Centric FCU (LA) Has Both Competitive Kasasa Cash And Kasasa Saver


Availability: Residents of Ouachita and Lincoln Parishes, Louisiana

Often, a Kasasa Cash account with a good APY has a companion Kasasa Saver account with a somewhat disappointing rate and/or a small cap. Centric Federal Credit Union (Centric FCU) offers the exception, with a Kasasa Cash that earns 3.25% APY on qualifying balances up to $10k, and a Kasasa Saver that earns 1.01% APY up to $50k.

3.25*%-$15kCentric Federal Credit UnionKasasa Cash
OTHER TIERS: 0.25% $15k+
1.01%-$50kCentric Federal Credit UnionKasasa Saver
Rates as of May 19, 2019.

Both the Kasasa Cash and Kasasa Saver accounts earn 0.25% APY on qualifying balances over $10k and $50k, respectively, with non-qualifying balances in both accounts earning 0.05% APY.

Kasasa Cash/Saver Qualifying Requirements

  • Have at least 12 debit card purchases.
  • Be enrolled in and receive eStatement.
  • Have at least one ACH or Direct Deposit.

The Kasasa Cash account has no minimum balance requirement or monthly fees, and requires a minimum of $25 to open. There is a limit of one Kasasa Cash account per social security number. Domestic ATM fees will be reimbursed up to $25 per month ($4.99 per single transaction), with receipts required for individual fees of $5.00 or higher.


Headquartered in West Monroe in northern Louisiana, Centric Federal Credit Union’s field of membership residency based, with individuals who live, work, worship, or attend school in Ouachita or Lincoln Parishes eligible for membership.

In addition, any business or other legal entity in Ouachita and Lincoln Parishes also qualify for membership.

Joining Centric FCU and opening a Kasasa Cash account can be done online, or in person at any of four Louisiana branches located in Monroe, Ruston West Monroe (2).

Credit Union Overview

Centric Federal Credit Union (NCUA Charter # 1982) has an overall health grade of "B+" at DepositAccounts.com, with a Texas ratio of 8.17% (excellent) based on March 31, 2016 data. In the past year, Centric FCU has increased its total deposits by $13.52 million, an excellent annual growth rate of 11.97%. Please refer to our financial overview of Central Federal Credit Union for more details.

Founded in 1937 as the Forest Kraft Federal Credit Union, today’s Centric Federal Credit Union is Louisiana’s 20th largest credit union, with over 16,200 members and assets in excess of $144 million. The original field of membership covered the employees of the Brown Paper Mill, which was established in 1932 as the first American Kraft paper mill. The merger with Glenwood Federal Credit Union, an expansion into Lincoln Parish, and the change to a community charter resulted in the new Centric FCU name in 2008.

How the Kasasa Cash Compares

When compared to the 42 High Yield Reward Checking Accounts tracked by DepositAccounts.com, which are available to northern Louisiana residents and have maximum qualifying balances of at least $10k, Centric Federal Credit Union’s Kasasa Cash currently ranks second.

The above rates are accurate as of 6/23/2016.

To look for the best nationwide Reward Checking Account rates and the best Reward Checking Account rates in your state, please refer to our High Yield Reward Checking Account rates table or our new Rates Map page.

Centric CU's (LA) Competitive 13-month CD Special - Limited Time Offer


Residents of Louisiana counties of Lincoln and Ouachita.

Centric Credit Union is offering a new, limited time 13-month Certificate Special (1.30% APY). The minimum opening deposit is $1K, with no maximum balance cap.

Centric Credit Union has three different Certificate types: Standard, Choice, and Jumbo. The Choice Certificate offers a higher rate with a checking relationship, and the Jumbo Certificate pays a higher rate with a minimum deposit of $50K. That being said, the 13-month Certificate Special earns the same 1.30% APY for all three Certificate...

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