FedChoice Federal Credit Union is offering a 5.00% APY 5-year CD. Minimum deposit is $500, and it requires new money. An APY of 5.05% is available for a $50,000 minimum deposit. There's also a competitive 24-month CD with an APY of 4.00% (4.05% for $50K). These are available as regular and IRA CDs. These rates are listed in the credit union's rate table as of 12/21/08, and they're only limited time specials.
Field of membership includes all federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore and Philadelphia Metropolitan areas. Refer to the site for details about the specific counties that are part of the covered areas.
Branches are located in Maryland, Washington DC and in Philadelphia, Pennsylvania.
FedChoice FCU is federally insured by the NCUA (Charter # 150).
Update 4/19/08: The CD rates have fallen. Please check the credit union's website for the latest rates.
Washington Postal Employees FCU is listing some very high certificate rates. These include a 5.18% APY 36-month CD, a 4.95% APY 24-month CD and a 4.68% APY 12-month CD. The minimum deposit is $500. These are also available as IRA CDs. The rate table has a date of 3/31/08, so hopefully these rates are still available.
Unfortunately, the credit union has a small field of membership. As the name suggests, it's open to postal employees...
POSTED ON SATURDAY, DECEMBER 30, 2006 BY KEN TUMIN
FedChoice FCU is offering promotional share certificates with 6 to 11 month terms with rates up to 6.30% APY. The 6.30% APY has a minimum deposit of $100K. The 6.20% APY has a $50K minimum and the 6.10% APY has a $10K minimum. These CD's require money from outside the credit union.
The field of membership includes all federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore and Philadelphia Metropolitan areas. Refer to the site for details about the specific counties that are part of the covered areas.
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