011
Effective October 1, 2011 Regions Bank is changing its' fees such that a (formerly no monthly fee) checking account may be assessed an $18 monthly fee. If you (like I) acquired one of the very competitive Regions CD's, that <Ken nicely detailed in
Large Banks Adding New Fees for Debit Card Usage - 8/18/2011
Instead of rewarding customers for using debit cards, several large banks are starting to charge their customers. On Tuesday it was mentioned in the discussion forum about Wells Fargo's new fee of $3 ...
Regions Bank CD Special Relationship Rates On 1/9/2011 (Forum) - 1/9/2011
These special Regions CD rates are not anything to get excited about, but they're a better than what most of the large banks are offering. Rates may vary by zip code. The following rates were the same for zip codes in FL, TX and MO. As of 1/9/2011: 1.2
2010
- 12/7 - Regions Bank CD Special Relationship Rates (Forum)
2009
- 12/16 - 2.00% 15-Month CD & 2.50% 23-Month CD at Regions Bank in Several States - Local Only
- 10/28 - 2.00% 12-Month CD, 2.50% 23-Month CD & 3.25% 42-Month CD at Regions Bank in Several States
- 9/20 - 3.25% 42-Month CD & 2.50% 23-Month CD at Regions Bank in Several States
- 7/26 - 3.25% 42-Month CD at Regions Bank in Several States
- 3/9 - 3.25% 39-Month CD and Other Competitive CD Rates at Regions Bank
2008
- 10/27 - Update on Regions CD and Money Market Account Promotions
- 10/9 - 4.00% Money Market Promotion and Update on CDs at Regions
- 10/3 - 5.00% 30-Month CD at Regions Bank
- 8/4 - 4.00% 7-Month / 4.75% 30-Month CD at Regions Bank (Rates May Vary By State)
See Rates for: Checking | Savings | Money Market | CD | IRA
Regions Bank Checking Account Rates
Regions Bank Savings Account Rates
Regions Bank Money Market Rates
Regions Bank CD Rates
| Apy | Min | Max | Product | |
| 1.01%† | $500 | - | 58 Month CD Special | |
| 0.60%† | $500 | - | 60 - 72 Month Relationship CD | |
| 0.50%† | $500 | - | 48 - 53 Month Relationship CD | |
| 0.50%† | $500 | - | 55 - 59 Month Relationship CD | |
| 0.30%† | $500 | - | 36 - 47 Month Relationship CD | |
| 0.20%† | $500 | - | 30 - 35 Month Relationship CD | |
| 0.20%† | $500 | - | 24 - 29 Month Relationship CD | |
| 0.10%† | $500 | - | 12 - 17 Month Relationship CD | |
| 0.10%† | $500 | - | 18 - 23 Month Relationship CD | |
| 0.05%† | $500 | - | 6 - 11 Month Relationship CD | |
| 0.03%† | $500 | - | 1 - 5 Month Relationship CD | |
| 0.01%† | $500 | - | 0 Month Relationship CD |
Regions Bank IRA Rates
| Apy | Min | Max | Product | |
| 1.01%† | $500 | - | 54 Month IRA Special | |
| 1.01%† | $500 | - | 54 Month Roth IRA Special | |
| 1.01%† | $500 | - | 54 Month CESA Special | |
| 0.60%† | $250 | - | 60 - 72 Month IRA | |
| 0.60%† | $250 | - | 60 - 72 Month Roth IRA | |
| 0.60%† | $250 | - | 60 - 72 Month CESA | |
| 0.50%† | $250 | - | 48 - 53 Month IRA | |
| 0.50%† | $250 | - | 48 - 53 Month Roth IRA | |
| 0.50%† | $250 | - | 48 - 53 Month CESA | |
| 0.50%† | $250 | - | 55 - 59 Month CESA | |
| 0.50%† | $250 | - | 55 - 59 Month IRA | |
| 0.50%† | $250 | - | 55 - 59 Month Roth IRA | |
| 0.30%† | $250 | - | 36 - 47 Month IRA | |
| 0.30%† | $250 | - | 36 - 47 Month Roth IRA | |
| 0.30%† | $250 | - | 36 - 47 Month CESA | |
| 0.20%† | $250 | - | 24 - 29 Month IRA | |
| 0.20%† | $250 | - | 30 - 35 Month IRA | |
| 0.20%† | $250 | - | 24 - 29 Month Roth IRA | |
| 0.20%† | $250 | - | 30 - 35 Month Roth IRA | |
| 0.20%† | $250 | - | 24 - 29 Month CESA | |
| 0.20%† | $250 | - | 30 - 35 Month CESA | |
| 0.10%† | $250 | - | 12 - 17 Month IRA | |
| 0.10%† | $250 | - | 18 - 23 Month IRA | |
| 0.10%† | $250 | - | 12 - 17 Month Roth IRA | |
| 0.10%† | $250 | - | 18 - 23 Month Roth IRA | |
| 0.10%† | $250 | - | 12 - 17 Month CESA | |
| 0.10%† | $250 | - | 18 - 23 Month CESA | |
| 0.05%† | $250 | - | 6 - 11 Month IRA | |
| 0.05%† | $250 | - | 6 - 11 Month Roth IRA | |
| 0.05%† | $250 | - | 6 - 11 Month CESA |
Rates updated: 5/27/2012
Data for Q1 2012
Institution Statistics
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Institution Health
Overall Score:
4 out of 5 
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They Let A Stranger Withdrawl $1,000 Out Of My Account
- Karyn - Thursday, October 6, 2011 - 2:17 PMTo make a long story short, Regions allowed a debit on my account by another person for over $800. Wow! Talk about your money not being safe!!! I never got a clear answer as to why they'd let someone by a totally different name than what's on the account withdrawl any amount of money. They told me it would be 3-5 days before I'd get the money credited back to my account and because the weekend was coming up, it'd take even longer.
