Azura Credit Union (KS) Adds Competitive 27-Month CD Special

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Deal Summary: 27-month Share Certificate Special, 1.41% APY, $500 minimum deposit.

Availability: 45 Kansas counties.

Azura Credit Union (Azura CU) has unveiled a 27-month Share Certificate Special, which earns 1.41% APY. The minimum opening deposit is $500, with no stated balance cap.

The 27-month Share Certificate Special is also available as a IRA Share Certificate Special (Traditional, Roth, CESA), earning the same APY with the same deposit requirements.

In addition to being the most competitive Share Certificate in the product line, the 27-month Share Certificate Special offers the highest APY, 61 bps higher than the 60-month Share Certificate’s 0.80% APY.

In a Live Chat, CSR stated that the Early Withdrawal Penalty for the terms of 12-48 month is 180 days dividends. Partial withdrawals and early closures are both permitted.

CSR also mentioned that dividends can be “compounded to the Share Certificate Special, transferred to another Azura account, or paid out by check." Maturing funds will be distributed by cashier’s check or transferred to an Azura checking or savings account. 27 Month Share Certificate Special does not have an auto renew option.

Availability

Headquartered in Topeka, Kansas, Azura Credit Union’s field of membership (FOM) is primarily community-based, with individuals who live, work, or worship in any of the following 45 Kansas counties, eligible for membership.

Northeast Counties: Atchison, Brown, Doniphan, Douglas, Jackson, Jefferson, Johnson, Leavenworth, Lyon, Marshall, Nemaha, Osage, Pottawatomie, Riley, Shawnee, Wabaunsee, Wyandott.

Southeast Counties: Allen, Anderson, Bourbon, Coffey, Franklin, Greenwood, Linn, Miami, and Woodson.

Northcentral Counties: Chase, Clay, Cloud, Dickinson, Ellsworth, Geary, Jewell, Lincoln, Marion, McPherson, Mitchell, Morris, Ottawa, Republic, Saline, and Washington.

Southcentral Counties: Butler, Harvey, and Rice.

Employment: Employees/retirees of AT&T, Goodyear Tire & Rubber, Southwestern Bell Communications, U.S. government agencies (including local, municipal, or state governments) also qualify for membership, as do employees/retirees/members of American Legion Post 400, TARC, or United Steelworkers Union Local #400. All employees and students of any Kansas educational institution are also eligible to join.

Relationship: Immediate family members of anyone eligible for membership are welcome to apply. Immediate family includes spouse/former spouse, parent/step-, sibling, child/step-, grandparent, or grandchild.

Joining Azura CU can be done online, or at any of nine Kansas branches located in Lenexa, and Topeka (8).

A Primary Savings account is the required membership share account to join Azura. It may be used as a traditional savings account but a minimum of $5 must be maintained for membership.

Opening a Share Certificate can be done at any of the above-mentioned branches or by phone (800.432.2470).

Azura CU participates in the CO-OP ATM Network, giving its members access to more than 30,000 surcharge-free ATMs through the country.

Credit Union Overview

Azura Credit Union has an overall health grade of "A+" at DepositAccounts.com, with a Texas Ratio of 2.52% (excellent) based on December 31, 2021 data. In the past year, Azura CU increased its total non-brokered deposits by $40.3 million, an excellent annual growth rate of 7.15%. Please refer to our financial overview of Azura Credit Union (NCUA Charter # 61823) for more details.

Azura Credit Union was established in 2016 when Educational Credit Union and Quest Credit Union “merged as equals,” combining approximately the same number of members and total assets. Educational CU was founded in 1939 as the Topeka Teacher Credit Union, while Quest CU was established in 2010 through the merger of Credit Unions United (est. 1951) and Credit Union One of Kansas (est. 1956). Currently the sixth largest credit union in Kansas, Azura CU has more than 58,000 members and assets in excess of $682 million.

When I think of the word “azure,” I think of a description of a body of water in a tropical location, but that’s not the derivation of Azura.

Why Azura? One of the reasons the new name was selected is the tribute it pays to the beautiful, azure blue Kansas sky. With a combined 140 years of service in Kansas, both credit unions wanted to be mindful of their heritage as they developed their plans to move forward. The name was created by combining the words "azure", meaning clear blue sky, and "terra", meaning land.

How the 27-Month Share Certificate Special Compares

When compared to similar length-of-term CDs tracked by DepositAccounts.com that are available within the FOM and have minimum deposit requirements of $10k or less, one credit union currently has a higher rate than offered on the 27-Month Share Certificate Special. The following table compares the 27-Month Share Certificate Special to the two highest-rate CDs from other credit unions and the two highest-rate CDs from banks.

The above information and rates are accurate as of 3/21/2022.

To look for the best CD rates, both nationwide and state specific, please refer to our CD Rates Table.

Related Pages: Topeka CD rates, Kansas City CD rates, 5-year CD rates

Comments


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Availability: Residents of 45 Kansas counties.

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