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17901 Chenal Parkway
Little Rock, AR 72223

Bank of the Ozarks is headquartered in Little Rock and is the largest bank in the state of Arkansas. It is also the 83rd largest bank in the nation. It was established in 1903 and as of September of 2016, it had grown to 2,315 employees at 262 locations. Bank of the Ozarks has an A+ health rating.

Related Posts

Bank of the Ozarks Offers 13-Month CD Special - 9/13/2016

Bank of the Ozarks is offering a 13-month CD Special (1.30% APY), available only at its nine Dallas-Fort Worth Metroplex branches. Minimum deposit is $1k of new money.

Bank Of The Ozarks 13 Month CD Special In Dallas/Fort Worth - 9/11/2016

Saw this advertised in today’s Dallas Morning News 1.30% APY 13-month CD Special. Limited Time Offer Nine metroplex area locations $1,000 minimum deposit Offer good at DFW Metroplex locations only

Bank of the Ozarks Has 15-month CD Special (NYC only) - 6/17/2016

Bank of the Ozarks has a 15-month CD Special (1.36% APY), available only at its New York City branch. The minimum deposit is $1k of new money.

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Reviews (2)

Great customer service

Posted by: Andrew3 | Sep 27, 2014

No matter what service I am using, I expect three things. I rate the quality of the product, the cost, and the customer service, which can make or break a company. In short, Bank of the Ozarks does indeed meet my expectations. I have used a few of their locations, and every time I entered the bank I was treated with the utmost respect and kindness. The only reason for an overall rating of 4 is that sometimes their computers run a bit slow, causing me to wait a little while in order to deposit one check. A minor issue is the low interest rate for checking accounts, but it is comparable to other banks.

Great Service High Overdraft Fees

I like the local Bank of the Ozarks. The people are very nice there and give a personal touch. They are very eager to help. This also includes the people that call and talk on the phone. They are all very nice. The products also are very good. They offer the same checking and savings products that most other banks offer. They also have the same amount of online products as well. You can use mobile pay and things like that. They also have good online access where you can check your balance and move money around. I have also had to wire money and they have very good services with that. They allow you to interact very well with customers as well. I use them for my business and the business checking account is very good and they do not charge a fee for that if you have a good amount in the account each month. My only complaint is the fact that they charge $35 for an overdraft or for a check that is returned. This is a huge amount and is really crazy. I would hate to think how much interest that would equal. I would be better off using my local payday lender instead of that kind of charge. But I also think this is pretty standard in most banks.


Health Grade Components

FDIC Certificate #110
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.99%
Return on Equity - YTD12.78%
Annual Interest Income$447.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$18.43B$9.33B
LoansQ3 2016vs Q3 2015$14.09B$7.35B
DepositsQ3 2016vs Q3 2015$15.14B$7.62B
Equity CapitalQ3 2016vs Q3 2015$3.07B$1.41B
Loan Loss AllowanceQ3 2016vs Q3 2015$69.8MM$59.0MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$66.6MM$58.2MM
Real Estate OwnedQ3 2016vs Q3 2015$43.7MM$24.3MM

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Bank of the Ozarks has 243 locations. Click to view all Bank of the Ozarks locations.