C1 Bank is headquartered in Saint Petersburg and is the 17th largest bank in the state of Florida. It is also the 429th largest bank in the nation. It was established in 1995 and as of March of 2016, it had grown to 226 employees at 35 locations. C1 Bank has a B health rating.
I transitioned to C1Bank, a local Florida bank, after experiencing the absolute madness that is Bank of America. C1Bank has the most responsive and friendly customer service, and they really care about the local community. The fees are minimal or non existent for most services, and their online website is very intuitive and easy to use. I know my teller at the location closest to me by name, and all of the employees treat me like an actual person with thoughts and feelings, which is refreshing compared to some other mainstream big banks that only care about hoarding your money for their own purposes. I would absolutely recommend this bank to anyone looking for a safe and reliable local alternative to big banking. So very worth it!
|FDIC Certificate #||34092|
|Return on Assets - YTD||1.19%|
|Return on Equity - YTD||10.82%|
|Annual Interest Income||$20.8MM|
|Assets and Liabilities|
|Assets||Q1 2016vs Q1 2015||$1.79B$1.60B|
|Loans||Q1 2016vs Q1 2015||$1.45B$1.25B|
|Deposits||Q1 2016vs Q1 2015||$1.35B$1.20B|
|Equity Capital||Q1 2016vs Q1 2015||$196.1MM$189.1MM|
|Loan Loss Allowance||Q1 2016vs Q1 2015||$8.1MM$5.8MM|
|Unbacked Noncurrent Loans||Q1 2016vs Q1 2015||$53.1MM$19.7MM|
|Real Estate Owned||Q1 2016vs Q1 2015||$27.6MM$30.3MM|
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