4.15% 24-Month CD at a WA/ID/MT/OR Bank (Golf Savings)

Update 6/14/08: The rates have gone up! The new 24-month CD yield is 4.15% APY. The title has been modified to reflect this change.

Golf Savings Bank has some competitive rates on its certificates of deposit. Its 2-year CD is the most competitive with a yield of 4.05% APY. The longer term CDs also have decent yields: 4.25% APY 3-year CD, 4.30% APY 4-year CD and 4.50% APY 5-year CD. The minimum deposit is $10,000.

It appears a branch visit is required. Branches are located in Washington State, Idaho, Montana and Oregon. The bank has been FDIC insured since 2000 (FDIC Certificate # 35362). It has a 2 out of 5 star rating (below peer group) at Bankrate based on 12/31/07 data.