Bridge Credit Union (Ohio) Has A Very Competitive 24-month CD


Availability: Employees/retirees of public and private transportation and logistics companies in Ohio; Residents of the Hilltop community in West Columbus, Ohio.

Recently, Bridge Credit Union (Bridge CU) raised the rates on its 24-month Certificate (2.00% APY) and 24-month Second Chance Certificate (2.00% APY).

4.25%$1k-Bridge Credit Union24 Month Everyday CD
Rates as of April 17, 2024.

Both Certificates (CDs) require a minimum opening deposit of $1K, with no maximum balance cap. The Second Chance CD has a bump-up option, which is detailed on page 8 of Bridge CU’s Account Disclosure brochure:

We will not change the rate on your account during the term of the account. However, you have the option to exchange this dividend rate once during the term, after 90 days of opening the account for terms up to 24 months. The new dividend rate will be the rate then being offered or Second Chance Share account of equal term of maturity as the original term of this term share account.

There will not be any fee to change the rate, however the request must be submitted in writing. If you make an exchange, the maturity date of this account will remain the same as originally scheduled.

According to CSR, the Early Withdrawal Penalty on the 24-month CD and 24-month Second Chance CD is 180 days interest.


Headquartered in Columbus, Bridge Credit Union’s field of membership is primarily employment based, with employees and retirees (and immediate family members) of the following organizations eligible to join:

  • The Ohio Department of Transportation
  • Ohio Department of Youth Services
  • The Transportation Research Center
  • Ohio Department of Public Safety
  • Public Transportation Agencies
  • The Ohio Department of Administrative Services & Budget Management
  • The Columbus Developmental Center
  • Don Scott Field
  • Twin Valley Behavioral Healthcare and Medical Complex
  • AFLAC (Ohio)
  • First Federal Credit Control
  • The Buckeye Connection
  • Distribution, Logistics, Construction, Engineering and Warehousing sectors of the Transportation Industry within Central Ohio
  • In addition, everyone who lives, works, or worships in the greater Hilltop Community in West Columbus is also eligible for membership.

    Joining Bridge CU can be done online,, by email, or in person at the sole branch located in the Hilltop area of Columbus. The membership application is available for download. Opening a CD requires a visit to the Credit Union.

    Credit Union Overview

    Bridge Credit Union has an overall health grade of "B+" at, with a Texas ratio of 4.88% (excellent) based on December 31, 2014 data. In the past year, Bridge CU has increased its total deposits by $3.97 Million, an excellent annual growth rate of 11.3%. Please refer to our financial overview of Bridge Credit Union for more details.

    Bridge Credit Union (NCUA Certificate # 62306) began in 1967 as State Transportation Employees Credit Union. Not much had changed during the Credit Union’s first 45 years, but in 2013, a serious rebranding took place.

    The new Bridge brand is both a nod to the credit union’s transportation heritage (they primarily serve workers and retirees from the Ohio Department of Transportation), but also reflects the credit union’s strategic decision to begin offering services in other transportation-related industries within the private sector. Those industries now include employees within logistics, construction, engineering, and warehousing.

    This rebranding was not solely a cosmetic change: in addition to growing the field of membership, Bridge CU added new services, including private student loans, a dividend checking account, a new online mortgage resource, and a membership rewards program.

    How the CDs Compare

    When compared to other similar length of term CDs tracked by, requiring a similar minimum deposit and available to Ohio residents, Bridge Credit Union’s 24-month Certificate is definitely competitive, with the 24-month Second Chance Certificate offering an extra cachet.

    The above rates are accurate as of 6/1/2015.

    To search for nationwide CD rates and CD rates in your state, please refer to the CD rates section of

    Related Pages: Bridge Credit Union, Columbus, Youngstown, Dayton


    6.00% 6-Month CD at an Ohio CU (STECU)
    State Transportation Employee Credit Union is offering a special 6.00% APY 6-month certificate. The minimum deposit is $5K, and it requires money new to the credit union.

    The field of membership includes employees of the Ohio Department of Transportation and several other Ohio State departments and agencies. Also, anyone who resides, works, or worships in the greater Hilltop Community is eligible. See site for details (bottom of home page). Branches are located in Columbus, Ohio.

    The credit union is federally insured by the NCUA. It has $29.7 million in assets and 8,768...

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