My husband when down to the branch to complain and they called the police on him. How do you like that for customer service?!!! Oh yeah, they didn't credit our account until several days later and then we immediately closed it!!!!
6
VERY VERY BAD BANK!!
- tekilka13 - Thursday, August 4, 2011 - 10:21 AMI will never come back to this location again.. People who work there have no idea what they doing at all! I've been charged over $200 because guy who opened my account, forgot to mark that I need a student account..When I came back to talk to the manager, she didnâ??t even said " hello" to me.. while I been talking to her she didnâ??t even listen to me, she been playing with her computer ( and it wasnâ??t my account ) and after I finished she said that it was my fault and I have no idea how to manage my money...
But after that I came home, called customer service and they resolve my problem in 5 min.
By the way her name is [name redacted] and I have no idea how people like her working at the banks...I would NOT recommend this REGIONS location to anyone..
100 N Wood River Ave, Wood River, IL 62095
5
Regions Is The Worst Bank Ever
- cantrelljohn - Wednesday, June 1, 2011 - 11:28 AMI went to cash my check at regions, to which I have an account with, and they told me that I could not cash my payroll check because I did not have the enough money in my account to do so. When I know myself that I was not in the negative at all. Wth? I will no longer be going there to do my banking. I would give them no stars if I could but that isn't an option, so I had to give them at least one.
5
Dishonest!!! Non Compliant!
- jcwalley1983 - Wednesday, March 23, 2011 - 2:17 PMMy family has taken out two Mortgages through Regions Bank. I Had also been a loyal customer of Regions Bank Customer for over 12 years. About 6 months ago, my state Identity and Regions Bank card was stolen and all my funds were drained from my account. Regions Bank assured me the problem would be taken care of and I would not be held responsible for any of the debited funds. The person who stole my identity also used fraudulent checks (not my checks) to withdraw money from my current balance. (Eg. He used stolen checks and cashed the stolen checks at a Regions Bank. The transaction was taken by a Regions Bank Employee who then cashed the fraudulent checks on my account. When the checks were returned, Regions bank charged my account for the Fraudulent Checks and the funds were debited out of my account for the amount of the Fraudulent Checks. )
I waited for over 5 months for some action to be taken. I took all necessary steps in which Financial Advisors Sean, Mia, and Michelle Bergeron asked of me at Regions Bank Cheshire Bridge. I was told I would be contacted by their Corporate Security Officer Frank and he would be the one to tell me when the funds would be released. It is now 6 months later and I have not received $1 of the large sum of money that I was told I would not be held responsible for. The last conversation I had with Michelle Bergeron is that Regions were exiting their relationship with me after 12 years and goodbye. I will be contacting the FDIC and also the BBB. I plan on posting this review on every possible review web site. DO NOT BE TAKEN ADVANTAGE OF LIKE I WAS. Regions does not stand behind their protocol or any of it's policies with the FDIC. Everything in this statement is true and I will stand behind everything stated. This has destroyed my credit and also my trust in any banking system.
Thanks,
Justin Walley
5
Ncaring Management
- cwalton - Friday, September 2, 2011 - 6:29 AMI have been a customer of regions since union planters was bought by them. Riple tn. branch was good up until a few months ago when they started changing the branch management regularly. the last few months have gone terribly downhill. no one knows who you are any more and management at higher levels seem to be uncaring. i am closing my account with this company and would not reccomend them to any one.
4
Regions Saborenation Policies Are Not Friendly To Their Customers Who Have Essential Lines Of Credit With.
- Kathyschultze - Tuesday, February 28, 2012 - 12:41 PMThis Bank does not care about it's customers...Their saborenation policies are not friendly to their customers who have second mortgages with them.
With this economy and appraisals running lower than they were six years ago "Regions bank", who Holds our second mortgage; will not let us refinance our First mortgage even though they remain in the same position they were in when they gave us this loan.
