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Overview / Commentary
100 5th Street South
Saint Petersburg, FL 33701

C1 Bank is headquartered in Saint Petersburg and is the 17th largest bank in the state of Florida. It is also the 429th largest bank in the nation. It was established in 1995 and as of March of 2016, it had grown to 226 employees at 35 locations. C1 Bank has a B health rating.

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Reviews (1)

Best banking experience of my life

Posted by: batman | Sep 21, 2015

I transitioned to C1Bank, a local Florida bank, after experiencing the absolute madness that is Bank of America. C1Bank has the most responsive and friendly customer service, and they really care about the local community. The fees are minimal or non existent for most services, and their online website is very intuitive and easy to use. I know my teller at the location closest to me by name, and all of the employees treat me like an actual person with thoughts and feelings, which is refreshing compared to some other mainstream big banks that only care about hoarding your money for their own purposes. I would absolutely recommend this bank to anyone looking for a safe and reliable local alternative to big banking. So very worth it!


Health Grade Components

FDIC Certificate #34092
Year Established1995
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD10.82%
Annual Interest Income$20.8MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.79B$1.60B
LoansQ1 2016vs Q1 2015$1.45B$1.25B
DepositsQ1 2016vs Q1 2015$1.35B$1.20B
Equity CapitalQ1 2016vs Q1 2015$196.1MM$189.1MM
Loan Loss AllowanceQ1 2016vs Q1 2015$8.1MM$5.8MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$53.1MM$19.7MM
Real Estate OwnedQ1 2016vs Q1 2015$27.6MM$30.3MM

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C1 Bank has 33 locations. Click to view all C1 Bank locations.