Bank of the Ozarks is headquartered in Little Rock and is the 2nd largest bank in the state of Arkansas. It is also the 106th largest bank in the nation. It was established in 1903 and as of March of 2016, it had grown to 1,646 employees at 175 locations. Bank of the Ozarks has an A+ health rating.
No matter what service I am using, I expect three things. I rate the quality of the product, the cost, and the customer service, which can make or break a company. In short, Bank of the Ozarks does indeed meet my expectations. I have used a few of their locations, and every time I entered the bank I was treated with the utmost respect and kindness. The only reason for an overall rating of 4 is that sometimes their computers run a bit slow, causing me to wait a little while in order to deposit one check. A minor issue is the low interest rate for checking accounts, but it is comparable to other banks.
|FDIC Certificate #||110|
|Return on Assets - YTD||2.05%|
|Return on Equity - YTD||13.81%|
|Annual Interest Income||$121.8MM|
|Assets and Liabilities|
|Assets||Q1 2016vs Q1 2015||$11.42B$8.29B|
|Loans||Q1 2016vs Q1 2015||$9.21B$6.30B|
|Deposits||Q1 2016vs Q1 2015||$9.64B$6.72B|
|Equity Capital||Q1 2016vs Q1 2015||$1.60B$1.27B|
|Loan Loss Allowance||Q1 2016vs Q1 2015||$61.8MM$54.1MM|
|Unbacked Noncurrent Loans||Q1 2016vs Q1 2015||$34.3MM$50.5MM|
|Real Estate Owned||Q1 2016vs Q1 2015||$22.0MM$32.0MM|
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