3.85% 6-Month CD at a California CU (California Pacific).

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Update 5/10/08: The 6-month CD rate has fallen. Please check the credit union's website for the latest rates.

California Pacific FCU is offering a 3.85% APY 6-month certificate. It also has competitive rates on its longer term CDs: 3.40% APY for 12-months and 3.50% APY for 24 to 36 months. The minimum deposit is $1,000. See rate table for more details.

For the last few months, the credit union had been offering a very high yield 3-month CD special. Last week this 3-month CD was 4.75%, but this CD is no longer listed. On the plus side, the 6-month yield went up a bit from last week.

Membership is open to those who live, worship or work in the portion of northeastern Contra Costa County, California. Please refer to their Membership page for details. Membership requires a minimum deposit of $25 in the share savings account.

Branches are located in Concord and Brentwood, California. The credit union is federally insured by the NCUA (Charter # 1592). It has $53.2 million in assets and 6,749 members.
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4.75% 3-Month / 3.75% 6-Month CD at a California CU (California Pacific).
Update 5/1/08: The 3-month CD special has ended. Please check the credit union's website for the latest rates.

California Pacific FCU is offering a special 4.75% APY 3-month share certificate. There's also a competitive 6-month certificate with a yield of 3.75% APY. The minimum deposit is $1,000. See rate table for more details.

I last posted on this credit union in February when the 3-month CD yield was 5.55%.

Membership is open to those who live, worship or work in the portion of northeastern Contra Costa County, California. Please refer to their Membership...





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4.75% 3-Month CD at a California Credit Union (California Pacific)
Update 3/15/08: The CD yield has fallen from 5.00% to 4.75% APY. The title has been modified to reflect this change.
Update 3/1/08: The CD yield has fallen from 5.55% to 5.00% APY. The title has been modified to reflect this change.

California Pacific FCU is offering a special 5.55% APY 3-month share certificate. The minimum deposit is $1,000.

After last month's Fed rate cuts, it's rare to see CD rates this high. Too bad it isn't a longer term. Also, I'm afraid membership qualifications are pretty narrow.

Membership is open to those who...






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