California Pacific FCU is offering a 3.85% APY 6-month certificate. It also has competitive rates on its longer term CDs: 3.40% APY for 12-months and 3.50% APY for 24 to 36 months. The minimum deposit is $1,000. See rate table for more details.
For the last few months, the credit union had been offering a very high yield 3-month CD special. Last week this 3-month CD was 4.75%, but this CD is no longer listed. On the plus side, the 6-month yield went up a bit from last week.
Membership is open to those who live, worship or work in the portion of northeastern Contra Costa County, California. Please refer to their Membership page for details. Membership requires a minimum deposit of $25 in the share savings account.
Branches are located in Concord and Brentwood, California. The credit union is federally insured by the NCUA (Charter # 1592). It has $53.2 million in assets and 6,749 members.