Coastal FCU is offering a 5.50% APY 15-month certificate. There's also a special 5.25% APY 7-month CD. The minimum deposit is $2,500.
Field of membership includes members of the Coastal Capital Club. Membership in this association is open to any individual. A one-time fee of $10 is required. You can also be eligible to join the credit union via other companies and associations and via immediate family. See site for details. Credit union membership requires a minimum $25 deposit into the savings account.
Branches are located in several North Carolina cities including Raleigh, Durham and Charlotte. The credit union is federally insured by the NCUA. It's a large credit union with $1.58 billion in assets and 159,031 members.