Dedicated to Deposits: Deals, Data, and Discussion
Wings Financial Credit Union1.65%$500-5 Year Dividend Paid Monthly Share Certificate
Wings Financial Credit Union1.41%$500-4 Year Dividend Paid Monthly Share Certificate
Wings Financial Credit Union1.26%$500-3 Year Dividend Paid Monthly Share Certificate
Wings Financial Credit Union0.95%$500-2 Year Dividend Paid Monthly Share Certificate
Accounts mentioned in this post. Rates as of August 21, 2014

New Higher CD Rates at Wings Financial Credit Union - Limited Membership


Wings Financial Credit Union

Wings Financial Credit Union did something that has been rare this year. It raised its CD rates. The rates went up by 15 basis points which makes it rates for CD terms of 2 to 5 years very competitive. These CD and IRA CD rates as listed at the credit unions rates page as of 2/19/2011 include:

  • 1.81% APY 2-year CD
  • 2.07% APY 3-year CD
  • 2.22% APY 4-year CD
  • 2.73% APY 5-year CD

Minimum deposit is $500. According to the CSR, the early withdrawal penalty is 180 days of interest for terms over 1 year and 30 days of interest for terms of 1 year and less.


Wings used to be only available to those employed in the air transportation industry. However, that has recently changed. Most people in the Minneapolis-St. Paul Metro area and in the Seattle-Tacoma Metro area are now eligible. Please refer to the Wings membership page for the full details.

The membership application can be done online. A minimum balance of $5 in the share savings account is required. I was told that a CD couldn't be opened at the same time that you apply for membership. You can fund the CD with money from the savings account, so if you apply for membership online, you might want to fund the share savings account with the money you want to use to fund the CD.

Wings Financial is a large credit union with over $3 billion in assets and with branches across the US including the states of California, Florida, Georgia, Hawaii, Michigan, Minnesota, Tennessee and Washington.

It has an overall health score at of 4 stars (out of 5) with a Texas Ratio of 10.59% (above average) based on December 2010 data. Please refer to our financial overview of Wings Financial Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 68601).

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