Refinancing our First mortgage through the"HARP" program would save us $275. a month right now, and would have saved us more in the past when interest rates were lower.
These government programs that are meant to help the middle-class need stricter "guide lines" for these Banks, who hold it's unsuspecting customers "Hostage".
I might add; Region Banks' has had no problem accepting "Tarp" money when the government was handing it out though!....Thanks for reading this.
3
Bank Fees...RIDICULOUS!!
- gtizard - Sunday, October 16, 2011 - 9:26 AMI have been with Regions for many 14 years..(Union Planters)..I am now being charged $14 A MONTH to use MY MONEY!!! I do realize that all banks are crooked now and charging these frivolous fees, but this amount is proposterous. Regions says if I keep more money in the account it can be waived, but I have had my account information stolen and the process/time to have funds reimbursed was long. Why would I keep more money in my account so more can be stolen...not if, but when the account gets hacked again?
This fee is absolutely unnecessary to use MY MONEY...unbelievable.. I will be leaving Regions and going to a credit union. As stated, I do understand that many banks are charging a fee now, but I know of none to this degree.
Keep this in mind when choosing a bank.
3
Great For Getting Your Money From Your Account, Good Customer Service
- urbanweasel - Tuesday, July 26, 2011 - 7:28 AMBewary, they are in it to get your money any way they can and they will, customer service is good for telling you they took your money and outrageous interest rates
3
Regions Bank
- JFDonahueIII - Friday, April 15, 2011 - 11:03 PMAfter several years of maintaining both personal and business accounts at Regions, I have now become concerned about their condition and long term viability. Negative ROI and ROE are just the exterior signs causing alarm. Sharp personnel cutbacks, longer funds holding periods on, even, funds from other large Fed Member banks, and large fee increases combine to send up ingnificant red flags.
3
7 Years Of Hell
- louie1234 - Thursday, March 15, 2012 - 9:51 AMPlease let me warn everyone to stay away from Regions I have been with them for 7 years and I now regret every second that I have ever been with them. They will tell you the manipulate the checks to come out the biggest to the smallest no matter what order you write them in. They seem to "lose" paper work after something happens that is their fault. I work hard for my money and I am a full time college student and they will steal your money all day long. Belive me if there was a star less than 1 I would click that! I want to warn everyone to NEVER BANK WITH REGIONS!
2
Great Customer Serivce
- catrising - Sunday, February 20, 2011 - 1:05 AMI am a homemaker who sometimes work part time and I finally decided that I needed a bank account about a year ago. I went to couple other banks before going to Regions and they required too many documentation to open up a new account. Then I called Regions and they said all I needed was my I.D. to open an account. They have always been a hassle free place to visit. And they have really great customer service.
2
Mobility Banking
- aaearthlink - Saturday, December 4, 2010 - 5:58 PMGreat Mobility Banking Application for the iPhone and iPad.
2
Regions In South Georgia Are Great!
- mustbenutz - Thursday, October 27, 2011 - 2:50 PMIn South Georgia (Valdosta, GA) Regions is great, Staff very customer oriented. I have been banking with Regions for over 8 years. Personal Checking and a Business Checking. Feels great when you walk in and they call you by name. I have other accounts with banks in our area and they do not give you the royal treatment like Regions.
The Five Stars are not just for Customer Service, but also their banking practices towards account holders is much better than the other area banks I have accounts with. They do not put a 10 day hold on deposited check funds like one of the local banks that I do business with for 23 years does! They even put a 10 day hold on a check I deposited that was written from my Regions Account and my account balance was much greater than the check I deposited. Regions has never held any funds from me! A very happy customer!
1
Featured Accounts
Nationwide Savings Accounts
If Your Thinking About Going To Regions Or ANY Amsouth Bank Read This First!! Untrustworthy And Incompetent!!
DO NOT use REGIONS bank or any AMsouth bank. They exist only to
find ways to remove money from your account. I have lost thousands
of dollars due to there incompetence on 2 different occasions. One
when a woman forgot to turn in paperwork to cancel a check card
when fraudulent charges showed up, thereby allowing my account to
be drained. Then tried to force me to pay hundreds in overdrafts
due to thier own incompetence!! When I contacted regions they ran
me around and literally did nothing. They lied to me about letting
me talk to a manager and only passed the phone to another low level
employee who lied to me about his position.
Less than a year later they did almost the same thing, failing
to close an account and tried to
hold me acountable for fraudulent charges after the account was
supposed to be closed. When I finally did get through to a higher
up, he told me..... "while I wasn't on the phone for that
converstation now was I?" "Lets see you prove it" Yeah this was MY
bank.
Simply put, they care nothing about thier customers, only finding
ways to part them from thier money through hidden rediculous
charges!!!
Bottom line... WHY take a chance? GO ELSEWHERE!!!