Bank of the Ozarks is headquartered in Little Rock and is the 2nd largest bank in the state of Arkansas. It is also the 110th largest bank in the nation. It was established in 1903 and as of December of 2015, it had grown to 1,642 employees at 173 locations. Bank of the Ozarks has an A+ health rating.
No matter what service I am using, I expect three things. I rate the quality of the product, the cost, and the customer service, which can make or break a company. In short, Bank of the Ozarks does indeed meet my expectations. I have used a few of their locations, and every time I entered the bank I was treated with the utmost respect and kindness. The only reason for an overall rating of 4 is that sometimes their computers run a bit slow, causing me to wait a little while in order to deposit one check. A minor issue is the low interest rate for checking accounts, but it is comparable to other banks.
|FDIC Certificate #||110|
|Return on Assets - YTD||2.18%|
|Return on Equity - YTD||14.52%|
|Annual Interest Income||$410.1MM|
|Assets and Liabilities|
|Assets||Q4 2015vs Q4 2014||$9.87B$6.76B|
|Loans||Q4 2015vs Q4 2014||$8.27B$5.07B|
|Deposits||Q4 2015vs Q4 2014||$7.99B$5.52B|
|Equity Capital||Q4 2015vs Q4 2014||$1.56B$942.7MM|
|Loan Loss Allowance||Q4 2015vs Q4 2014||$60.9MM$52.9MM|
|Unbacked Noncurrent Loans||Q4 2015vs Q4 2014||$45.4MM$57.9MM|
|Real Estate Owned||Q4 2015vs Q4 2014||$22.6MM$37.7MM|
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
Always verify rates and promotions with the bank or credit union. We are not Bank of the Ozarks; we are a rate comparison website and cannot provide official rates or promotions.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|1.36%||$1k||-||13 Month CD Special (Limited Availability)|