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678-293-1350
3333 Riverwood Pkwy Southeast
Atlanta, GA 30339

Community & Southern Bank is headquartered in Atlanta and is the 5th largest bank in the state of Georgia. It is also the 221st largest bank in the nation. It was established in 2010 and as of December of 2015, it had grown to 593 employees at 52 locations. Community & Southern Bank has an A health rating.

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Community And Southern Bank

Posted by: Suni | Jul 25, 2013

Community & Southern Bank is one of the best banks I have ever had the pleasure to bank with.  I greatly appreciate their professional yet personal touch to banking.  I find that not only is the banking division well tuned and operated, their mortgage division is incredible.  It is unfortunate that people that have a bad experience with one person would condemn the entire bank.  I highly recommend the Ashford Dunwoody location as well as the Riverwood location.

This Bank's On Line Banking Website Has Improved.

Posted by: Anonymous | May 17, 2012

They have made some progress. I have not checked all the features though...

How Do You Trust A New Bank?

Posted by: Anonymous | Dec 18, 2010

My husband and I were with The People's Bank for over 9 years, it had existed for over 70 years in Winder, GA. I was never happier with a bank in my 50 years, then the rug was pulled out from under us. I already don't like the way Community & Southern runs things; for example, they sent new debit/credit cards and turned off our old cards without making sure we had activated our new cards...that was loads of fun at the gas pump. Another example, we use to get credit points on our debit/credit cards that we could use towards merchandise etc., when I asked if that was going to continue, no one could tell me. They also couldn't tell me if any of the rates were going to change. They don't know what is going to happen. Poor communication between the Executives and the Branch Managers, makes me very nervous. This bank has swallowed at least 3 banks here in Georgia and no one really knows anything about this institution. They don't talk to their customers or community leaders with an open house forum or anything. The whole thing makes us People's Bank customers very nervous.

RUN..AWAY..SAVE..YOURSELF

Posted by: Snow | May 10, 2016

For some reason, and without notification, they decided to freeze our Visa Debit Card "due to fraud in Atlanta and the surrounding areas". Hmm. Why did you not notify the card holders? "then it would alert those committing fraud we were on to them". Yep. Isn't that a GOOD thing? We were told a "third party company put the fraud alert on and it will be on there until they remove it. BUT we may can purchase less than $95 at a time OR use our PIN". Well, golly we would. BUT YOU DIDN'T SEND US ONE! And, here is a silly question: So fraud is OK as long as it is UNDER $95? We were COMPLETELY locked out of our account, due to not giving us a PIN, for the entire weekend!! NO ACCESS TO OUR MONEY! I contacted VISA corp. They say they no of NO Fraud alert NOR breach. And, IF there had been one..THEY WOULD HAVE NOTIFIED ALL CARD HOLDERS AND PUT IN ON THE NEWS! Gasp! Egads! That didn't happen! Because we don't want the bad guys to know they are ON to them!! NO ONE can tell you anything! They BLAME YOU for not using your PIN..WHICH WE DON'T HAVE! They blame VISA...they were slightly miffed by that! And this mysterious third party... who welds the power...just does as they please and SCREW the account holder!! THIS IS JUST PLAIN SHADY! SHADY! Looks like the one doing all the FRAUD is the Third Party AND Community and Southern!! We intend to get our money out, hire an attorney, and tell COMMUNITY AND SOUTHERN DO GO SCREW THEMSELVES!

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Health
A

Health Grade Components

Overall
FDIC Certificate #59010
Year Established2010
Employees593
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD5.65%
Annual Interest Income$163.8MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$4.17B$3.40B
LoansQ4 2015vs Q4 2014$3.11B$2.39B
DepositsQ4 2015vs Q4 2014$3.69B$2.88B
Equity CapitalQ4 2015vs Q4 2014$455.0MM$388.7MM
Loan Loss AllowanceQ4 2015vs Q4 2014$41.4MM$37.9MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$41.3MM$36.2MM
Real Estate OwnedQ4 2015vs Q4 2014$8.3MM$133.00K
Rates
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Community & Southern Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$50kKasasa Saver
OTHER TIERS: 0.25% $50k+

Community & Southern Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%*-$25kKasasa Cash
OTHER TIERS: 0.25% $25k+
Locations

Community & Southern Bank has 48 locations. Click to view all Community & Southern Bank locations.