IH Mississippi Valley Credit Union is offering some competitive certificate rates. The most competitive is the 60-month term which has a 4.07% APY. Other notable rates include the 2.02% APY 12-month CD, the 2.48% APY 24-month CD and the 3.04% APY 36-month CD. Minimum deposit is $500. An extra 0.25% is added for Jumbo CDs with a $100,000 minimum deposit. Also, an extra 0.10% is added when you have a checking product. Certificates are also available in an IRA. These rates are listed in the credit union's rates page as of 10/08/09.
The credit union also offers a reward checking account with a 4.01% APY for balances up to $25K (as of 10/08/09). Refer to my reward checking review for more details.
Membership is open to the Quad City and surrounding area residents. Refer to the credit union's mission statement for more details.
Branches are located in the Illinois cities of Rock Island, East Moline, Moline, Silvis and Prophetstown, and in the Iowa cities of Davenport, Bettendorf and DeWitt.
The credit union has a 3-star rating (performing) at Bankrate.com based on 6/30/09 financial data. It is federally insured by the NCUA (Charter # 60337).
Other Competitive Certificate of Deposit Rates