IH Mississippi Valley Credit Union is offering some competitive long-term CD and IRA CD rates. The most competitive is the 5-year term which has a 2.99% APY. Other notable rates include a 2.27% APY 3-year CD and a 2.12% APY 30-month CD. Minimum deposit is $500. An extra 0.10% is added for Jumbo CDs with a $250,000 minimum deposit. Also, an extra 0.10% is added when you have a checking product. These rates are listed in the credit union's rates page as of 10/03/2010.
The credit union also offers a reward checking account with a 3.01% APY for balances up to $25K (as of 10/03/2010). Refer to my reward checking review for more details.
Membership is open to the Quad City and surrounding area residents. Please refer to The IHMVCU Story page for more details.
Branches are located in the Illinois cities of Rock Island, East Moline, Moline, Silvis and Prophetstown, and in the Iowa cities of Davenport, Bettendorf and DeWitt.
The credit union has an overall health score of 4 out of 5 with a Texas Ratio of 13.19% (excellent) based on June 2010 data. Please refer to our financial overview of IH Mississippi Valley Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 60337).
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